Cosma Empire

“Sorry, I will pick up a call!”, the president of the Irian Empire Bank of the Central Bank apologized apologetically, stood up and went to the desk, picked up the phone and put it in his ear. He didn’t talk, just finished the whole call with “hmm” and “good”. When he put the phone down, he went to the small sofa group of the meeting and sat down and handed Durin a cigarette.

As a super big customer with tens of millions of deposits in the imperial central bank, Irian’s branch president James really treated Durin the same day. At the festival, he will also arrange a sweet female receptionist to send some gifts to Durin, or invite him to participate in bank activities.

If the empire is seen as a person, then the bank is the blood vessels that are scattered all over the body. The rich and the money in their pockets are blood.

This time, the bank that Durin came here is considering that there may be a large amount of cash in and out of the bank, so he must communicate with James, the president of the branch here. The imperial central bank has been implementing a margin system. The Irian area is considered a developed region, between first-tier cities and second-tier cities. According to the central bank, it is Level 2 Bank. The cash and margin deposits in the bank must be equal to the total amount of savings of the Irian area depositors at the settlement date of 50%, which may be about 50 million or so, perhaps a little more, maybe a little less.

The reason why it is not 100% is because the central bank has the ability and confidence to suppress the large depositors and persuade them to abandon the idea of 鈥嬧€媓urting each other’s feelings. As for other 鈥渋ndividuals鈥? even if they add up, they cannot shake Level 2 Bank. Margin. This system has not been used for hundreds of years, so it is still a bit old-fashioned.

Of course, in order to face some problems that may arise, the imperial central bank has also formulated another set of rules, that is, the entry of large amounts must be communicated in advance. Whether it is saving or taking out, you must first say hello to the bank, especially to take it out. If there is no advance notice, the bank has the right to refuse the depositors to take the deposits in the bank, even if the money does not belong to the bank.

When James heard that Durin might have a big move lately, he complained a little inside. If the money does not return to the end, then his year-end performance will not be too good, because he let the bank “loss” tens of millions of cash. Yes, it is loss, nothing else. The money stored by the depositors in the bank is not in the bank as they say, but is used by the bank for investment or loans. Suddenly 10 million is taken out, which means that there is a certain time in a certain place. A project with an approximate 10 million fund will be put on hold for a long time, and the bank will lose a foreseeable 鈥減rofit鈥?

Since there is a loss, then someone must be responsible for it, and this responsible person is James.

“I can ask, where is your money going to be used?”, James took the initiative to ask the secretary to cut two apples for them and cut them into petals. He pushed the fruit plate to the place near Durin, and the smile on his face was Extrusion of a wrinkle.

If the money flows into the imperial central bank in other regions, his responsibility will be lighter, and at most it will be a verbal criticism. He needs to figure out this situation.

Durin didn’t have any concealment. He said it directly. “I plan to increase my investment in cinema construction. I think you should have heard of the recent news.”, said that Durin looks a little conceited. Get up, “My contact with the George family seems to be quite smooth, in order to get more benefits, so…”

This incident has been heard by James. The trust companies in any field are the most respected customers of the Imperial Bank. If Durin can really do this, then the head office is very likely to maximize Durin’s customer-level privilege. The customer’s rating is not announced, only some people inside the bank know that if Durin’s customer rating can be mentioned the highest, it means that in the future he can take tens of millions of loans from the bank without any collateral. .

The smile on James鈥?face is even more sunny. He even asked very intimately, 鈥淒o you need a loan? For a good customer like you, we will provide a large amount of low-interest loans. I think this is more helpful. You build merit on the ‘battlefield’.”

Durin shook his head. He put a toothpick and put an apple flap into his mouth. “When I feel that I don’t think enough, I will definitely inform you.” He said that he took a patted leg and stood up and took it from the hanger. I walked my own round cap. “Well, I should leave.”

“I will send you!”

James stood at the bank’s door and watched Durin’s car disappearing on the street. He took a sigh of cold air, lifted his watch and looked at the time. He didn’t go back to the bank’s office, but drove straight. A slightly remote barbecue in the third district. This barbecue restaurant called Demari is a little famous. Anyone who likes to eat beef knows this store.

In fact, the main object of this store is never rich, and the burdock is not the most suitable place for barbecue, so their reception is for the middle and lower class. Perhaps the owner of this store, like many shopkeepers, thought about their products and mainstream consumers before opening the store, but there were always unforeseen accidents during the operation, such as roast sirloin. Irian is inexplicably very popular.

In order to cater to the market, the owner of the Demari Dallas has expanded the store and stamped the second floor to entertain guests.

In a cubicle on the second floor, James found Juan.

Juan is playing with the beef on the plate. There are a lot of tendons on the burdock. People didn’t like to eat it. Moreover, these ribs are more difficult to chew after the barbecue. If this kind of thing is placed in the south or the north, it is definitely something that the poor eat. At Irian, most people love it.

“This damn weather!” James, who had just got out of the car, couldn’t stand the sweltering environment in the room. He touched the wall and didn’t feel so cold in the imagination. He couldn’t help but complain. “Next time you have to change places, It is only suitable for winter.”

Juan laughed, didn’t say anything, he pointed to the opposite chair and let James sit down, and the two quickly put their energy into the hot calf. These beef can only be eaten when it is hot. It is like eating a bit of a tire when it is a little cold. After fighting for a while, the two men will kill the six-pound calf, and the satisfied one will take a sip of tea. The whole person will become Satisfied.

James and Juan are old acquaintances. There is no strangeness and distance. James asked as he licked his teeth. “Things are also eaten, tea is also drunk. Now I can know what you are calling me here. Want to talk to me?”

Juan did not cover up and said, “I want a loan!”

“Loan?”, the little movements in James’s hands stopped. He looked at Juan with some surprise and asked if the other person was sick. Juan now has more than four million dollars in the bank, he actually wants a loan? This means that he does not need three five hundred or one or two million, but more.

To be honest, if someone wants to borrow and the amount is huge, James should be happy. For example, he took the initiative to talk to Durin about this, but Juan said that he is not so happy to lend, because they are friends for many years, he knows this. The risk inside.

Once Juan is overdue for even a second, ownership of all his collateral will be transferred, which means he sells his estate to the bank at a relatively low price. For customers like Juan, the bank will give him the price of 80% collateral. In fact, this 80% has to shrink a part, at most 70% five, and the worst is 70% 2. This is the bank’s rules.

Banks worth a hundred dollars are generally priced at no more than 92 yuan, and then the price of 80% is more than 73. But if Juan wants to redeem these industries, he has to pay at least 90 to a hundred or so, and even he will not get back. Many people are unable to redeem their own things when they make huge loans. Not all investment projects can be quickly realized under the rolling of huge interest.

This is a gamble, use your own property to gamble on a future!

Think of James here shaking his head and laughing: “I don’t want to push others to others, but I don’t want to push people to take the initiative to find me… well, how much do you want?”

Juan keenly captured the meaning of what James said. He knew that James鈥檚 push loan was definitely not a few hundred thousand microloans. It was as amazing as his relationship on equal terms. The number, he could not help but ask: “Who are you talking about?”

James hesitated, but decided to disclose it to Juan, because it has something to do with Juan. “It鈥檚 Durin. When you called, he was communicating with me about the intention to withdraw money. I tried to sell to him. The loan business was rejected by him.”

“Can I know how much he has to take this time?”

James shook his head. “I told you that this has violated the bank’s rules, so…” he shrugged. “It’s a very amazing number.”

Juan fell into silence. Of course he knew why Durin had to take out all the deposits. Because the George family was stunned, it is said that some people will come to discuss cooperation with them soon. By the way, they have to look at what they have. Those theaters. There will be no fools in this world. You said that you have more than one hundred cinemas in your hand to believe? The more important things are, the more rigorous the review is in all aspects.

Just like this discussion of cooperation, it has been a week since Durin proposed this idea before they made a decision, which is enough to show that these people are cautious about this matter.

Thinking of this, Juan took a sigh of relief on his chest and whispered, “How much do you think my bar and workshop can be worth?”