Cosma Empire

Taylor glanced at Bellito, a smoky meeting room filled with unpleasant smell of smoke. “Improve the insurance industry’s margin to ensure that you have enough money to pay the insured when necessary. I must let you know that I am not embarrassed. Anyone of you means this is a prerequisite for imperative!” Taylor is much stronger than Felix. He knows how to establish an industry standard and access system, and knows the benefits of doing so.

He is more like a standard professional manager. He only has work in his head. He climbs up from the bottom with his own ability and strength. For him, every job is a battle. If he fails, he may Will lose everything, which makes him have to go all out. And the kind of shareholder of Felix is ​​not a person at all.

Bellito also nodded. Taylor just gave him a strong hint that he knew he should stand up at this time. His perception of Taylor has been polarized, both like Taylor’s professionalism at work and his strong aggressiveness. The former can make all the things here quickly get on the right track, let the insurance business quickly set up and enter the operational state, the latter means that his opponent has become a master with a sword from a fool who has not got a good sword. .

No one likes the difficulty of customs clearance. Except for those masochistic, it is clear that Bellito is not a masochistic.

“I very much agree with Mr. Taylor’s opinion. Prior to this, Mr. Roger’s fraudulent behavior has reminded us that if there is no strong margin, it is very likely that the Insurance Company will be on the verge of a fraudulent behavior by someone or an organization. The edge of bankruptcy. Gentlemen, the reason we sit here to discuss these things is not to find ways to force ourselves into bankruptcy, but to earn more money, then we must be prepared to resist the risk.”

“Everyone has proved themselves in business. I don’t think I need to repeat the cumbersome words. Everyone should understand very well. Risks and opportunities coexist. The greater the income, the greater the risk we will bear!”

“As an emerging industry, if a company is forced to bankruptcy because it cannot pay the insured’s insurance claims, it will bring huge risks and negative impacts to the entire industry. People will directly link insurance business to fraud. Together, Mr. Taylor’s proposal to increase the margin is not to make it difficult for you, not to let you leave, but to protect our mutual interests. We change our mindset, if you are still in the insurance business, but we are For this reason, bankruptcy has been implicated in you, I am afraid that you are also extremely unhappy.”

Taylor nodded, took over the topic from Bellito. “Yes, Mr. Bellito said it is very correct. Only the industry-wide anti-risk ability is enough to bring us a stable, sustainable and fast-growing market. I think the margin I have proposed is very reasonable. We can learn from Mr. Mennon’s data on the three-guarantee policy that at least a margin of not less than 30% of the insurance amount is required to pass the Early Stage.”

The two people who met for the first time cooperated very well. They sang together and thought that their inner desire to expel the “bad money” appeared for these people. Of course, it is undeniable that they are also part of the facts. From the data of the current three-guarantee policy left by Mennon, there is an 10 million that is enough to support the Insurance Company’s business, and there are even more ways to continue to operate the insurance business by half of this margin. .

The problem is that it is impossible to do everything according to people’s best ideas. What if there is another mine disaster? Now those who are mining have bought insurance. A mine disaster may affect 300 to 500 people. It will take out millions of claims at a time. Furthermore, what if you have a natural disaster? For example, in the earthquake, once the earthquake has occurred in the western part of the mine, there will be no more than one or two, three or five, maybe a dozen or even dozens. How can I claim if there is not enough margin?

In addition to this, there are many unforeseen but absolutely highly probable things that require the Insurance Company to have enough capital to fight the disaster. Taylor’s request for a margin increase is not only responsible for himself, but also for the insured.

In a series of words, several other people in the conference room are in silence. If they can afford to take out the 50 million deposit, they will not be sitting here. The South has more suitable real estate projects with bright prospects. So with the two major banks and Durin competition to snap up those contracts, it is still a speculative behavior. Now they are half-successful in speculation, but the other half is not so good.

“I have an idea here, I can give you some consideration!”, while waiting for about three or five minutes, no one said, Taylor smiled and broke the calm in the conference room. “Two ideas, the first idea is The Central Bank of the Empire buys the contracts you already have in cash. The price can be discussed in detail, and we will operate with the utmost sincerity. Another idea is to replace the contract with your hands and replace the Star Empire we have established. The equity of the Insurance Company, so your stuff is still in your hands, but you don’t need to worry about 50 million’s margin.”

“Please believe us, our sincerity is very good!”

Bellito frowned, he and Taylor have not met before, but he knows Taylor. Taylor’s reputation within the Imperial Bank is not very good. It is a very mild statement to say that he is ruthless and unreasonable. His start and the central bank’s last internal resource rectification and elimination have related matters. He has caused many people to lose their jobs and sneak out. Some people even The imperial central bank has been working for more than 30 years. After a year or two, it is necessary to retire to get a pension. He has also found some reasons to kick it out.

He is a cold-blooded executioner, a butcher, and cruelly deprives many people of hope. However, everything is positive and negative. The central bank’s board of directors really likes Taylor’s ruthlessness. He saved the central bank a lot of money and made some complicated things simple. People thought that he would end up for various reasons. Was kicked out, I did not expect the council to recruit him to become a partner, even the worst one, but that is also a partner.

This is a fierce person.

Before this meeting, Taylor had a phone call with Bellito. It was Taylor who took the initiative to call Bellito and said something to be said at the meeting. Most of the things were done according to the two people before the ventilation, but the last one, there are some differences.

At that time, Taylor’s statement was to find ways to force these retail investors to unite to form a company, and then turn the multi-party into three parties, and then the three parties will cross-share according to the company’s margin and market value. The South Trading Company and the Imperial Bank are obviously thicker, and they will be able to get more shares in the third company with minimal effort. The two sides work together to achieve direct control of the third company. In this way, the entire insurance industry is equal to only two of them, and an awkward Taiwanese company.

This idea was very interesting and highly enforceable, and Bellito considered it affirmatively and gave Taylor a positive answer. But I didn’t think that sitting at the conference table, Taylor was actually playing with Yin, and he bypassed him and wanted to swallow these people into his stomach!

Bellito can guess the minds of these people. As Taylor said, they haven’t lost anything at all, but they have gained a more stable backing and a bigger market.

When a small factory director with a market value ofhund thousand is perhaps very free, everyone is more willing to be a minority shareholder of a market value of 10 million, even if only 1% of the shares. Even if they think about empathy, Bellito has a bit of temptation. Anyway, these contracts are the result of their speculation. They only pay for it, and they will reap more than the multi-fold return of money. They will definitely be satisfied.

But things must not let it develop in this way, just as the speculators began to hesitate and think about expression, Taylor lowered his head and straightened his hair, and when the corner of his mouth was slightly picked, Bellito was facing David from behind. I got a punch.

“Gentlemen, actually, there is a way for you to choose from here.” When Bellito finished speaking, she immediately felt Taylor’s gaze staring at herself. He smiled and nodded and said, “Our Southern Commercial Bank can You provide a loan of 50 million, interest-free for one year, low interest rate for one year, and the annual interest rate will not exceed 10% after two years. 5. If you are unable to repay the loan at that time, you can repay the Insurance Company you are operating at a discount. “”

“Gentlemen, we have the same sincerity, and for you, this is more advantageous.”

Bellito noticed that Taylor’s gaze was still on him. He smiled and greeted Taylor’s gaze without fear. After watching it for a while, the two moved away, seemingly still maintaining the gentleman’s demeanor. Actually, The other person who had already sprayed in his heart was bleeding.

Taylor knew that he had stunned Bellito and also took his courage and courage. The same partner of the empire’s largest central bank, even he did not dare to lend to these people 50 million, but Bellito was daring. Not only did he dare to say it, it made Taylor’s small plan go bankrupt. Even if he gives more favorable conditions than Bellito, these people will not choose him, because just a few minutes ago, he also planned to take these people to take things and swallow them. Left. Now, no matter how many times he offers more conditions than Bellito’s conditions, those who are out of danger will not choose him.

Sure enough, after ten minutes, these people made a decision…