Instant Noodles Millionaire

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“President Jia, have you considered it?” The president looked at Jia Yapeng with some concern, 10000. If Jia Yapeng said that he had insufficient funds at this time, or if he regretted it, then he would be happy.

Therefore, the president especially hopes that Jia Yapeng will immediately agree, and then complete all the procedures quickly, and it is best to start the transfer today, then he is completely relieved.

However, Jia Yapeng was lost in thought. He didn’t say anything, but his expression kept fluctuates between clear and dark, which made the governor’s heart gush out an ominous premonition.

Sure enough, after Jia Yapeng came back to his senses, he directly shook his head and said, “No, I can’t get a loan for 500 houses!”

“Fuck…” The bank leader felt a pain in his chest for an instant, and a burst of old blood almost spurted out, and then in the heart he directly cursed Jia Yapeng. This guy really thought he had some bad money. Can he use his dignified state-owned bank president as a monkey?

Just when he was about to go crazy, he heard Jia Yapeng continue to say, “I thought about it, or I should just take out a loan for 1000 houses!”

………………

Quiet, the whole Conference Hall was quiet for an instant.

“President Jia, can you repeat what you just said? I didn’t hear it very clearly?” the president asked with a trembling voice.

“I said, I want to buy 1000 houses!!” Jia Yapeng said clearly.

Jia Yapeng is not crazy, he really intends to buy 1000 houses.

Because President Jia just calculated it in his mind, if you calculate it at a 6% discount, the 400010000 here can pay the down payment of 740 houses, and the down payment of 1000 for 540010000 houses, Jia Yapeng’s money is still a bit worse.

But the problem is that this down payment is calculated at a 6% discount.

But if Jia Yapeng buys 1000 houses, the price meets the limit discount requirement. According to the leader, 1000 houses can be purchased directly at a 5% discount.

In this case, the actual purchase price for 1000 houses is 900010000, and if calculated according to the 50% down payment, Jia Yapeng actually needs to pay 450010000 down payment, which is completely within the capital range of President Jia.

Although I can only have 50010000 working capital left, Pokémon Crisp Noodles can earn a few 1000000 per month, and the initial investment of 4WD is basically invested, so President Jia only needs to save some money, This 50010000 should be able to support the operation of the entire company.

So Jia Yapeng made up his mind and directly bought 1000 houses in the Asian Games Village, and the entire Asian Games Village only had 3000. Equivalent to 13 houses here fell into the hands of Jia Yapeng, and Jia Yapeng became the whole The largest owner of the Asian Games Village, and it seems that in this lifetime, no one can surpass Jia Yapeng.

“President Jia, how many years do you plan to pay off this loan?” the president asked.

“How many years is the longest?” Jia Yapeng asked rhetorically.

“According to the regulations, we can provide you with 3 different loans of 5 years, 10 years, 20 years, and 4 years, each of which has an interest rate of 8.1%!” said the governor.

“Then it will be calculated according to the 20-year period!” Jia Yapeng said without hesitation.

“Xiao Hu, do the math!” said a little follower after the president’s life. The little follower immediately took out the manuscript paper and calculator, and began to calculate frantically.

Finally, he breathed heavily and handed a note full of results to the president.

Seeing the number on this note, the president also took a deep breath and said.

“Okay President Jia, I have to confirm with you again. If you plan to apply for a housing loan for 1000 houses, then you need to apply for a housing loan of 450010000 yuan at our bank. If the interest rate is 8.1% and the term is 20 years In terms of calculation, starting from October 1991 to September 10, we need to pay us a loan of 2011 yuan each month, and the total interest payment within 9 years is 379203.45.”

The deep breathing of this little Hu and the president is not unreasonable. According to this figure, the interest paid by Jia Yapeng in 20 years is more than 100 10000 yuan more than the principal, and a total of 900010000 1 yuan of loans are required. This is simply too much. Cheating, this is simply a waste of money!

At the same time, the president also worried that when Jia Yapeng heard this number, he would just turn his head and give up the loan.

This is really a big loss!

They didn’t know at all. When Jia Yapeng saw this number, his eyebrows were almost laughing.

This loan is really a bargain. By the time of 2011, the housing price of the Asian Games Village had already started at 510000. When the time comes Jia Yapeng, you need to sell 9 houses in it, you can get 450010000 in cash and all the mortgages. The interest is offset.

And the 90 loan of 450010000 allows Jia Yapeng to buy 500 more houses. When the two numbers of 9 and 500 are put together, the fool will feel that he has made a lot of money.

So Jia Yapeng immediately agreed without the slightest hesitation.

After confirming that Jia Yapeng really intends to buy 3 houses, he started the capital verification process, because Jia Yapeng’s current company account bank and loan bank happen to be agricultural banks.

Therefore, the capital verification is quite convenient. Let the president directly use the phone to order his subordinates to check the funds and confirm that Jia Yapeng does indeed have 450010000 cash.

“We also need to verify your repayment ability!” The president took a deep breath and said, “Can President Jia allow me to transfer your capital flow for half a year, because you need nearly 3810000 loans every month, Therefore, according to the regulations, your monthly turnover of the bank must not be less than 10010000 yuan in the last six months.”

“After proving that you have the ability to repay, we can approve your loan!”

“It’s okay! Just check it out!” Jia Yapeng laughed.

So the governor gave another order. After a while, Jia Yapeng’s company account’s monthly turnover was reported. When he saw that Jia Yapeng began in June, almost every month’s monthly turnover exceeded 6. At that time, the president was autistic again.

Unexpectedly, some people can earn 100010000 in a month these years, and it is too terrifying!

However, in one afternoon, all the procedures were completed, and it was stated that the bank could complete the loan within half a month at the earliest.

The leader also acted very quickly, saying that as long as the bank’s remaining loan comes in, he will immediately apply for the real estate certificate for Jia Yapeng, and he will never delay a day.

Sure enough, 1 month later, I was in Jia Yapeng, Yuzhang, and received several red books in snakeskin bags, which is the real estate certificate, and owned 1000 properties in the entire Asian Games Village in Beijing.

To be precise, it should be 1008 houses.

Originally, Jia Yapeng wanted to choose the floors and units with the best locations in all the houses, but the leader said that this was too much trouble, so Jia Yapeng might as well buy a building directly.

There are 1 houses in a building. Buying 72 houses is 14. The leader is in charge. As long as Jia Yapeng is willing to directly buy 1008 houses, he will give the extra 14 houses directly to Jia Yapeng.

In an attitude of not causing trouble to the leadership, Jia Yapeng gladly accepted this suggestion. In this way, all 14 houses in the Asian Games Village fell into Jia Yapeng’s pocket, and Jia Yapeng has also become the largest housing area in Beijing. the man!

After the deal was concluded, whether it was the leaders of the Asian Games Village or the Agricultural Bank of China, everyone was happy, one got the performance, the other got the performance, and Jia Yapeng got the future. This is for everyone. It’s an extremely cost-effective deal, a real 3 win!

And these three people have also reached a very good personal friendship. Jia Yapeng basically visits these two leaders every year. The personal network belonging to Jia Yapeng has gradually begun to spread.

“I will be pissed off by you!” Chen Liren panting with rage left after seeing Jia Yapeng finish all the transaction procedures.

“Hey, although this Liren kid is smart, his overall outlook and vision are not as good as you!” Standing next to Jia Yapeng, the leader exclaimed, “Although the stock market is good, it is too risky. Whether it is for money or for people, it is risky. They are too big!”

“Although the house can make money at a slower rate than the stock market, it is safe to win!”

“Little Jia, you really made a lot of money this time. Although you don’t see it at the moment, it will be 10 years to 2000. The house price here will sell for at least 6000 square meters. By 2020, here I’m afraid that the house price can rise to more than 110000 yuan!”

“Although your speed of making money is slow, it is extremely stable. I hate that I am in this position. Even if I have money, I can’t let go of my hands and feet. On the contrary, it is not as convenient as you, a businessman!”

“What the leader said!” Jia Yapeng was very serious and nodded, trying not to make herself laugh.