All Things Wrong

Early the next morning, Su Ruoyan had already begun operations. First of all, it is natural to go to the company to arrange the task a little, because the new funds have not yet been put in place, and many things have not yet been implemented. Now it is only implemented according to the original plan. The main thing is whether the new funds can be obtained. Su Ruoyan has already said on the board of directors that she will definitely be able to get the loan, but although she is very confident, she still has nothing to say, because I do n’t know if Li Hualin can think of a way. See By yesterday Li Hualin was very sure that Su Ruoyan believed him, but what the other party would do, Su Ruoyan didn’t know anything.

Although I didn’t receive a call from Li Hualin in the morning, Su Ruoyan didn’t call them all, because Li Hualin said that he would reply to Su Ruoyan within one day. It’s not yet a day, and Su Ruoyan didn’t want to press, but chose directly. Went to Huaxia Commercial Bank.

Entered the head office of Huaxia Commercial Bank in Xs City and showed his intentions. Soon, President Min took the initiative to host Su Ruoyan. Although they said that their bank had not had much cooperation with Tiancheng Group before, but as one of XS City’s Of the very best big group, the president here is also not afraid to be too negligent.

“Mr. Su, we already know your intentions, but I can take the liberty to ask that before that, the cooperative bank of your group has always been Huaxia Construction Bank, and there seems to be no big deal with our Huaxia Commercial Bank. I do n’t know why this time Will he suddenly come to us for cooperation? “President Min asked here very strangely.

“I am in urgent need of funds, but there is not so much funds available to us from the Construction Bank, and we have heard that your bank has recently withdrawn a large wave of funds, so I thought of working with you.” This Su Ruoyan on the side answered.

“A big wave of funds?” President Min here wondered a little, “I don’t know how much the Tiancheng Group needs to borrow this time?”

“2 million.” Su Ruoyan immediately answered.

“2 million 60 million?” President Min was immediately surprised, this is not an ordinary number. Because he just talked to Baifeng’s people yesterday, Baifeng Group has already submitted a loan application earlier this month, the amount is exactly 2 million 60 million, and this loan has entered the final review stage, If there is no major problem with the information provided by the other party, the loan will be credited to the other party’s account within three days. Now that Su Ruoyan has said this number, the governor here immediately understood the meaning of the other party.

“Ms. Su is eyeing the loan of Baifeng Group?” President Min said immediately. “Mr. Su, although I don’t know where you got the news, I can tell you that our bank is indeed withdrawing now. The funds of 2 million and 60 million are ready to be loaned to Baifeng Group, and the funds have entered the final review stage. Within three days, the funds will be loaned out. You just said you want to loan the funds. Is it right? It’s a little too late, and for ten thousand steps, our relationship with Bai Feng has been pretty good, but this is the first time I work with you, from emotions and from logic, this money cannot be loaned to you instead of Bai Feng. “

“As far as I know, there seems to be a problem in the operation of the Baifeng Group, and it has been in a deficit.” Su Ruoyan slightly smiled said. “President Min, is it time to consider whether Baifeng Group really has the ability to repay this sum?”

This sentence made President Min hesitate a bit. Indeed, Baifeng loans did not have to be so troublesome at all. Now, just reviewing the counterparty’s economic situation has been reviewed for more than half a month. It is just to observe whether the other party has the ability to repay. President Min judged. I think the other party still has this ability, so I decided to lend to the other party, so I would agree.

After thinking about it, President Min said affirmatively: “According to the current situation of the other party, I think the other party should still be able to pay it back. Especially the other party’s real estate Linjiang Garden will be on sale next month, and the funds should be soon. I think the repayment of the loan should not be a big problem. In short, Manager Su, I will tell you clearly. Under the same conditions, we will definitely consider the Baifeng Group that has cooperated for many years instead of you. “

“Under the same conditions?” Su Ruoyan asked here.

“Of course, we are all businessmen. If you can have better conditions here, we will naturally consider it.” President Min smiled slightly.

Su Ruoyan naturally understands the meaning of the other side. Although it is said that President Min and Bai Feng have had friendship for many years, as long as the conditions here are better than the other side, they will naturally choose themselves. After all, it is business, but these conditions should not be Very good conditions, such as increasing the year of borrowing, increasing the amount of borrowing, or directly burdening you with some bad funds, are not good for Tiancheng Group.

“Our loan conditions are the same as Baifeng. One year of borrowing, the interest rate is 6.58%.” Su Ruoyan said that one year is a more important watershed, because borrowing within one year is short-term borrowing, the interest rate is relatively low, and more than one year Borrowing belongs to medium and long-term borrowing, that is another interest rate.

“Hehehe …” President Min really laughed. “Manager Su, I have just said, since the conditions are the same, why should I choose you instead of the old customer Baifeng Group that has worked with us for decades? Su Manager, to be honest, I haven’t seen any sincerity of your Tiancheng Group so far. I think there should be no good cooperation between us. You should go to your cooperative bank to discuss the loan, and here I am … … “

It was obvious that President Min had the meaning of rejection. Although Su Ruoyan had no expression, Tian Jing, the secretary on the side, was desperate. She was just assigned to be Su Ruoyan’s secretary, and she did not know what Su Ruoyan was capable of. Yes, but looking at this first thing seems to be messed up, it is really anxious.

“Wait, President Min …” Tian Jing stood up in a hurry and said, “If you look at our company’s materials first.”

Tian Jing meant to delay time first, and then think of a way, or the other party directly delivered the guests, but President Min seemed to have made up his mind and waved his hand and said, “I’m useless, I still have something, or else … “

President Min’s words were not finished. Suddenly the door of the reception room rang, and across the glass, President Min could see his deputy governor angrily gesturing at him at the door.

“The two wait a bit, I’ll see what’s going on.” President Min looked at his vice president as if there was something urgent to say, so he said to Su Ruoyan, and stood up At the door.

“Mr. Su, we can’t get a loan like this.” Tian Jing immediately whispered to Su Ruoyan when she saw no one. She is from a professional financial background and has been working in this industry for almost ten years now. Su Ruoyan here probably estimated that he did n’t understand the university just after graduation, so he said with the meaning of teaching, “If we do n’t give them any good, we ca n’t get a loan. I think this cooperation between President Min and Baifeng is so For many years, you said that there was nothing to do in private, this is impossible … “

“Don’t panic.” Su Ruoyan reached out to stop Tian Jing. “I didn’t have any previous experience, but just now, I suddenly won.”

Su Ruoyan said that he took out his mobile phone, and just when he was talking, Su Ruoyan suddenly received a text message from Li Hualin. The above sentence was simple: “Things are done, rest assured.”

“A win?” Tian Jing didn’t know what was going on, and unfathomable mystery asked, “What’s a win?”

Just after Tian Jing’s words, President Min suddenly ran back with sweat, and immediately sat in front of Su Ruoyan, and said very seriously: “Manager Su, that … I thought about it carefully Think, we and Tiancheng Group should still have room for cooperation, especially this time. Originally, Tiancheng Group was also the leader of our real estate industry in xs city, and cooperated with our commercial bank. That is not a strong alliance, a good thing, I When looking at the loan, we should talk about it very carefully, but now there is an urgent situation. I need to deal with it a little bit. I do n’t know if Manager Su is free tomorrow or the day after tomorrow. Question, do you think?

“Oh? Does President Min really mean this?” The other person’s change in attitude is obvious to everyone, and Su Ruoyan is also slightly smiled, and said with a little smile.

“Yes, we are really sincere.” President Min said immediately.

“Yes, in that case, I’ll visit again tomorrow.” Su Ruoyan stood up after speaking, then shook hands with President Min on the opposite side, “I hope we can cooperate happily.”

“Well, definitely.” President Min also stood up and said.

Out of the bank’s door, Tian Jing had not responded yet. Why did the other party suddenly change so much? The high-profile ones seemed unwilling to take care of themselves, but the next second turned out to be flattering. Looking at Su Ruoyan next to him, Tian Jing just wanted to ask what was going on, and suddenly pressed, his cell phone rang, Tian Jing quickly picked up the phone.

“Yes, it’s me, you say … ah? What? Wait, is it true? Wait for me to check the Internet, okay, right away.” Tian Jing hung up the phone and immediately started to check the Internet with his mobile phone.

“What’s wrong?” Su Ruoyan asked next.

“It’s a major event at Baifeng’s construction site.” Tian Jing said in amazement.