God of Life

Watching the [Habit Training Apparatus] shines in the mall, it seems to be reachable, but in fact it is out of reach. The depression makes the joy of getting the system faded in half. .

30,000 yuan is actually nothing. In 11 days, Wang Yan can save enough by himself.

However, there are only 8 hours now.

Wang Yan is really nothing.

Mother has a deposit of about 100,000, but there is no reason to borrow, and there is no reason to take it. She doesn’t have online banking.

The rest of the classmates, only He Meng and Qiu Xiaogu are able to put out 30,000 yuan at any time, but they are not familiar with them.

Otherwise… Ask He Meng, what kind of service do I need?

I opened my pants and glanced in, silently giving up.

Neither a white jade pestle nor a Horned Dragon alone, it is worth less than 30,000.

Thinking about it, I really can’t help it, Wang Yan had to turn off the system, no longer worry about it.

It shouldn’t be us, wait for the next product…

I have to find something to ease my mood.

Wang Yan tilted his head to think, opened Taobao again, and prepared to study air conditioning.

The temperature in the central region this year is too abnormal. There has been almost no snow in winter and no rain in summer. The high temperature of 35 degrees has lasted for nearly a week. It is said that the highest temperature will reach 40 degrees in the next few days.

My parents feel sorry for money and are reluctant to buy an air conditioner, Wang Yan thought, before going to college, they would have to install one for them, or it would be too uncomfortable to sleep at night.

When the money becomes more, I will buy them a building to live in, prop up the house in advance, and then consider spending money to pretend to be forceful, otherwise I will always feel guilty.

It’s just that it’s not easy to find excuses…

Wang Yan has a big head when he thinks of explaining to his parents where the money came from, and he feels more torturing than the college entrance examination.

I was worrying, the door of the courtyard next door suddenly rattles, and soon, a young man in his 20s passed by the courtyard wall, Wang Yunxi, the neighbor of Wang Yan’s house.

“Brother Xizi, come back so early today?” Wang Yan said hello politely.

“Oh, Xiaoyan, why didn’t you go out to play?”

“On today’s temperature, who is going out to play with?” Wang Yan complained.

“It’s not so bad, the weather is so hot!”

Wang Yunxi grinned nodded, took off his white shirt and twisted it, and the rustling sound of sweat fell on the ground. .

“Xiaoyan, wait for you.”

Wang Yunxi jumped into the house in two steps, took out half of the watermelon from the refrigerator, inserted two spoons, and walked over the wall to Wang Yan Come forward, put it on the table.

“Come on, eat watermelon!”

Wang Yan is welcome, picking up the spoon and fiercely dug a large piece.

Wang Yunxi is not an outsider. He is a relative of Wang Family who just came out of Wufu. According to his seniority, he even has to call Wang Yan an uncle.

It’s just that I have lived in the city for a long time, and everyone is not too particular about that. Wang Yunxi still calls Wang Yan’s father Third Master, but he has different opinions with Wang Yan.

Two mouthfuls of watermelon, sweet, so cool, Wang Yan’s heat disappeared, and he was too comfortable.

[Ding! You taste a delicious watermelon, trigger a mysterious reward]

[You get a skill, and therefore open a personal panel]

Fuck !

I have never bought a lottery ticket in my entire life. !

What a surprise, Wang Yan couldn’t believe it.

1% probability, one hit hits, can you believe it?

Such a European, is it a skill that…can get 30,000 yuan? !

Open the personal panel quickly, and in an instant, a 3D Xiaowang appeared in the new interface.

[Host: Wang Yan]

[Basic attribute: strength 64, physique 63, agility 68, intelligence 65]

[Skills: spiritual sense]

Spiritual sense of food is a particularly interesting skill.

However, it has nothing to do with money.

Wang Yan was a little disappointed, and continued to watch, but gradually became happy again.

The note is: passive skills, you can vaguely perceive the quality of the ingredients, and pick the best.

Wang Yan smacked for a long time and finally realized: I don’t have to be afraid of not being sweet when I pick watermelons.

It must have a thin skin and a good taste. Isn’t it amazing? !

Although it has nothing to do with money, Wang Yan is still very happy.

After all, make money or enjoy life, and enjoy food skills!

Papa Ma is rich, right?

You throw a cart of watermelons to Papa Ma and ask him to pick the best one. Do you think he has any tricks?

hehe, right?

Wang Yan is really a foolish child who is especially easy to satisfy. He feels that he has got a magical skill to smash the world’s richest people, and the depression just now disappears.

Next look at the basic attributes.

System has a comment——

For adult males over 18, the average attribute is 60 points, and the limit is 100 points.

60 points average, over 70 excellent, over 80 genius, over 90 day genius.

Seeing this, Wang Yan only feels his brain hurts.

We are really ordinary, none of them are below the pass line, and none of them meet the standards of excellence.

According to the normal distribution, talents like Wang Yan are the overwhelming majority in innumerable living beings.

Because the evaluation of each attribute is very complicated and strict.

Some people have good memory, but their logic is a little bit poor, or their spatial imagination is a little weak, so their total intelligence score is not high.

Some people have very good cardiorespiratory endurance, but the bed endurance is average and physique is not high.

In short, everyone has their own advantages and disadvantages. The world as a whole is still composed of ordinary persons. Tianzong genius has only produced one for hundreds of years. Just think about it.

……

Wang Yan digs another spoonful of watermelon, and his heart suddenly moves.

“Brother Xizi, I remember what loan company you work for? What’s the matter?”

Wang Yunxi didn’t raise his head, said without thinking: “Credit micro loans . Haven’t heard of it?”

“No.” Wang Yan shook his head, but became more and more interested in his heart, Baba asked, “Brother, tell me.”

To be idle is to be idle, Wang Yunxi treats it as idle nonsense and talks to Wang Yan for popular science.

Credit loan is a kind of loan that requires no mortgage or guarantee, and uses personal credit as a guarantee for repayment.

The lending range for micro-credit loans is generally between 50 and 100,000 yuan.

With the liberalization of financial reforms, micro-credit loans are sweeping the Divine State at an extremely fast speed.

Wang Yan usually doesn’t pay much attention to external affairs, but occasionally sees some news on the Internet. It seems that campus loans are making a lot of noise, so he has some impressions of small loans.

Listening to Wang Yunxi’s explanation, Wang Yan finally understood what was going on.

Nine words can describe it: a low-threshold black-hearted loan shark.

If you double in three years, even a conscientious company, with a higher interest rate, can double in two years.

“It’s so ridiculous…someone else borrows this stuff?”

Wang Yan couldn’t figure it out, but Xizi scorned his lips: “There are so many borrowers! Some people ask for it. If you have a bad letter and lack of money, where can you go if you don’t borrow the money?”

“Credit investigation?”

“The personal credit report issued by the People’s Bank of China shows that you have There is no loan, default, etc. After you graduate, you need a good credit for buying a car, buying a house and getting a loan.”

Wang Yan suddenly realized: “Like Alipay Sesame Branch?”

“Right.” Wang Yunxi nodded.

“Our small loans only check the credit investigation, not the credit investigation. After borrowing the money, even if you do not repay it, at least it will not be reported on the personal credit report, which will not affect the regular loan in the future.”

Wang Yan was stunned: “Will there be a lot of people renege on a debt?”

“Otherwise, why do you think the interest rate is so high? Isn’t it just to cover bad debts with high interest rates? Well! There must be someone who does not pay back, but as long as the rate of good and bad debts is controlled, the company still makes a lot of money.”

“The company makes a lot of money, and we make small fortunes, haha!”

Wang Yunxi hehe smiled and put up a finger: “Last month, I made this number!”

Wang Yan eyes shined, blurted out: “Brother, lend me thirty thousand!”

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