Legendary Basketball Tycoon

Chapter 507: Guarantee

The NBA has a complete old-age security system, which is rare in all leagues around the world. To be precise, it is not only the NBA, but also the other three major leagues. They have all introduced an old-age security system to guarantee. This means that players can continue to receive certain financial subsidies after retirement.

In fact, when the NBA was just founded, there was no so-called pension system. But in 1965, the alliance reformed in this regard and decided to increase the pension system. Up to now, the pension system has been continuously improved, benefiting almost all players who have played in the NBA for at least three years.

During the annual labor-management negotiations, the Players Association tried its best to solve the pension problems of retired players, and finally reached an agreement with the management-to extract 1% of the annual basketball-related income of the league to form a pool of funds to protect the retirement of retired players Health and wealth gains. The advantage of this system is that part of the income of active players is used to provide retirement for retired players. And this income will gradually increase with the continuous expansion of the NBA to cope with the price increase caused by inflation.

Since then, the NBA has refined this system. At present, for players who have played in the NBA for three seasons or more, they start to receive a pension from the age of 45. The monthly payment is equal to US$306.34 multiplied by the number of years in the NBA multiplied by two-thirds; if it starts from 50 Starting to receive a pension is $306.34 multiplied by the number of years in the NBA. Take Yao Ming from the previous life as an example. Starting from the age of 45, he can receive around US$1,836 per month; from the age of 50, it is around US$2,758 per month, which is nearly 20,000 per month when converted into RMB.

In addition to issuing money, the humanistic care of the NBA Players Union for retired players is also everywhere. Especially in recent years, the players union plans to promote a health protection plan to provide complete health checks and purchase medical insurance for retired players. If this plan can be realized, it will cost about 10-15 million US dollars per year. .

With the signing of the new broadcast contract, the NBA is now in a state of not bad money. These demands of the players union are likely to be agreed by the NBA management. In fact, NBA players are actually engaged in high-risk occupations. Many players who have suffered serious injuries during their careers will have various physical problems in their later years. Also, because NBA players are generally taller, the probability of players suffering from heart disease will increase.

This health protection plan promoted by the union is actually to prevent retired players from suddenly passing away due to heart disease and other illnesses. They will regularly check up the players. In addition, once a player is unable to undergo treatment due to financial reasons, the NBA family will also lend a helping hand at this time, allowing patients to experience the meticulous care.

Of course, as the saying goes, "Teaching people to fish is worse than teaching people how to fish." In addition to establishing a fund, the players union will actually find a way out for retired players. First of all, they will arrange for these players to go back to the university and finish the courses they did not finish that year. Secondly, the union will also help arrange jobs for these retired players with poor income. Some of them became league staff, and some became coaches. All in all, as long as it is not profligate after retirement, it is actually difficult for players with NBA backgrounds to go bankrupt.

"...It's almost like this." Liu Yu also told Wang Zhizhi's father about what he knew. After all, the NBA pension system is still very complete, and Liu Yu will not remember too many clauses. , The most important thing is that he is not a player who needs to know so much, so knowing a little is probably about the same.

After Wang Zhizhi's father heard about the many benefits of the NBA pension system, he was obviously moved. After all, when they retired in the 1990s, they could only get their pensions, and other benefits such as the five social insurance and one housing fund in the future seem to have not yet appeared, and Liu Yu said that the NBA pension system can be said to be able to live on Wang Zhizhi after retirement. Very good, the longer you stay, the more money you get. This is obviously a good thing!

Originally, Wang Zhizhi's father thought that if his son couldn't get away in the NBA, then he would come back and play CBA, but now that Liu Yu talked about the benefits, it must have been a decision he made before overthrowing him!

CBA does not have this benefit yet. You said that if you let your son come back to play, he will retire after he retires. At most, he can get part of his pension. But if you take the current pension and compare it with the NBA pension. Compared, that is not comparable at all.

In fact, while the level of competition is improving, CBA should actually have a relatively complete guarantee system. For now, the CBA teams and players have an employment relationship, and after a few years, they should also be given pensions. However, it is still unknown whether the various clubs are effective.

This is true for domestic players, and even more so for foreign players who come to work. In the NBA, all international players who have played for more than 3 years enjoy the same treatment as local players. But on the CBA arena, some foreign aids who have worked for more than 5 years may also find it difficult to be included in the protection system.

Compared with other sports, basketball players have higher incomes, so it is difficult to see news that those retired basketball players take to the streets to perform and beg. But there are also players who have played in the CBA who retired early due to injuries, and later went bankrupt due to injuries, and had to go to restaurants to serve dishes to feed themselves. The news broke.

From this point of view, in fact, the CBA still needs to be in line with the NBA. Try to build a relatively complete security system as much as possible. Only in this way can the athletes be able to rely on and provide for their old age.

The CBA old-age security system in China does not know when it will be implemented. Of course, even if it is implemented, some benefits cannot be implemented in the CBA, but the NBA's old-age security system is practical and can be obtained!

It can be said that if his son retires in the future, his pension for playing in the NBA can be ten times his salary, and the longer he plays in the NBA, the more his pension will be. How much money will he earn in the future! Wang Zhizhi's father didn't dare to think about it.

"Then Xiao Liu, uncle thank you for telling me these things in advance. Uncle almost wanted your brother to come back if he couldn't hang on in the United States. If you say this, you will probably stay for a few more years. "

"But Uncle Wang really doesn't want to trouble you anymore. You probably paid for the trip to the United States. Now if you choose to go to the Han people, Uncle Wang is worried about whether it will affect the performance of the Han people. I now know that you are roughly in What kind of ability? If you stay in the Han again, I am afraid that it will drag you down!" Wang Zhizhi's father asked worriedly.

He definitely wants his son to play for a few more years in the NBA, even if he can't be fooled, he needs to be mixed. Instinctively, one day is the principle of one day. He also wants to stay for at least three years.

And considering the many shortcomings that Liu Yu said, Wang Zhizhi’s father didn’t want his son to go and help their benefactor. It’s not a kindness and revenge. Wang Zhizhi’s father is still relatively simple, and no one can pit it. Liu Yu, this is what he thought in his heart.

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