I Have a Mansion in the Post-apocalyptic World

Chapter 763 Future Bank (Courtesy!)

The company is like a beast.

聽聽聽聽The more hands and feet of this beast, the larger the body, the more complex the blood vessels under the skin, and the more naturally the blood flowing in the blood vessels. For a company, the banknotes are the blood that maintains their normal operation. They supply blood to the company’s organizations and create value in circulation.

聽聽聽聽Business expansion, business failure, strategic adjustment and so on a series of measures, can lead to company temporary “blood loss.” In general, the best solution at this time is to lend to the bank, but Future Group is facing a trouble.

聽聽聽聽That is the Bank of Country of Xin, I am afraid there is no ability to transfusion for the Future Group.

聽聽聽聽Ever since, referring to the practices of the Boston Financial Group and Rothschild Household, Jiang Chen decided to create a Blood Heart for his Future Group!

聽聽聽聽What is more convenient than opening a bank loan yourself?

聽聽聽聽Since it is decided, do it!

聽聽聽聽The next day, the Future Group sold its bank in California at the price of 600USD through its child company, and changed its name to Future Bank. The size of the future bank is not large, in the California Bank network but 20鏉?block, savers also less than 11 million, the total amount of deposits is only 4.8 billion USD, Loan-to-deposit ratio of 71%, including several bad debts.

聽聽聽聽Just as people guessed why the Future Group acquired the little-known small bank far away in California, the Future Group announced high-profilely that it would inject “10USD” into its Future Bank, and at the same time it will be located in North America, Europe, and Asia. 11 small and medium-sized banks underwent a premium merger.

聽聽聽聽The progress of mergers and acquisitions is very smooth, mainly because the price of the Future Group opened to several bank shareholders simply can not refuse.

聽聽聽聽Then, Future Bank began its restructuring work, integrating the operations of these 11 small and medium-sized banks under the same name of the Future Bank and becoming a transnational bank.

聽聽聽聽News of Penglai City’s opening is still in the process of fermentation, and Future Group has made another big move. With such an intensive acquisition of banks, do they not only have to do internet, but also directly intervene in finance? !

聽聽聽聽This move of the Future Group immediately attracted the attention of United States Citibank, Morgan and other banks. Although they do not think future group in the financial sector to match their rivals, but the other on the internet, the terrible influence, or let their old bank giants dare not take lightly.

聽聽聽聽And it turns out that their worry is not redundant.

聽聽聽聽Immediately after the completion of the reorganization, Future Bank held a press conference and announced to the media that Future Bank had reached a cooperation with Group’s child company Future Technologies to simplify the payment procedures for Virtual Reality content. After processing Future Bank’s bank card, Future Technologies will automatically register an online banking ID for it. After the identity information is verified, it can be activated.

聽聽聽聽As soon as the move was over, the Future bank’s depositors were up a notch. But what really motivated people to save money was not because of simplifying payment procedures, but because Future Bank’s current savings interest rate was as high as 1%, and the fixed-term interest rate for a year reached 4%, for the vast majority of ordinary people. This is the visible benefit!

聽聽聽聽At the press conference, the CEO of Future Bank expressed unequivocally in the face of reporters’ questions.

聽聽聽聽“Yes, our main business of Future Bank is to lend to the Future Group! Is it possible to have a bad debt when lending to the Future Group? Look at your RobotLittle Gem in your home, and the future worn on your wrist. Do you think the Future Group may close? So rest assured that the money exists here, unless the Future Group goes bankrupt, or you will never have to worry about your own deposit. 鈥?/p>

聽聽聽聽Of course, the questioning voice is not absent. For example, some peers have hired experts and scholars from the financial field, from the angle of Future Bank’s capital ratio is too single, and the risk resistance ability is poor, etc., questioning the security of Future Bank deposits.

聽聽聽聽However, even if these non-Harmony voices exist, the Future Group will not be able to step into the financial industry. After Future Bank announced the cooperation with the parent company, the number of depositors and total deposits increased at a visible rate. By the end of March, this figure has grown to an astonishing level鈥?/p>

聽聽聽聽“At present, future Bank has 17.41 million depositors worldwide, the total amount of deposits in accordance with the exchange rate converted to USD 1” 110, loan-to-deposit ratio of 77%. At present, the CEO of Future Bank proposes to us for listing financing, and then uses financing money to buy other bank expansion opinions. What do you think? 鈥漍ia Shiyu asked.

聽聽聽聽Injecting 10 billion into Future Bank to complete 11 bank mergers and acquisitions, counting the two 10 billion previously funded by Star Ring Trading, now the Future Group’s liquidity has been stretched into a piano line.

聽聽聽聽“Does listing mean information disclosure?”Jiang Chen asked quietly.

聽聽聽聽Xia Shiyu nodded. “If the listed company has a major investment project, or may cause major business adjustments to the volatility of the stock price, it is obliged to disclose the details of the project to the public. However, only the details of the investment are disclosed, and the part involving trade secrets is also Can choose to keep. My suggestion is that if you only intend to use Future Bank to support the parent company’s business, you may agree to go public. 鈥?/p>

聽聽聽聽After all, only the scale is large enough to support the elephant of the Future Group.

聽聽聽聽The listing is undoubtedly the best choice for business expansion!

聽聽聽聽Financial giants including Citibank and Bank of England are not listed companies without exception. It is by listing the money that they can accelerate their expansion and crush their complacent rivals.

聽聽聽聽Old financial giants like the Rothschild bank, though themselves rich, are less influential than Citi and Morgan. One of the key reasons for this is that Rothschild has been extremely aggressive in his opponent’s shares and has never considered listing issues.

聽聽聽聽In a sense, Jiang Chen is also such a person, but recently it has made some changes to adapt to the times.

聽聽聽聽In the field of finance, Jiang Chen did not have any good Black Technology to use. At most, he devoted himself to depositors鈥?information security. However, the depositor鈥檚 information security alone may not be a selling point for absorbing deposits. If you want to expand Future Bank’s business in a short period of time, then it will only be listed on the money, and then use the money to buy and buy competitors.

聽聽聽聽“30% is enough?”Jiang Chen pondered a long pause, asking.

聽聽聽聽That’s enoughXia Shiyu nodded.

聽聽聽聽“It’s fine. That’s it. Listed in advance aside, I need future bank to temporarily tighten lending policy, loan-to-deposit ratio remains at 80%, priority to meet future group’s loan needs! 鈥?/p>

聽聽聽聽“Yes!”

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