Magic Tower Starry Sky

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The holy city of Estali.

The first bank began to operate normally, and among the crowd, it has a memorable and concise name - the first bank. When the construction of the remaining five banks was nearing completion, relevant personnel came to the First Bank for advanced training to learn how to handle common affairs of the bank.

Of course, these people are not elves, but are inspired by the goddess and ordered to build the power of the bank, people in their hands or related people. The euphemistic name is the believer of the Goddess of Gold Coins, one by one they converted to religion. But in fact, only they themselves understand.

Things seemed to be on track for the bank, but that didn't make it easy for someone. Just like all careers are in the development stage, it is the most labor-intensive. The common expectation of the goddess and someone is to expand the territory of the bank to the whole land. The current results can only be regarded as a beginning.

The situation in the imperial city of Nineveh is completely different from the massive expansion of the Grand Duke of Kavi. Under the emperor's instruction, only the Temple of the Goddess of Gold Coins in the Temple District was able to function as a bank, and there was no place to build a new bank. And the aristocrats' public statements are also holding a wait-and-see attitude.

The old priests in the temple naturally became the first bank clerks, but the leader was Knight Ephren Muhashebezi, a nobleman of the empire. Ke Yin did not object to such an appointment, which can be said to be the beginning of a good cooperation between theocracy and imperial power. On the one hand, it is also because the degree of absorption of new knowledge by the old priests is far less than that of young people.

But such power alone is certainly not enough to maintain the normal operation of the bank. You must know that no matter where you are, in the early days of the bank's business, the crowds that come with the initial demand are as ferocious as a mob.

For this reason, the emperor sent a bodyguard army to maintain order, so that the gate of the temple was not demolished by a group of powerful people. Even if they concealed their respective family crests in a low-key manner, the emperor who got the news wanted to order a robbery when truckloads of coins arrived...

This wave of robbing, let alone three years of fat.

Although someone disagrees with the first bank's classification of users into categories, according to the three categories other than great magician, magician and the first two, and giving different treatment. But at least these three types of people do not apply the rules of the three types of banks. All of them have the same fair and reasonable rules, but the convenience of using banks is different.

Of course, the imperial city of Nineveh also faced the same problem. Nobles of different ranks, nobles and commoners, even nobles and private ministers of the emperor, are constantly dirty. Although the Keyin Temple under the imperial city had dozens of great holy emblems from the beginning to allow everyone to handle the business of opening accounts, depositing money, and withdrawing money, the huge crowd in the early stage still couldn't be digested for a while.

And the big drama is not only unfolding among these few ethnic groups, don't forget, it is the temple area of ​​the imperial city, where all kinds of gods gather together. Churches belonging to various gods, don't they have no money to deal with?

Therefore, it is not difficult to imagine that the situation of the Temple of the Goddess of Gold Coins in the imperial city of Nineveh is even more treacherous than that of the holy city of Estali. Not only the emperor's personal guard legion sent troops to stand guard, but even the templar warriors from other temples also sent people to jointly protect the order of the gold coin goddess temple.

And according to rumors from unknown 'high-level officials', the gods of other churches also showed some dissatisfaction due to the riots in the temple area of ​​the Nineveh imperial city. It's not that they are jealous that the church of the Goddess of Gold Coins welcomes a large number of potential believers, but that they are dissatisfied that the church they belong to needs to save money, and they will also be charged a storage fee!

Although it is said that the affairs of the gods belong to the gods, and the affairs of the human church belong to the human world. But sometimes once the issue of face is raised, it is difficult to get around it. So I heard that many gods came to the door and asked Ke Yin for an explanation.

In the end, how the gods and spirits negotiated, someone didn't know. Anyway, it is the money that should be paid, and there will be no less. It was as if those 'higher-ups' had never acted.

The opening of the Temple Bank in the Imperial City of Nineveh will have no impact on the overall situation for the time being. Someone has no idea how the emperor plans to lay it out. The construction of various banks in the Duke of Kavi has just begun. Although it has caused heated discussions on the forum, it has not yet produced any real influence.

During this period of time, what really caused the crazy behavior was not the crowds queuing up at the First Bank, but a wave of external expansion by the technology guild!

Scavenge all the basic labor force in the holy city of Estali, and cooperate with the efficiency of the guild to saturate the supply of non-magic jobs and commodities in the holy city. It can be said that guild members earn a lot of money quickly, but this may be the result of condensing the workload of the past three to five years into one year.

In the past, everyone may have to wait for a long time before receiving a suitable job; now relying on the technical guild, you can find a suitable job almost every day. However, except for those who produce consumables, most people's work results are the kind that can last for a long time. There will also be an end to the need to replace the old with the new in the holy city.

So some time ago, the president of the technology guild, Uzov Gantia, complained to someone that there were already signs of competition within the guild. This is not a good sign for the development of the guild. Lin Yecai proposed to guide the members of the guild to make a pilgrimage outside the city.

However, if he wanted to develop outward, he was discouraged by the rumors of bandits and gangsters, whether it was true or not. This is also the motivation for someone to promote the bank and everyone to use the banking function.

However, just like this, it still doesn't stimulate the idea of ​​expanding the business outside the technical guild members. After all, the business within the holy city is relatively close, and the work is relatively safe, so there is no need to worry about being attacked by monsters or robbers in other places.

Even in order to increase the incentive, the work outside the holy city will have the extra bonus of travel. But in fact, working in places other than the Holy City will also have additional costs. Even if the pay for working outside the holy city is better, there is no difference after adding and subtracting.

The real reason for them to keep their eyes on the outside of the holy city is still the ratio of currency exchange.

In the holy city, the process of entrusting work by the technical guild is that the entrusting party will hand over all or part of the remuneration to the guild. After the work is completed and accepted, the remuneration will be delivered to the technical team that will take over the entrusted work.

But outside the holy city, because of the distance, most of the consignors will not send the reward to the technology guild in advance. Instead, after the team completes the work, they receive the remuneration directly from the client.

It is this kind of process that in the past became an opportunity for robbers and thieves to take advantage of it. But now, after the technical team on a business trip completes their work, under the watchful eyes of everyone, except for the necessary travel expenses, all other coins are deposited in the Divine Kingdom of the Goddess of Gold Coins, and no one can grab them.

The point is, the money is still old coins! This means that in addition to travel bonus, there is also the difference in currency exchange to earn when traveling on business trips!

This has greatly stimulated the enthusiasm of the technical guild members, and they are all actively looking for jobs outside the holy city, no matter how far away they are. After all, it is an indisputable fact that the demand for work in the holy city has decreased. There is also a basis for working outside the home to earn more.

According to the calculations of those who are interested, working outside the Holy City now makes profits between 1.5 and 2 times that of working inside. And predictably, this bonus isn't forever. Therefore, those who want to take advantage of the good time to make a fortune must put in more effort.

The reason why dividends are not permanent is that people are profit-seeking by nature, and they love to show off. The advantage of using the bank was quickly publicized by the artisan team dispatched by the technology guild.

For the lost natives of this era, it may be very difficult for them to learn how to manage money carefully. However, the benefits of bank currency exchange are easy to see. Then the interest rate difference between the old and new coins is transferred from the entrusting party to the employed party at the moment when the old coins are handed over as transaction remuneration.

This is unacceptable to some stingy nobles. In particular, they have a noble status, but those who come to work for him are just mud legs without any noble blood, so it is inevitable that they will have some thoughts about this situation. Moreover, there are unexpectedly many such people in the group of minor nobles.

Some people think that it is necessary to pay at a reduced price. Even before he understood how the bank's holy emblem of Ke Yin worked, he thought that if he detained someone, he could loot all the money stored in the opponent's holy emblem.

However, for the former, there is no public price reduction formula. After all, the exchange between old and new coins mainly depends on the weight of precious metals. As for the team of craftsmen who are good at new-style mathematics and are proficient in calculation, it is of course impossible to accept the general statement of reducing the price by 20% or 30% in the past.

When there is a dispute over the former situation and no consensus can be reached, the way to deal with it is actually the same as the way to deal with the latter situation, that is, let the thugs hired by the technical guild come forward to resolve it. The mercenary guild is happy to take over this kind of business.

At the same time, the technical guild will spread the news about a certain noble's breach of contract, and will shrink its manpower to stop dealing with the noble. Starting from the three aspects of force, economy and public opinion, they will fight against those who they only looked up to before and who have noble blood.

In the face of robbers, thieves, or moles who have no definite evidence, the guild has no good means to deal with these young people hiding in the dark. You can only passively strengthen your protection, or find someone who is familiar with the underground society to solve the problem afterwards. However, no one can guarantee whether ~www.wuxiamtl.com~ the person who murdered is the same person who was called to solve the problem.

However, it is much easier to deal with people who have a fixed base, have obvious goals, and value reputation.

The greatest reliance of these noble lords is the use of power. Before the matter is publicized to the public, the insider is completely eliminated, so as to protect his reputation.

However, this method is difficult to implement today when forums are popular. People have not yet realized its evil, but the power belonging to the forum has been revealed.

As long as any nobleman does not follow the agreement, he and the people around him will be baptized by overwhelming news. The sarcasm from the same aristocratic class, and the contemptuous eyes from the servants.

Even if the latter can be suppressed by its own power, there is no good way to solve the former. And this kind of mental bullying is more painful to nobles than any punishment.

So when there are a few precedents where your reputation has been tarnished, others will think twice before acting irrationally.

Then, in order to prevent the benefits of currency exchange from being monopolized by the artisan team of the technical guild, whether to accept the establishment of the bank on their own territory has become a problem for the nobles.