Rebirth: Outstanding

"Unfortunately, Mr. Song, your loan application seems to be delayed indefinitely. It may be delayed until the whole matter with the Lin family is over, but I guess you don't need the loan at that time." Shen Bi walked in. The coffee shop of the Durex Hotel politely sat opposite Song Tianyao, and said a little gloomily.

Seeing Shen Bi's somewhat disappointed expression, Song Tianyao smiled and raised his hand to the waiter and said, "Help Mr. Shen a cup of coffee."

"Money can be borrowed everywhere, it doesn't matter, but I heard that you have been reprimanded, and then you may be ready to move away from the head office? On your way here, Angie Peris has already received a call from Mr. John Bao. The Lin family plans to borrow 15 million from HSBC in the near future to use an undeveloped piece of land in Causeway Bay as collateral." Song Tianyao stirred the coffee cup in front of him and said to Shen Bi.

Shen Bi nodded lightly and smiled bitterly: "Yes, it may be that I was a little overwhelmed at work during this period, and my tone was a bit fierce, but I don't think I did something wrong. I would either quit my job or go to Sabah, Malaya. Provincial branch, the poorest place in Malaya and HSBC’s worst performance."

"Recently I am short of money, and I may not have time to see you off. I guess you don't plan to resign." Song Tianyao took out a delicate notebook from his pocket and pushed it to Shen Bi: "Get it from John Bao After you were reprimanded and driven to Sabah, Malaya, I temporarily helped you prepare. I asked some Chinese businessmen in the Chaozhou Chamber of Commerce to provide more than a dozen information that some Chinese businessmen in Sabah or nearby could understand. I hope Can help you increase your performance in Sabah."

"How did you feel in the mood to do this kind of thing after you learned that you didn't borrow money, Song? Didn't you say that you are in urgent need of a sum of money?" Shen Bi picked up the notebook, looked through it, and was surprised. Shen Bi said.

In Shen Bi’s eyes, Song Tianyao is an impeccable customer and friend. Apart from business affairs, they will also sit and sit as friends from time to time, play golf, and listen to concerts. The most important thing is that Song Tianyao never lets Shen Bi found it difficult to do, such as applying for a loan, he would not operate in violation of regulations, and go through the normal procedures normally. Although in fact, for some troublesome and trivial matters, Shen Bi could use the rules to give the other party the green light, but Song Tianyao didn’t need it. He didn’t stay in the mall. Any omissions that may embarrass friends.

Even if he seems to be of little use value to him at this time and messed up his urgently needed loan, but he can still sit in front of him calmly and tell himself that it will be a good trip. I have helped you prepare small gifts you may need. .

"I am in urgent need of a sum of money, but I just said that money can be borrowed anywhere, but friends may not have it everywhere." Song Tianyao took a sip of coffee and said, "I already have a loan from HSBC for the time being. After I really knew the news, there was no need to be disappointed. In addition to HSBC, I also sent people to East Asia, Hang Seng, Standard Chartered, Chinese, Guangxing, Yongan and other banks that can borrow large sums of money to find out. After reading the news, guess what I know?"

Shen Bi slightly rounded his eyes, and said in an unbelievable way: "Could it be..."

"Yes, all the Lin family have said hello."

"What do these banks think?" Shen Bi's excitement at Morse seemed to have a tendency to emerge again.

What he lost the most today was not that he failed to help Song Tianyao borrow from HSBC, but because Morse did not follow the most basic ethics of a banker to manage the bank. In Shen Bi’s eyes, the bank should be neutral, and what he values ​​is The future development and credibility of the client is not prioritizing whether the other party is a high-level Chinese or British. Hong Kong is no longer Hong Kong before World War II. Now Hong Kong’s money is surging like a tide, and it is still acting in accordance with the old colonial rules. Money is turned away.

And even if it is the most basic comparison, Song Tianyao deserves more attention than the Lin family. Song Tianyao's current fake intentions, abundant cash flow, stable orders, and most importantly, he controls a complete set of wig production links, raw materials, machines, consumables, and products. , Orders, sales, Song Tianyao almost decided in this industry, other wig factories can only be regarded as helping Song Tianyao to process on behalf of him, earning processing fees.

The Lin family did hoard a lot of land and properties in the early years. But first, the Lin family rented out the property. So it seems that it owns a large number of properties and land, but in fact the cash flow is slow. As for the undeveloped or semi-developed land, construction starts slowly or far away. Indefinitely, why? Because the Lin family themselves have no confidence in real estate, they spend all their money in other industries. Perhaps one day in the future, the Lin family will become a well-known big landlord in Hong Kong due to the high price of the land they are hoarding, but the ghost knows how long it will take that day. ? In the unlikely event that mainland China regained Hong Kong by force and confiscated all of the other party’s properties, these people in the Lin family might have been shot by the Chinese People’s Liberation Army for trafficking in opium.

Even if Song Tianyao fights with the Lin family, it has nothing to do with HSBC, which lent the money to both parties. Song Tianyao cannot repay the money. HSBC has harvested his property. If the Lin family has lost, HSBC cannot repay the money. HSBC has harvested the land of the Lin family. Repay the money on time. Of course, it is better. HSBC can collect interest steadily.

Such a very simple matter was stuck on the issue of colonial class. Shen Bi believed that Morse was clearly fighting against China. Mainland China closed down HSBC branches in more than a dozen cities, which made Morse full of Chinese people. Strong hostility.

"Don't get excited, the Lin family has connections, and I also have connections. They are the first to move, so you can't blame me for blocking them." Song Tianyao smiled at Shen Bi, "I still have to thank you for your efforts."

Here, Shen Bi hadn’t spoken yet, Chu Xiaoxin had hurried in from the outside, and saw Song Tianyao sitting with a ghost drinking coffee, Chu Er Shao walked a few steps over and sat beside Song Tianyao, ignoring that the ghost was beside him. Asked directly:

"I received the news, you want to fight the Lin family?"

"I thought you would come and pick me up to meet with Mr. Lu." Song Tianyao smiled at Chu Xiaoxin. The opposite Shen Bi had already put away the notebook on the table and got up: "Song, I'll go first."

Song Tianyao got up and shook his hand with Shen Bi: "Okay, you can call me if you have any questions. In Malaya, the Chinese that you have studied so hard is also useful, because the native Malays do not know how to do business. Most of the business is done. All are Chinese."

After Shen Bi left, Chu Xiaoxin still stared at Song Tianyao.

"Boss, how did you know?" Song Tianyao asked Chu Xiaoxin.

Chu Xiaoxin rarely had a serious expression on his face: "The Cai family notified me Lao Dou, and my Lao Dou told me again. He said that you don't know the heights of the world. The Lin family is a big landlord and has been rooted in Hong Kong for three generations. Your little money How do you fight with others? Knowing that you are always betting on your fortune, you must want to fight for the big, so the Lin family has already greeted those banks first, and the Cai family has also talked on the phone. My old bean asked me to take you to see him. "

"Of course I want to see President Chu, but I want to see Mr. Lu first. The Lin family told the Cai family about ghosts?" Song Tianyao took a sip of coffee.

"The Lu family is just famous and its assets are not as good as the Lin family. You want to borrow money from the Lu family, and you miscalculate. The Lin Xiaosen of the Lin family called Cai Wenbo with a big tone, a tone that would surely convince you Song Tianyao, but He never called me Lao Dou, otherwise my Lao Dou might not be so angry." Chu Xiaoxin scratched his head. Somewhat irritably said: "Hey, see my old bean, let him come forward to help you clarify with the Lin family, this matter is dealt with."

"I had a quarrel with Lin Xiaoqia last night, and Lin Xiaokang had a fight in the hospital. Now they believe that I am going to target the Lin family and swallow a giant elephant." Song Tianyao took out the cigarette from his pocket, handed it to Chu Xiaoxin, and helped the other person to light it: " Originally, the newspaper wrote so many words that the other party didn’t believe it. Last night my three aunts had an accident with Yunzhi, they believed it? Then they used the relationship to settle the bank first and were not allowed to lend me money, and then they didn’t call President Chu. , This shows that they want to see me now desperate and desperate to throw money into the stock market, without subsequent capital support, the money in the early stage will be lost sooner or later."

"Then don't fight!" Chu Xiaoxin said to Song Tianyao after smoking a few cigarettes.

Song Tianyao smiled at Chu Xiaoxin: "What if I don't fight, I surrender now, how can the Lin family continue to take the real estate in his hand to the bank and exchange it for cash and throw it into the stock market to bully me? But he is clever, not using stocks to pledge, lest the stocks be sold out? The question is, just take the undeveloped land to pledge, first go to see Mr. Lu, I have something to ask him, the barrister."