My Strength Does Not Allow Me to Low-key

Binhai Bank was originally a small local bank, with an asset scale of tens of billions. Although President Feng is the head of the branch, his ability to mobilize one billion is already his limit.

But the reason why he agreed to Xiao Feng was entirely because the famous chefs made this company, which is too dazzling and too high-quality.

What's more, for this loan, people want to buy two buildings in the most popular square area of ​​Bencheng. Although these two buildings had a good reputation before, they still care about this?

Any real estate with housing capital is a high-quality asset for most banks. Even if Xiao Feng doesn't mortgage the assets made by celebrity chefs, he only needs to mortgage these two buildings.

What is the bank's favorite collateral? Isn't this kind of fixed assets your favorite? Especially fixed assets in good locations are definitely the most risk-resistant hard currency in the eyes of banks.

Although the current domestic real estate market is not very prosperous, real estate on good plots is still one of the best anti-risk tools in the eyes of banks!

As for the shares made by celebrity chefs, President Feng hadn't thought about it, but if he thought about it, he estimated that if he came up with this idea, Xiao Feng would definitely withdraw it.

Leaving his Feng Butcher, Xiao Feng can still eat pigs without hair.

So one billion yuan, one of the twin towers can be used as collateral, or a quarter of the floors can be divided from it. This project is absolutely feasible.

As for interest rates? Taking into account the current and future long-term cooperative relationship with Famous Chef Manufacturing, it is enough to float 30% below the benchmark interest rate.

It’s not that President Feng has a high profile and does not want to make money. The amount of this loan is really too big, one billion, even if the benchmark interest rate floats by 30%, plus the handling fee, it is enough for them to make a lot of money. Of it.

After all, celebrity chefs manufacture such high-quality companies, and they have too strong bargaining power in front of banks and financial institutions.

If you don't give people full discounts on interest rates, other banks will steal your business within minutes.

For President Feng, one billion is already the limit of his scope of authority, but for those large state-owned banks, or foreign banks, or financial institutions, they are fully capable, and they can take out 20 at a time. Billion, never give soup to other people at all.

Besides, if you don't give people preferential interest rates, others will naturally give them. After all, celebrity chefs manufacture such high-quality enterprises, no matter which bank is willing to miss it.

If we can handle the relationship with the famous chef this time, there will be more room for cooperation in the future.

Xiao Feng has said that the second investment promotion conference will be held in the next year. There will be a thousand companies nationwide. According to their previous standard of franchise fees, two million franchise fees. One thousand companies are only 20. Billion.

There are other messy advertising expenses, decoration expenses, and after these thousand stores are successfully joined, what about the cost of the cooking kits that are imported from the celebrity chef manufacturing factory every day?

This celebrity chef can become a five hundred million enterprise with one leap. This hasn't been listed yet. If this is listed, it won't explode every minute!

This is also the main reason why celebrity chefs have strong bargaining power in the financial market. If President Feng is not a fool, he naturally understands the meaning of Xiao Feng's words.

So let alone a 30% drop in the benchmark interest rate, he is willing to go down 50%.

Anyway, it is absolutely impossible for the bank to lose money, not counting the interest rate. If this sum is done, the performance of the handling fee alone will allow President Feng to be promoted to three consecutive levels.

President Feng called his superiors and reported that he had gone to work. After all, with his authority, although he could approve a one-billion-dollar loan, it was a verbal agreement.

Once such a large loan is really going to happen, ventilating with superiors and holding a risk review meeting are all processes that must be followed.

Therefore, he must inform his superiors at this time and reach a consensus with his immediate superiors, and to achieve his level, his immediate superiors, of course, are already at the bank's major shareholder level.

The issue of approving loans is actually a matter of communicating with each other among several major shareholders.

Xiao Feng was not in a hurry. He came to the floor-to-ceiling windows of President Feng's office and looked at the Twin Towers in the distance.

The plan he and President Feng said before was not imaginary. The two buildings, with three floors underground and a podium in the middle, can indeed be fully utilized.

Both buildings are sixty-storey high. One of them is intended to serve as the headquarters of a celebrity chef manufacturing group. A part of it will be used as a hotel, and a commercial complex will be built on the podium, and a flagship store will be opened.

As for the other one, it is leased to the Ninth Laboratory as a scientific research and production base. Anyway, it is like that kind of high-end cosmetics. In the current situation of small scale, it does not need too much place to build a factory. The environmental requirements are relatively high.

I'll talk about drugs and other things in the future, to see if we can find another place to build a factory, mainly to see whether the production process developed by He Xiaojun will produce a lot of polluting wastewater.

If not, then there is no need to find another place, if there is, then it really needs to find another place to build a factory.

But the R&D center will definitely be here, and downstairs, he will vacate 20 floors and leave it to Guan Zhenhai for burns and plastic surgery hospitals.

Of course, for President Feng and the others, he still doesn't want to disclose the news of the ninth laboratory to them. It is more appropriate to be a quietly behind the scenes boss.

Soon President Feng came back after the call, his face was red, and it was obvious that the communication with his superiors was effective.

"Mr. Xiao, Mr. Yu from our bank just happened to be free today. He is in Bencheng. He has heard of your reputation a long time ago. Would it be convenient for you to see you today?"

After all, one billion is not a small number. Of course, the big man behind President Feng wants to see Xiao Feng, and Xiao Feng will certainly not refuse. . .

At this time when Xiao Feng was communicating with President Feng, the entire financial circle in Bincheng seemed to have heard the wind. After all, there is no impermeable wall in the world.

These financial gangs are especially keen on news. Many banks and financial institutions, after getting news that a well-known chef wants to buy the Twin Towers and are in urgent need of financing and loans, they immediately feel like a shark smelling blood, crazy. let's move.

Some credit managers even barely stepped on the threshold of the flagship store made by famous chefs. The superiors gave them instructions that they must meet the person in charge of the famous chef manufacturing side. If you don’t see it, you don’t have to come back and live directly in their store. in.

And Zhou Jing and Xiaolin were directly hit by phone calls. Zhou Jing didn't even dare to show up in the store. They could only cruise back and forth between several branches, using the telephone to remotely control the normal operation of the store.

At the same time, on the top floor of the Guohui Center Building in the center of Bincheng City, a few middle-aged men were sipping cigars and red wine while looking at the scenery downstairs.

"Oh, Mr. Ma, I really don't have any blessings to accept your cigar. I really can't get used to this stuff, sorry."

One of the middle-aged oil-headed men smoked two cigars and quickly put the cigar out in the ashtray. Then he drew a pack of cigarettes from his chest pocket, took out one to light it, and smoked it fiercely. With a mouthful, he closed his eyes with enjoyment, and it took a while before he spit out a smoke ring.

"Hey, I still like this a little more."

"Haha, good, you try this again."

On the other side, Mr. Ma, who was tall and fat with gold glasses, pulled out a white unpackaged and unmarked cigarette from the cabinet behind him and handed it over to the middle-aged oil-headed man.

The oil-headed man's eyes lit up when he saw this ‘white smoke’: “Mr. Ma, you can get all of this?”

"Haha, mean, don't talk about this. Old Ho, have you heard about the things that the famous chef made?"

As soon as Mr. Ma opened his mouth, the oil-headed man who had just reached out to pick up the cigarette immediately took a look, then smiled and took the cigarette, took out one, and lit it for himself.

"I heard that the most news I heard in the past few days is that they want to finance the purchase of a building. I have asked someone to inquire about the management committee. The news I have received so far should be true. "

"Hehe, don't you have any thoughts? I heard that the last time you were stunned, it made you very shameless!"

President Ma sat on the executive chair and turned around. He looked at the oil-headed man without a smile and said that this oil-headed man was He Yukun of Yingyue International who had been in contact with Xiao Feng before.

And hearing President Ma's question like this, the expression on He Yukun's face was stagnant, and a sullen expression flashed across his originally smiling face.

"How can I have no idea? This is a good opportunity! Mr. Ma, we all know that the group has been looking for high-quality projects for more than a year, and it is not a day or two for us to focus on this celebrity chef~www.mtlnovel. com~ Now they are still just starting out, and it is a good time for us to do it. Wait for a while, they will develop and grow. If we want to do it again, we won't have such a good opportunity!"

"Well, on this point, I agree with you. Come and tell me, what are you going to do this time?"

"Hey, this? I plan this time..."

A conspiracy against famous chefs and Xiao Feng was quietly formed in this office.

At the same time, Xiao Feng has just returned to the winery and met with Dong Yu of Binhai Bank in the evening, which can be said to be very successful.

Yu Dong also agrees with his business ideas and concepts, especially after learning in detail about the business situation of the famous chefs under his name, of course, he also tentatively asked if he can use the shares made by the famous chefs as collateral. If Xiao Feng agrees, he is willing to give a higher loan, even two billion all-inclusive.

But this proposal was declined by Xiao Feng. Such a good thing, Binhai Bank wanted to eat alone, even if Xiao Feng agreed, other banks and financial institutions would not agree to it!