I’m Marquis in Great Tang

In October, the Northland is already in depression.

At the end of October, the Wild Goose Sect had its First Stage snow. Under the heavy snow cover, the entire Wild Goose Sect was already wrapped in silver and white. In this icy weather, all the people are already dressed thickly, wrapped up like rice dumplings.

The more so, the more profitable Du Qi’s down jacket shop will be, and countless clothes can be sold every day. Especially in the Northland, there are many merchants who go back and forth, buying in bulk from down jacket shops on a large scale, and then selling them in the north.

The winter on the grassland is extremely cold.

It’s much colder than Wild Goose Sect.

So that down jackets are now accepted by countless people. After all, whether it is an expensive down jacket or an ordinary price down jacket, there is always one that suits the people.

In the restaurant, mutton soup pot and hot pot have also been introduced.

This is a manufacture by a cook from Cháng’ān. After all, the mutton soup pot and hot pot in Chang’an City have long been popular and even imitated by countless people. No matter how imitated it, Du Qi’s restaurant is the most authentic and the most comfortable.

Du Qi’s business is further expanded in Daizhou.

On this day, Du Qi is reading a book.

He has nothing to do in Daizhou now. After all, it is not suitable to go out when the weather is cold. Qianxue and Li Yanyun are busy with business affairs every day, leaving early and returning late.

Most of the time, Du Qi is alone, just reading at the house.

When Du Qi was busy, Jin Wuque was here. He entered the room, took off his down jacket, walked straight to the brazier, and said, “Noble Son, it’s really cold this day. But the colder the weather, the better the business of our down jacket store. Especially on the restaurant side, The hot pot business is also very good, and there are countless people in line every day.”

Du Qi said: “In the big winter, it should be the time to make money.”

Jin Wuque turned around. Said: “The reason why the humble job came is because of two things.”

Du Qi said: “What is it?”

Jin Wuque replied: “The first thing is Du Chuke Du County Magistrate sent a letter from Cháng’ān, saying that His Majesty had allowed Noble Son to return to Cháng’ān to worship the ancestors for the New Year.”

Speaking, Jin Wuque handed the letter.

Du Qi took it over, read the word’ke’ written by the imperial pen in the letter, and smiled on his face.

It’s done!

With Li Yuan’s consent, Du Qi can return to Cháng’ān to arrange many things.

Du Qi put away the letter, and said: “This second thing, what is it?”

Jin Wuwei said: “The second thing is about Bank Yes. Today’s Bank is only available here at Wild Goose Sect. When I was in charge of Bank’s business, many businessmen from Cháng’ān said that we have a Bank in Wild Goose Sect, which makes it easier for them to go north to Turkic for business.”

“Actually, it is still not enough convenient.”

“Because they returned to Cháng’ān from Wild Goose Sect, they had to bring money back. After all, there was no exchange of money in Chang’an City. Location. These merchants hope that we can open Bank in Cháng’ān and other places.”

“In order to exchange in other places.”

Jin Wuque said: “Only so, They made money in the north. After returning to Wild Goose Sect to save money, they will be very easy to go south to Cháng’ān. They can redeem them in Cháng’ān by simply redeeming their tickets.”

“Even, Some merchants in the Jiangnan area said that there are also many merchants in Jiangnan. They come to Wild Goose Sect from the south. If there is a Bank in Jiangnan, it will be more convenient.”

“Not to say, it has to be Going south with a large amount of money.”

In Jin Wuque’s eyes, there is a longing.

He hopes that Bank will be available all over the country.

It’s just not easy.

Du Qi nodded and said: “You mean to establish our Bank in Cháng’ān, Jiangnan Yangzhou and other places.”

“Yes!”

Jin Wuwei head answered.

paused, Jin Wuwei continued: “But Humble Job wanted to open a bank in other places, but also thought of some existing problems. For example, when I deposited money in Wild Goose Sect Bank, when I withd it in Yangzhou, this It is as it should be.”

“However, there may be someone who counterfeit the bank’s redemption and redeem it out of thin air.”

“Furthermore, the message between Banks is also It must be shared. If they cannot be shared, it is easy to have bad debts and dead accounts. After all, it is extremely troublesome to withdraw from different places.”

Jin Wuque sighed: “It will not be solved. , There is always trouble.”

Du Qi nodded approvingly after listening.

Jin Wuque considers it quite well. In this era, because of communication reasons, banks in different places are far away. Once they are exchanged in different places, it is easy to cause a lot of unnecessary trouble.

In these areas, it must be streamlined.

Impossible has many functions like banks in later generations.

Du Qi said: “Opening banks in Cháng’ān, Yangzhou and other places, I agree in principle. However, the two things you mentioned, the first issue of redemption in different places, must be Conditional.”

Jin Wuwei said: “Please Noble Son for advice.”

Du Qi said: “The problem of redemption in a different place is that Wild Goose Sect saves money. Withdrawing money in Yangzhou. When depositing money in Wild Goose Sect, you must state that you want to withdraw it in Yangzhou, or if you have Wild Goose Sect, you can withdraw it from another place.”

“If you don’t save money, If you redeem it in a different place, you must extract it in Wild Goose Sect, and you can’t extract it in other places. And this extraction can only be extracted in Wild Goose Sect.”

“If it is remitted to Yangzhou , Must be redeemed in Yangzhou, and for Wild Goose Sect, the exchange notice must be sent to Yangzhou Great Tang Bank. After the advance notice, the depositor can redeem it in Yangzhou.”

“Not only that, Yangzhou Bank must reply to Wild Goose Sect to write off the account after redeeming it.”

“In this way, the process will be more complicated, but there will be no dead accounts, and impossible appear out of thin air. The situation of exchange. From the time of exchange, it is clear whether it is deposit or exchange.”

Du Qi talked freely and said: “Only in this way can we reduce unnecessary trouble.”

“On the other hand, the messages between banks must be encrypted transmission. Even if it is robbed, there will be no problems. And the transmission channel must be specialized, and there must be no difference.”

“Of course, Bank is not a simple matter. It is extremely complicated to do this well. Even if we have done a lot of preparations, there will most likely be some problems.”

“But don’t worry, take your time.”

“Wild Goose Sect is here, temporarily serving as the headquarters, Cháng’ān and Bank in Yangzhou. Business will be less, and it will develop slowly. The business need not be too complicated to open deposits, exchanges, exchanges, and some mortgage loans.”

Du Qi said: “In short, everything does not appear out of thin air, nor is it all right immediately. It is a step. Step appears.”

Jin Wuchai said: “Noble Son is wise!”

Du Qi said: “Okay, you can arrange Bank affairs. But this Bank Yangzhou branch The arrangement will be arranged after the beginning of spring next year, because the Bank will operate until next year, and internal personnel can also be separated Some high and low can select outstanding people. As for the Cháng’ān branch, I want to return to Cháng’ān and will make arrangements. “

Jin Wuque said: “Noble Son is wise! “

Du Qi said: “When I am away from Wild Goose Sect, you are solely responsible for the commercial system of Wild Goose Sect. “

“Yes! “

Jin Wuque answered immediately.

For him, this is not a difficult thing, and it is easy to handle.

Du Qi asked again. For some things, Jin Wuque left.