40,000 Years of Cultivation

Li Yao quickly manipulated it on the platform and understood: "The stronger the cultivator's strength, the higher his, even if the stock price, is it?"

Zhao Hongguang said: "In theory, this is the case, but the actual situation is much more complicated, and it has something to do with the age, background, social relationship, and the dividend method of the comprehension voucher."

"For example, a pill knot monk is more than two hundred years old, no matter how strong he is, the'stock price' will not soar too high, unless he has great hopes of forming an infant. This is easy to understand, and time is not forgiving. There is no potential anymore."

"For another example, if a cultivator has made a breakthrough, but his direct competitor has made a bigger breakthrough, then the ‘stock price’ of this cultivator will also be suppressed, so there is no room for two tigers."

"For another example, a cultivator is not strong, but he is in urgent need of money recently. After gritting his teeth, he issued a batch of cultivating coupons at a price of 100 yuan, but he promised to pay 20 yuan every year. Naturally it is hot and the stock price goes up , As to whether it can be delivered at the end of the year, that is another story."

"More often, the strength of a cultivator hasn't changed much, but he claims to have discovered a new fragmented world or a new star sea wreck. Of course, the value of even pulling more than a dozen daily limits is some."

"In short, the repair coupon market is the same as the stock market. It does not mean that the better the performance of the sect, the higher the stock price. It is ever-changing, and it is an infinite world with deep waters."

"However, President Sha can rest assured that the repair coupon market is managed by the'True Supervisory Committee', oh, it is the'Repair Ticket Supervision and Management Association'. For those situations such as the release of false information or insider trading, once it happens, It is severely punished!"

Li Yao nodded. He had also heard of the cultivation coupon before and knew that it was a mature, open, and legal financial product, but time was precious, and he hadn't worked hard to study it.

From this point of view, listing yourself is a good way to quickly absorb training funds.

After pondering for a moment, Li Yao raised another crucial question: "A sect goes public and must be subject to strict audits and monitoring. Is it the same for a cultivator to go public?"

"If there is an organization that must closely monitor every amount of money I spend and know the progress of my cultivation in each field, how can it work?"

Zhao Hongguang seemed to have considered Li Yao's concerns a long time ago, and said with a faint smile: "The situation of cultivators is quite special, and most of them have secrets under the box, which should not be easily revealed to others. Predecessors have long thought of this."

"That's the case. Comprehension coupons are just a general term, and there are so many different categories among them."

"Some cultivation coupons must disclose every detail. After all, ordinary investors, those people who have worked so hard to save a lifetime of money in our hands, must give them an explanation, right?"

"Funds raised from ordinary investors, what kind of treasures they have purchased, what kind of training they have carried out, and where they have reached, must be announced regularly. Monthly, quarterly, semi-annual, and annual reports are indispensable."

"However, there is another kind of cultivation voucher, but it doesn’t ask anything. As long as you can redeem it freely and distribute dividends on a regular basis, you can take the money to practice freely. As long as you don’t get detected by the real supervision committee, you can use these Whatever illegal activities the money does."

Li Yao was taken aback: "The second type is very risky. Who will buy it?"

Zhao Hongguang smiled: "The higher the risk, the higher the return! The first type of "transparent coupon" is a robust investment product. The annual dividend is very low, and it is not easy to speculate. The investment return rate is higher than the bank interest. limited."

"The second type is called'free coupons' in the industry. The risks are high and the rewards are higher. If President Sha wants to issue free coupons, he must do well to get one hundred yuan now, and return 200 yuan or even two hundred yuan in three years. More preparation."

Li Yao thought for a while. With the development of Yaoshi Group and his own speed of cultivation, doubling the loan in three years is not too much.

Zhao Hongguang continued: "Chairman Sha does not need to be entangled. Most cultivators issue ‘combined coupons’, which contain both transparent parts and secret parts for their free control."

"It is impossible for all the magical powers cultivated by a cultivator to be shameless, right? If it is true, it is not a evil spirit?"

"Just like President Sha, of course there are some core supernatural powers that I don't want to make public, but there are definitely some basic supernatural powers that are not afraid of seeing the light."

"The training funds you raise through the'transparent coupons' can be used to practice these exercises that are not afraid of seeing the light; and the real core magical powers can be practiced with the part of the funds raised by the'free coupons."

"In addition, it is also possible to issue'directional magical power coupons.'"

"For example, if you want to practice'Strong Vajra Palm" today, it is estimated that it will cost 50 million yuan. Then you can hold the budget book and issue 50 million'Vajra Palm Directional Vouchers.'"

"You and the investor have agreed that today I will borrow 50 million yuan, which is specially used for cultivating the Vajra Palm. I will definitely not use it elsewhere. Look at what materials I want to buy and rent a room. The level of training room, how many sparring personnel should be hired, the total cost is so, so, and so."

"If you develop a vigorous vajra palm within five months, how much will you return with your interest? If you fail to train, how much will you return within how long."

"The directional magic coupons issued in this way have a single purpose and are open and transparent, so the interest is low and the risk is small. They are also very popular with ordinary investors."

"You see, using combination coupons and targeted magic coupons to raise funds is flexible and convenient, and you are not afraid of being discovered by others?"

Li Yao nodded repeatedly.

With such a mature financing channel, a large amount of training funds can be obtained legally, efficiently, and harmoniously. No wonder there are far fewer killings and treasures in the modern cultivation world.

After carefully studying the method of issuance of cultivation coupons, Li Yao's brows opened just now, and he wrinkled slightly, and asked: "President Zhao, the issuance of cultivation coupons is not a matter of overnight. It has to undergo a long-term review by the Zhenti Supervisory Committee. Before and after, at least a year and a half."

"Furthermore, it doesn't seem that your bank has the final say in issuing cultivation coupons?"

"I've been recently, preferably within half a month, just want to raise a lot of funds."

"Since you have proposed today's meeting, you must have the best of both worlds?"

"Yes it is."

Zhao Hongguang did not go around the corner, and directly threw out the transaction, "Issuing repair coupons, of course, is not the business of our Hengfeng Star United Bank, and even if the issuance plan is submitted now, it will not be reviewed within a year or a half."

"However, our Crosswind Star Region United Bank, as well as the major sects in the Crosswind Star Region and the surrounding three or four star regions, are very optimistic about the cultivation potential of President Sha. We believe that your cultivation coupon will be successfully issued, and once When it goes public, the price will soar rapidly."

"Therefore, we want to make a deal with President Sha. We pre-subscribe for a large number of cultivation coupons that you have not issued yet, or use these cultivation coupons as collateral to lend you a large amount of cultivation funds!"

Zhao Hongguang solemnly pushed a jade slip over, "This is our plan, please see Chairman Sha."

Li Yao inserted the jade slip into Jing Brain, scanned it quickly, and took a deep look at Zhao Hongguang: "The amount is indeed high, but the interest is higher!"

"President Zhao, Yaoshi Group is in a golden development period. It will not take a few years to expand its scale by more than ten times!"

"My own words, I also have a deep relationship on Teorwon."

"At the same time, I also have all the patents for the combat effectiveness detector, and some patents for the Aurora chain saw gun. You should know the value of these two magic weapons."

"As for my strength, not to mention."

"Invest in me, the risk is very small, the return is extremely high, such a high interest rate exceeds my expectations."

Zhao Hongguang smiled without saying a word, looking at the old man of Tianji next to him.

The old man of Tianji seemed to be made of iron. He didn't say a word before, and he made his first sound at this moment. The sound was like a gear turning, without any emotion.

"Chairman Sha, in our circle of'evaluators', the credit rating and risk rating of a cultivator or a denomination are divided into eight levels."

"The heavens and the earth are mysterious and yellow, and the universe is prehistoric."

"Tian-level, the highest level, represents a bright future, unlimited potential, and is very safe, without any risks, and it is worth investing heavily."

"The cultivators or sects who are rated as'Tian-level' can raise a lot of funds at the lowest cost, and the interest on their loans will certainly not be too high."

"Your words are currently assessed by our'Tianjimen' as a'universal' level. We believe that the benefits of investing in you are high, but the risks are also high. It is recommended that major institutions invest cautiously, and individual investors are not recommended to intervene. ."

"Oh?"

Li Yao leaned back in his chair and became interested, "Where is the risk?"

The old man Tianji said: "Your advantages have been summarized very comprehensively just now, so there is no need to say more."

"But in our Tianjimen assessment, you have two biggest risks."

"First, we learned that your fighting style is not the same as that of ordinary gas refiners. In several contests at Fei Xing University, you have repeatedly displayed magical powers that are similar to the liquefaction of psychic energy, and your cultivation level is far beyond. The peak of the base-building period in the general sense."

Li Yao snorted softly without denying it.

The old man Tianji was expressionless, and continued: "The cultivation base surpassed the peak of foundation building, and the next step is the formation of alchemy. Of course there is a risk in the formation of alchemy.

"Your secret technique for cultivation is different from that of ordinary people. We estimate that the risk of pill formation will be much greater than that of ordinary foundation-building peak monks."

"This is the number one risk we have to remind investors."

"The second is the assassination of the Palace of Eternal Life."

"According to various sources, you are currently ranked 14th on the list of permanent kills in the Palace of Longevity, far surpassing most alchemy cultivators."

"If you are really assassinated, although there is compensation from the insurance company, it will still be a big loss for investors."

"Considering the above two risks, although your development potential is indeed great, we can only rate your credit rating as ‘yu’ level."

---------------

A book friend asked:

Isn’t there no unified government in the Feixing realm, an organization similar to the real supervision committee, including audit, supervision, punishment... how to proceed?

To explain here, the Feixing Realm just doesn't have a "unified" government. Every star field, and even every starry sky town, can naturally be regarded as a small government.

As for the true supervision committee, including the audit department, it is managed by the "industry association".

There is an Association of Armored Masters for Armored Masters, an Association of Armored Masters for Refiners, the Banking Industry has its own Association, and the Natural Securities Industry also has its own Association.

In many fantasy novels, there is a favorite setting "union", which is actually the case.

Historically, in Europe during the Middle Ages, many places did not have a unified government, but after the commerce and trade were extremely developed, trade unions, guilds, and associations were responsible for coordination and management.

By the way, today is the real chapter 666. With such auspicious numbers, the guest officer, won't you come to issue monthly tickets twice?