Raven's Claw at Hogwarts

Perhaps because he got rich overnight in his previous life, Mike has always spent money lavishly. Even so, Mike never felt like a loser.

There are two ways to save money: increasing income and reducing expenditure. Mike believes that increasing income is far more important than reducing expenditure. Although blindly reducing expenditure can save money, it will also make people like Penelo. A country bumpkin who can't even spend money cheaply. Only open source can make people become a truly rich man while accumulating wealth.

Due to the school holidays, the business of Dolphin Magic Drink had to stop. If the business is not done, there will naturally be no income. It is not acceptable to just sit back and have nothing.

Penelo's poor look yesterday inspired Mike a lot. This era is no different from his previous life, with currency depreciation. In the UK during this period, the pound was still very strong.

For example, in 1989, the hourly wage of an ordinary worker was about £3, which would be £528 per month based on working 8 hours a day and 22 days a month. It's now 1992, and it's only been 3 years since he earned 600 pounds a month after inflation. With just this 600 pounds, it is enough for a family of three to have food and drink, provided of course that they are not in a first-tier city.

An income of £600 a month definitely represents the income level of most people in the UK today.

The exchange limit given by Gringotts is 100 gold galleons per year, which is 500 pounds, which is definitely not a small amount for these ordinary families.

In addition, the Ministry of Magic subsidizes the items on the Hogwarts admission list, so buying all the items on the admission list requires far less than 100 gold galleons. This leads to the fact that most young wizards of Muggle origin will not redeem the full 100 gold galleons.

In Mike's opinion, this is a naked waste, and Mike considers himself a diligent and thrifty young man, so naturally he will not allow such a thing to happen.

Ever since, two teenagers, one black and one white, appeared at the entrance of Diagon Alley and just stared at the entrance wall every day without doing anything.

Whenever they see someone wearing Muggle clothing and coming to Diagon Alley alone, these two people will step forward and sneakily ask: Friend, are you going to attack King Gallon?

And if they are accompanied by family members, these two people will turn into good Samaritans and introduce everything about the wizarding world to them. Finally, they will tell the other party that they can provide pounds for free in exchange for gold Galleons, and the price is only a few Just a negligible commission.

It's said to be a negligible commission, but it's actually very dark.

The two men had to take 80% of the handling fee for each transaction, of which the black and white boys took 50%, and the goblin from Gringotts who specialized in converting pounds to gold galleons took 100%. Thirty points.

These two teenagers are naturally Mike and Franklin.

Mike is a professional at observing. In his previous life, he was required to rob banks and steal things, which also allowed him to develop a pair of sharp eyes.

Who are muggles and who are wizards. Which families are in a good financial situation, and which families are so poor that they can barely put food on the table? These Mikes can be recognized after just a few glances, which saves them a lot of effort when doing business.

School is about to start at Hogwarts, and everyone is trying to buy the items needed for the new semester in these two days, so the flow of people in Diagon Alley is very large.

Since then, Mike and Franklin's small business has grown bigger and bigger. Although the commission ratio he gave was very exaggerated, after all, it was gold galleons that he got for free. Most people were quite satisfied with their service.

Of course, there are also some short-sighted people who try to bargain with Mike, and even blackmail Mike by reporting the two speculating and infringing on the interests of the Ministry of Magic.

Naturally, Mike would not be polite to these people. He told them his name openly and claimed that he would look good to him when he got to school.

Mike gained a lot of fame in the school last year. Now all the students at Hogwarts know that he is Professor Flitwick's favorite disciple, and he is also very powerful. Offending such a person for a few gold galleons will almost certainly lead to him in the future. Someone who becomes a prefect or even head boy is obviously unsuitable.

So these tough guys had no choice but to give in and let Mike take a huge commission.

It turns out that most of the Muggles and half-blood wizards who attend Hogwarts have poor family conditions. In just three days, Mike and Franklin earned nearly 1,000 gold galleons.

On this day, Mike and Franklin met a few acquaintances while looking for business as usual.

Mike? Franklin? What are you doing blocking the entrance?

The speaker was Mr. Weasley, followed behind him were Mrs. Weasley, Harry, and the five Weasley children.

Uh..., we are shopping. Mike hesitated for a long time and then made up an excuse.

We happen to be going to buy new books, let's go together! Harry, a kid who was probably locked up during the summer vacation and now likes fun, hurriedly invited Mike when he heard them going shopping.

No, we still have to wait for someone. Mike shrugged.

Who are you waiting for? Penello?! Percy jumped out and asked in an extremely sharp voice.

I guess this has nothing to do with you. Mike realized that Percy was coming with bad intentions, but he didn't show any weakness. He replied word for word, Percy-Mr. Weasley!

Now Percy was unwilling and poked his left chest hard with his finger, where there was a Hogwarts prefect badge shining brightly in the sunlight.

Look carefully! I'm the prefect! Prefect! Is this how you talk to the prefect?!

Wow, the prefect of Gryffindor is here to mind my Ravenclaw business. Prefect Percy, you have so much authority. Mike said in an extremely weird tone, and looked at Franklin after he finished speaking. At one glance, the two burst into laughter.

Percy's face twisted in anger, and his right hand trembled as he groped around on his body, seemingly looking for his wand.

Mike's wand has already appeared in his hand. As long as Percy dares to point the wand at him, he will ask Percy to take a disarming spell. He has a good relationship with the Weasley brothers, so it's okay to let Percy suffer a little. .

But before Percy could take out his wand, George on the side pulled him towards Mr. Weasley who was shopping in front. Fred made a face at Mike, nodded and bowed in a weird look. Mike understood what he meant, which was to tell Mike not to be the same as Percy.

Due to human kindness, Mike couldn't help but wave his hand to signal them to leave quickly.

Fred didn't say anything when he saw this. He nodded to Mike and quickly followed George and Percy who hadn't gone far.

Looking at the three of them who were still pulling, Mike smiled disdainfully and spat in the direction they left.

When Franklin saw this, he probably thought it was cool to do this, so he also spit out the same thing. It's just that he vomited much further than Mike, and almost vomited on a young lady passing by.