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Compared with most other industries, the banking industry is a high-profit industry, but whether it can make money depends on the specific operating conditions.

Just like the current Kwong On Bank, the total assets are 200 million HKD, the liabilities are 190 million HKD, and the net assets are only 10 million HKD, and because of normal operations, the net profit last year was less than 1 million HKD.

According to the situation when Kwong On Bank has not changed, the 5% profit dividend is less than 50,000 HKD, which is pitifully small.

But if Xia Yu’s resources are injected into Kwong On Bank, Kwong On Bank can definitely inflate. When the time comes, the net profit will reach 10 million HKD.

Not to mention other things, Liu Tianci himself has the confidence to take care of Kwong On Bank to this level. By then, the 5% profit dividend will also be 500,000 HKD, plus the previous 1000000 annual salary, which is already better than his at HSBC Securities too much.

Later, in order to make his income higher, Liu Tianci will do his best to develop the bank. When the time comes, when the bank income is high, his dividends increase, which is what he deserves.

After all, one point must be taken into consideration. For every work he creates, 95% is given to Xia Yu, and it is impossible to give him any hard work.

Of course, 5% is also considered by Xia Yu.

This is different from what Yan Wenhan did to Jiuding Newspapers Co..

When Yan Wenhan joined Jiuding Newspapers Co., the company developed very well, and the cost of joining the company was not high. He was not a particularly top-level talent, and he was already waiting for work. According to his situation, It is a lot to give a 1% dividend.

But Liu Tianci’s situation is completely different. Kwong On Bank has just taken over, and it is still in a low period. Liu Tianci is needed to develop it. This is definitely more difficult.

Moreover, Liu Tianci originally had better treatment and development. Without knowing that Xia Yu is a reincarnator, he is willing to risk throwing away the original golden rice bowl to hold Xia Yu’s silver rice bowl. If Xia Yu does not come up with something real Come, even if Liu Tianci doesn’t say it, he will care about it in his heart.

Draw him a bigger pie and encourage him to work harder. Why not?

“Then Boss, give me 5 days, and I will resign after handing over the current HSBC Securities job.”

Liu Tianci asked for instructions.

Xia Yu hearing this, not only did not agree, but shake the head in Liu Tianci’s consternation.

Without waiting for Liu Tianci to ask questions, Xia Yu said: “No hurry, I still have a plan to implement. I don’t want Kwong On Bank to be noticed, and I also need you to help me watch it at HSBC.”

Liu Tianci is frowned, thinking that Xia Yu wants him to be a spy, he feels a little resistant.

He can’t do what he wants to be a spy seller, and even if Xia Yu asks him to do it, he doesn’t want to do it. Even if Xia Yu really proposes it, he will think that Xia Yu is wrong.

Thinking of this, Liu Tianci said embarrassedly: “Boss, isn’t this bad?”

“Haha, don’t think about being crooked, I don’t want you to be a spy, but let you help me pay attention to the wind, so as to remind me in advance.”

Xia Yu also knows Liu Tianci’s concerns, knowing that he wants something bad, Xia Yu said with a smile.

Liu Tianci’s face slowed down, and just as he wanted to ask, Xia Yu said, “I will tell you the plan. You will know what to do after listening to it.”

Liu Tianci hearing this. Nodded, eyes narrowed concentrated on looking at Xia Yu, waiting for his story.

“You should also know that in recent years, 4 Mergers and acquisitions of Jardines have robbed others’ companies and foundations. Unfortunately, I was also their target. I took action some time ago and I almost capsized, so the enmity has been settled. !”

Xia Yu first created a magnificent and upright image of a suffering lord, so that he could have just cause and also aroused Liu Tianci’s feelings for the same enemy.

“Since Jardine wants to seize my foundation, there is nothing to say. Now I am also working on the idea of ​​the Jardine subsidiary company, and I have already got more than 1 billion HKD in funds. Fighting with Jardine is absolutely not a problem!”

Hearing this, Liu Tianci suddenly stared wide-eyed and his breathing became rapid. He didn’t expect Xia Yu to talk about such an explosive situation.

With the idea of ​​Jardine Subsidiary Company, more than 1 billion funds have been obtained?

So as Xia Yu said, fighting with Jardine Matheson is absolutely not a problem. For one or two companies under Jardine Matheson, as long as the scheme is right, it is very likely to be able to grab them.

And there is the most important point. With more than 1 billion funds, Xia Yu actually got the funds, which are comparable to the funds he manages. This is too unbelievable. I don’t know how Xia Yu got it!

Of course, if you let him know that the money belongs to Xia Yu, he would probably faint in shock, but this is destined to be impossible to say, and Liu Tianci is also impossible to know.

When Liu Tianci was shocked, Xia Yu continued to tell.

“But you also know the influence of Jardines. Even Hongkong and Shanghai Bank are definitely related to them. So my funds of more than 1 billion are absolutely impossible to put in Hongkong and Shanghai Bank. There must be one that belongs to me. Banks, only this can guarantee the safety and confidentiality of funds, which is why I bought Kwong On Bank.”

Upon hearing this, Liu Tianci silently nodded, and finally wanted to understand why he acquired Kwong On Bank at this point in time.

But after thinking about it, Liu Tianci became excited. Didn’t expect Boss Xia Yu to have this kind of old bottom. He pulled more than 1 billion funds, and all of them were put in Kwong On Bank, so Kwong On Bank’s situation is far Far beyond his psychological expectations, he is totally a winner!

The joy of surprise!

He thought that Kwong On Bank was an ordinary small bank. He still plucked up the courage to take over, and was mentally prepared for several years of hard work, but he didn’t expect Kwong On Bank to be a piece of gold that was hidden. It came so suddenly!

“Kwong On Bank will definitely be renamed afterwards. I have taken the name, and it will be called Jiuding Bank. It will be the financial center of all of my companies.”

“If you change this name, the benefits will be great. At least you don’t have to work hard for your reputation and creditability, and your business will be better developed.”

“But before the end of my plan, I don’t want to let Jardine know that I have a bank. When the bank has just taken over, employees can’t fully trust it. When the time comes, as long as I check carefully, Jardine will definitely be able to find out the traces. It will increase uncontrollable risks!”

“So before the end of my plan, Kwong On Bank must be low-key and then low-key, which is why the news of Kwong On Bank’s change of ownership has not been exposed.”

“If you lose your job at HSBC Securities and switch to Kwong On Bank now, it will definitely attract the attention of many people. Do you understand now?”

After talking, Xia Yu looked at Liu Tianci with a smile on her lips.

Liu Tianci seriously nodded, knowing that he really is not suitable for switching to the past.

“You also know that my current funds are in Hongkong and Shanghai Bank, and I use HSBC’s financial leverage. I’m worried when the time comes, Jardine will move devious move, so if you are in HSBC Securities, the news will definitely be more informed. Notify me so I can respond in time.”

Xia Yu explained.

“Boss, don’t worry, I will definitely stare at it and report to you as soon as I have news!”

Liu Tianci solemnly assured.

Since it is not to betray the interests of HSBC, but to help Xia Yu prevent Yihe, of course he will not refuse.

Even if Xia Yu will not be considered his new boss, just referring to his friend relationship with Xia Yu, he will definitely help with this busy.

Even more how, Xia Yu and him are both Chinese, so when facing British-man, they should be consistent with the outside world.

“Well, it’s up to you!”

Xia Yu said with a smile.

“But you don’t have to do nothing. I’ll give you a task, that is, to understand Kwong On Bank thoroughly and develop a development plan during this time. When the time comes, my plan will be To carry out bank reforms as soon as possible, it is necessary to have a complete set of plans, so you, the Bank General Manager, must do this set of plans.”

Xia Yu smiled, warned repeatedly.

“Okay, I will do my best!”

Liu Tianci nodded assured.

“For some time now, the President of Kwong On Bank is still Ronald Leung. When I will take you to see him, I will let him hand over with you. Look for him for anything you need.”

“Ok!”

……

After that, Xia Yu took Liu Tianci to find Ronald Leung. When he saw Liu Tianci, Ronald Leung was very surprised, and then he was surprised.

As Liu Tianci’s existence in the first few of HSBC Securities, Ronald Leung was naturally impossible, and it was because of his knowledge that he was surprised.

Without letting Ronald Leung think about it, Xia Yu introduced: “Leung-sang, let me introduce to you. This is Liu Tianci, the General Manager of HSBC Securities Kowloon Branch, and will be the General Manager of Kwong On Bank.”

“Tianci, this is Ronald Leung, President of Kwong On Bank.”

“Hello there!”

Liu Tianci said with a smile extend the hand.

Ronald Leung extended the hand to shake hands with Liu Tianci, and said with emotion: “Unexpectedly, Liu-sang came to take over. With Liu-sang’s ability and Xia-sang’s full support, Kwong On Bank will definitely flourish. of.”

While speaking, Ronald Leung felt very admired in Xia Yu’s heart. He dug up the elite executive of HSBC directly in a few days, and did not know how Xia Yu did it!

……

After a brief greeting, Xia Yu said to Ronald Leung: “Leung-sang, I still have to trouble you to take a while. It will take some time for Tianci to hand over HSBC Securities.”

“During this period of time, Tianci will gradually become familiar with the situation of Kwong On Bank. When the time comes, he needs all the information he needs from you to provide. It is necessary to trouble you to connect with him and complete the transition well.”

“Xia-sang, don’t worry, I promise to cooperate fully!”

Ronald Leung assured himself with a serious expression.

“Another point, before Tianci takes over officially, do not disclose any news that he wants to change jobs.”

Xia Yu finally warned repeatedly.

“Don’t worry, my mouth is very strict!”

Ronald Leung nodded responded.

“Leung-sang, when the time comes will trouble you!”

“No trouble, this is what I should do!”

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