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this world is actually there is Alipay’s existence.

In 2003, Taobao, Taobao, the transfer of transferred remittance models between customers and platforms, leading to the platform’s payment users, and even forced users to use online games. Come to pay.

, in Ma Huateng’s design, and the full support of Great-Thousand, Taobao online Alipay function in 2003, allowing users to pay directly to Alipay on the Internet.

In another World, Alipay is originally only a mediation, there is no license to pay, so paying it at that time, it is mainly online banking.

CHINA is actually in 1996, ZG Bank has opened online banking services, but at that time, online banks only inquiry bills, etc., without involving money trading, after all, online trading is dangerous, and Can’t be determined by the customer.

In 2000, the GS Bank took the lead in launching online banks that support trading, although this online bank only has certified big customers, and each transaction must be dial exclusive customer service, confirm After the other party’s identity can be traded, but this is already a huge progress.

In 2003, the GS Bank launched online banking services for individual users, although the transaction process was very cumbersome, and there was no electronic token, the customer needs to receive an encryption card, which is behind it is vertical. A card for various numbers like a chessboard.

In the transaction, you need to enter a number of different locations as required, so that it is your transaction.

This encryption card has become an electronic token and become more advanced.

However, China’s official is still very cautious, first strictly restrict online banking directly and merchants to trade, generally only allowing internal transfer between banks, and even even cross-bank transfer is not allowed.

There are 24-hour safety period. If the transaction is not normal, it can be canceled immediately, etc., the features of the Tse All ALE ARE.

and the payment of Alipay in the time of this node, they began to do a variety of contacts with GS banks, negotiating, and finally convinced GS banks, let Alipay can directly embed the business bank of the ICBC, users directly Alipay is transferred, then Alipay will transfer it to the buyer, so that it is possible to complete the cash transaction directly on the network without leaving the computer.

This is a huge era.

This era is also similar, GS Bank also announced the relevant policies during the same period, and did not cause early due to the emergence of BOSS JIA.

The main reason is natural or because this kind of thing involving the people must be cautious and cautious. Everyone is touched by the river, and I don’t dare to go too fast.

So the development of Great-Thousand Alipay and Alipay’s development process is almost exactly the same. When 2009, Alipay has just opened, online payment electricity, gas fees, etc., although mobile phones can be used Payment, but the mobile version of Alipay is actually a transplant version of the web version of Alipay. It also requires a means of various U shields, secret cards, etc., the same is not convenient, so users who pay for users will be less poor.

This situation has been dragging until 2011, and Alipay has a fast payment after the first payment license, and the QR code pays the two unprecedented Breakthrough.

this Time, Great-thousand is given to 2009 in advance. At the end of the Mphone 5 conference, Boss Jia announced a shocking news, that is, Great-Thousandand received the first domestic payment license, and Great-Thousand is 40 billion Renminbi, acquired Taobao Alipay business, will Alipay Changed to a thousands of calculations, while the thousands of subsidiaries and holding companies from Great-Thousands will also form a complete payment network.

The focus is the mobile payment of the mobile phone.

Mphone5 will have a built-in function, while the side of the Mphone5 mobile phone will also have a dedicated function button that deactivates thousands of functional buttons, users only need to bind a web bank account, then you can easily use thousands of users in any scenario. Pay for payment.

Boss Jia also demonstrates the payment experience of the thousands of payment experience in the scene.

, for example, shopping on Taobao, after the payment process, Boss Jia can enter the password directly, but at the same time, Boss Jia only needs the finger to touch it on the HOME button, and even the password does not input, straight Complete payment.

Until this time it discovered that the original fingerprint password has such a scene and experience, and the feelings are all planned.

In addition, when other network transactions, it is also the same process. As long as the bank card is binding in advance, and it is determined that the identity is determined, then you can complete the payment, the speed is fast to amazing, and the experience of payment With great upgrades, I feel that the money is blinking, I haven’t been in an instant.

But this is not the most shocking, the most surprised the audience is the stranger trading scene of the offline trading.

I only see a small cart selling egg scubbies is pushed to the stage. When everyone sees, the Boss Jia asked directly “Master, this cake!”

“3 dollars with eggs, other you can add yourself!” Master said, and some people in the vicinity Cry Out in surprise, this isn’t the company’s downstairs selling egg pots?

“that gives me two meat intestines!”

“good! 5 yuan!” Master began to start egg potcats on the spot, very skilled, just more than a minute, a good egg scubbus took it in the hand of Boss Jia.

“Is it possible?” asked Boss Jia.

“Yes!” Master refers to a blue’s small paper path in your own booth. “My payment QR code, your camera sweeps!”

“Hey!” I saw that Boss Jia took a scan code on the QianFi key, and the picture of scan code was automatically, and the QR code was swept, then entered the number of 5 dollars, and payded with fingerprints. I heard a sweet female voice “Thousands of payments: 5.00 yuan!”

Well, this is the two sounds of Jia Jiafeng and Jia Jiayue, when the payment is successful, two sounds randomly appear. The entire payment process does not exceed 5 seconds.

“I rely!” saw this scene, all the audiences mouth opened wide, I feel that my three views are somewhat crack.

Master excitedly selling egg scubbies, then a master pushing a cut cake next time.

boss jia bought 20 dollars of cut cake, then “BOSS, do you sweep QR code?”

“No, you can touch it, you also use the mphone5!” Cut cake Master proud said.

“ok” boss jia Pressed the thousands of 付 键, then hit the phone with the cake master, then the BOSS JIA entered the payment amount directly, then the fingerprint confirmed, the entire payment process was over, speed More fast than scanning QR code.

This is the ultimate mode of mobile payment.


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