I Am a Nobleman in England

At different times in history, mankind has been obsessed with gold, whether for it, killing South American natives in the Middle Ages, or flocking to San Francisco for it.

In the long-lasting civilization, human beings have found that gold is stable in nature, will not change due to temperature and chemical reactions, and is soft and easy to cut. These characteristics make it a currency.

Another reason is that from ancient times to the present, when wars or natural disasters occur, gold can be circulated and used to exchange for local currency. Gold to increase the sense of security in life.

More importantly, at this time, the world is under the shadow of the financial turmoil. Gold is not only an investment, but also a tool to fight against improper management of the economy and financial system.

After many days of study and many financial books, Arthur has a simple but clear understanding of financial knowledge and the financial world.

As written in a financial book I saw, the reason why governments dislike gold is that it exposes the valueless nature of paper money.

In the end, the world will find that everything in the past is an illusion, and paper money and digital currency are valuable. Banks and ZF made people believe that real wealth was created, but unfortunately this is a big lie.

Because it is precisely because when the gold standard was abolished, banks became more and more unscrupulous, printing paper money and issuing debts. The surge in debt and risk led to the complete collapse of the financial system. However, the remedial measures taken by banks in various countries are only delaying the outbreak of a huge Ponzi scheme.

These knowledge and insights made Arthur more and more favored and trusted in gold, and he strengthened his decision to invest in gold.

When Arthur came to Santander again with the ownership certificate of 57,900 ounces of gold, the credit manager of Santander Bank looked at the documents in his hand and was completely shocked.

It's not that the credit manager has not seen the world, never seen money or so much gold, but was shocked by Arthur's operation.

Originally thought that the young earl had mortgaged the manor in order to start a company, but he didn't expect the other party to buy all the gold. Only a few days passed? He is simply a lunatic. Isn't he afraid of investment failure and losing all his mortgage?

What makes people feel even more speechless is that the other party actually took the gold he just bought and mortgaged it again. This behavior is undoubtedly a death. Is he so sure that gold investment will make money?

"Dear Sir, are you sure you want to use the gold mortgage to make another loan?" Although the credit manager of Santander Bank has already regarded Arthur Boleyn as a good fellow who inherited the title of earl and a large estate A second generation who died, but his professionalism still kept him polite and confirmed.

Arthur was also sensitive to the flash of contempt and sarcasm in the opponent's eyes, but he didn't get angry because of it, just sneered in his heart.

Before everyone succeeds, they will experience a night without a starry sky.

Before everyone succeeds, there will be a period of criticism. Countless people will ruthlessly hit you and try to steal your dreams so that you can be like him. What you have to do is to believe in yourself, affirm yourself, and encourage yourself.

When you succeed, you will find how ridiculous and sad these people are. At the same time, these criticisms and blows will make your success even more dazzling!

Therefore, life is like this, either working hard or doing nothing. There is no other choice.

madman?

Maybe, but how could Arthur care about other people's opinions, because some things are not acceptable to ordinary people, so people will say that you are crazy, but if you are not "crazy", you will not succeed!

As someone said, "When someone says you are'crazy,' you succeed!"

"Yes, I want to use these gold mortgage loans. Does your bank have this business?" Arthur leaned back in his chair and said calmly.

"Of course, but according to our bank's gold pledge loan regulations, you can only lend you 90% of the gold market price, but the pledge rate can reach 80%. Since you are a high-quality customer of our bank, the interest rate will be The same is given to you at 1.65%, are you satisfied?"

The credit manager of Santander Bank will naturally not extrapolate this kind of good business. There is interest. Even if the other party cannot repay the loan overdue, isn't there still gold and manor?

Therefore, this is definitely a good business. No matter whether Arthur Bolin’s investment succeeds or fails, the bank will not lose money. Even if the gold plummets, there will be estates as the bottom. He will find a way to pay off the debt.

"There is no problem with loans and loan interest rates based on 90% of the gold market price, but I hope the pledge rate is 90%. If we can, we can sign the agreement now. If we don’t agree, then I can only choose another bank. ."

The expression on Arthur's face was still very indifferent, and he said in a flat tone.

"That's it..." The credit manager frowned slightly, but he couldn't make his own decision either. He immediately smiled and said, "Sorry, sir, I am unaccompanied. I need to ask my boss, but please rest assured that you are us. High-quality customers, there shouldn’t be a big problem."

"I have nothing to worry about. Please--"

Arthur smiled indifferently, stretched out his hand and gestured, asking the other party to be free.

I glanced at the financial adviser Robert Long and the lawyer James next to him. Arthur was completely indifferent to Robert Long. The consultant, as the name suggests, is to help you answer your questions. It generally refers to the cognition of something. Those who have reached an expert level can provide consulting services. The advice provided by the consultants is based on DU and neutrality.

Now the role of Robert, a consultant, is even worse than that of Smith Jama. Just knowing that serving himself has a bad effect, let him come up with a blueprint for investment planning, all of which are stable income projects of various insurance funds and bonds. Reduce the risk, but, in the same way, you don't want to make a lot of money.

What does this kind of consultant stay with?

I can't keep up with my own pace at all. Even buying gold by myself and then pledged are worried that this leveraged loan method will infinitely magnify the risk, which may lead to failures, and almost didn't make Arthur's death depressed.

Arthur knew that Robert had different opinions on his crazy investment in gold, and he might even think in his heart that he was crazy.

Well, as a financial adviser that the Bolling family has always trusted, Arthur will not dismiss Robert Lang, but he will never let him stay with him and help him manage wealth. Financial adviser is more suitable for him.

You must know that Robert Lang is still very sensitive to numbers. There is nothing to say about math. This is an excellent specialty in the UK. After all, the whole world knows that British people can’t settle accounts. Only Americans have bad mathematics. You can compete with one!

Can you imagine that the minister in charge of the national finance has struggled with the answer of 7 times 8 for a long time? Walking around in the streets of London, you can find a truckload of mathematics scum~www.NovelMTL.com~ You can often see it in a bewildering discount. . .

‘One 30 points, two discounted prices are 80 points’ ‘Original price 8 pounds, current price 7.5 pounds, save 1 pound! ’

Because of this kind of mathematics scum that the whole people will not settle accounts, the United Kingdom loses about 20 billion pounds every year, accounting for 1.3% of GDP.

Okay, thoughts drifted a bit far away. Arthur returned to his senses and saw the credit manager of Santander Bank, who had gone and returned, sitting on the opposite chair with a professional smile.

"Sorry, you have kept you waiting for a long time. However, I have brought back good news. Our bank agrees to your loan terms. In this way, we..."

As the other party spoke, he took the electronic calculator on the side table and started to calculate.

"57.09 million... multiply by 0.9... and then multiply by 0.9... This is 46,242,900 dollars... By the way, do you want pounds or dollars?"

"Dollar." Arthur said lightly.