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Hongkong and Shanghai Bank building, chairman’s office.

Xia Yu sat down with Michael Sandberg face to face, and Michael Sandberg personally played with the tea set to make tea for Xia Yu, with a very enthusiastic attitude.

People are so realistic.

Even though Michael Sandberg was optimistic about Xia Yu before, it also meant to look at and admire the younger generation. After all, Xia Yu had the strength at the time, but compared with Hongkong and Shanghai Bank, it was still a lot worse. Xia Yu’s more value is Performance in potential.

But today is different from the past. Xia Yu’s eye-popping moves and records have refreshed Michael Sandberg’s three views time and time again, making him pay attention to Xia Yu thoroughly.

As Xia Yu put Jardine Matheson into what it is now, and it seems to be all right now, Michael Sandberg has to admit that the youngster, who had the potential of a tycoon, has quickly transformed into the top tycoon of Hong Kong at a dazzling speed. , And has a firm foothold.

In terms of strength, status and influence in all aspects, Xia Yu is no longer inferior to him!

Sophisticated Michael Sandberg naturally straightened his mindset and met Xia Yu on an equal footing, just like today, making tea for Xia Yu himself, without any knots in his heart.

Michael Sandberg’s attitude changed. Of course he felt it with Xia Yu’s sensitivity. He was not polite, watching Michael Sandberg making tea quietly, and chatting with Michael Sandberg from time to time.

“Xia-sang, please have tea!”

Michael Sandberg brought a cup of tea to Xia Yu and said kindly.

“Thank you!”

Xia Yu smiled and thanked, lifted the cup to blow away the heat, took a sip, tsk tsk mouth, and exclaimed: “Good tea!”

Hearing Xia Yu’s admiration, Michael Sandberg smiled even more and picked up his teacup.

“Xia-sang, congratulations on your great advancement!”

Putting down the tea cup gently, Michael Sandberg congratulated with admiration.

“Thank you, it’s good luck, but no matter how big it is, it won’t be as expensive.”

Xia Yu laughed and said modestly, and by the way, he gave Hongkong and Shanghai Bank a little.

“Where, with Xia-sang’s superb skills, it will be sooner or later to surpass HSBC. I believe Jiuding Consortium will shock the world under your leadership!”

You don’t need to overdo it, but it’s the best way to get closer. Michael Sandberg naturally exaggerated and made Xia Yu wave his hand again and again.

After three rounds of tea, greetings are enough, it’s time to get to the topic.

With the current situation in Hong Kong, Michael Sandberg must have guessed part of Xia Yu’s intentions, so he did not cover up as he did several times before, but chose to directly pick out the intentions.

Now every minute of time is precious, there is no need to waste these meaningless and nonsense.

“Michael-sang, I’m here this time. I want to borrow a loan from your bank. The amount is a bit large. I don’t know what you want?”

Speaking of business affairs, Michael Sandberg sat upright, his expression became solemn, and he said without hesitation: “No problem, we opened a bank, lending is our main business, no matter how large the funds, as long as Xia-sang can provide Enough mortgage, no amount of money is a problem.”

Hearing Michael Sandberg’s words, Xia Yu was not polite. He said directly: “Then I can rest assured, I plan to use the equity shares of Kowloon Wharf and Godown Company as collateral, and loan 1 billion HKD!”

“Kowloon Wharf and Godown Company!”

“1 billion!”

Hearing these two keywords, even Michael Sandberg could not help but breathe, then looked towards Xia Yu with scorching eyes, and agreed without hesitation: “No problem! HSBC took it!”

After speaking, Michael Sandberg added another sentence: “Xia-sang, is 1 billion enough?”

Encountering such a big business, Michael Sandberg naturally wanted more.

Kowloon Wharf and Godown Company is now a wholly-owned company of Xia Yu, with a value far exceeding 1 billion HKD. Therefore, even if the equity shares of Kowloon Wharf and Godown Company are used as collateral, it will not be 100% of the equity shares, but will According to asset valuation, a large portion of equity shares is taken as collateral.

So Kowloon Wharf and Godown Company can definitely borrow more.

And with this loan, Michael Sandberg can feel at ease and don’t worry about not getting it back. After all, with the strength of Xia Yu, he is fully capable of repaying the 1 billion loan. Even if it can’t be paid back, there is a more valuable Kowloon Wharf and Godown Company!

Although Michael Sandberg was not optimistic about Kowloon Wharf and Godown Company before, it was also when Jardine Matheson was under the umbrella.

Now that Kowloon Wharf and Godown Company is in the hands of Xia Yu, Michael Sandberg is more confident.

Not for anything else, just because Xia Yu has never lost money along the way. Such a winning record gives Michael Sandberg plenty of confidence.

Seeing Michael Sandberg agreeing without hesitation and wanting to lend him more, Xia Yu smiled and shake the head said: “Michael-sang, 1 billion HKD is enough for the time being. If it is not enough, I will definitely Come and chat again.”

If the loan is sufficient for the time being, there is no need to borrow more, and the interest will be increased? If you have no money in the future, you can come again. Can Michael Sandberg refuse?

Seeing Xia Yu’s refusal, Michael Sandberg felt a little regretful, but the regret was wiped out in a flash. In any case, being able to lend 1 billion HKD is already a super big order, and he should be content.

If you add this 1 billion HKD loan, Xia Yu has done more than 1 billion business with Hongkong and Shanghai Bank this year, and its contribution to Hongkong and Shanghai Bank can be ranked in the top ten in Hong Kong.

Sometimes, surprises always appear one after another.

Just when Michael Sandberg thought it was time to discuss loan details with Xia Yu, unexpectedly Xia Yu threw another big order, which caused a huge wave in Michael Sandberg, who had just calmed down.

“Michael-sang, in addition to loans, I have a few more deals to do with your bank.”

A few light words from Xia Yu made Michael Sandberg cheer up 100%, and solemnly made a please gesture, saying: “Please speak!”

With that said, he began to look forward to the next few businesses that could be placed behind the 1 billion loan, which would definitely not be too small.

“Then I’ll speak straightforwardly!”

“I heard that Hongkong and Shanghai Bank have shares of many Jardine Matheson companies, even holding parent company Jardine Matheson Holdings, Jardine Group and Jardine Pacific’s equity shares.”

After Xia Yu finished speaking, Michael Sandberg complexion changed, his eyes became deep, and he looked straight at Xia Yu.

Xia Yu smiled at the corner of her mouth, and looked at Michael Sandberg indifferently.

After a few seconds, Michael Sandberg returned to his calm expression, took a sip of tea, said with a light smile: “There are some.”

Xia Yu laughed and said meaningfully: “Michael-sang can also see it. Now Keswick Family sells the company continuously, and family fighting is also very serious. According to the current trend, if the company is still in the hands of Keswick Family, Asset shrinkage is inevitable.”

Michael Sandberg was silent, not at all retort, this is obvious.

It’s not that Jardine Matheson’s company is not good. There must be companies with good development prospects and good status quo, but that is in the past.

No one in the upper echelons of Hong Kong knows that Jardine Matheson is in chaos. This top-down turmoil has severely damaged the foundation of Jardine Matheson and can no longer be stopped. Even if the iron-blooded Patriarch of Old John is reborn, it is useless. .

No matter how good a company is, it must have a stable management and a good development environment, but now, these two things are gone.

So even those companies that have developed well before have their prospects clouded.

Unless these companies are bought by other big shots, the shortcomings of the management and development environment can be solved, and they can settle down and develop again.

However, these are destined to have nothing to do with Hongkong and Shanghai Bank.

The function of the bank determines that it can only invest and cannot conduct business operations and management in other industries.

Therefore, the shares held by Hongkong and Shanghai Bank are either allowed to shrink or choose to sell.

The other big shots are not fools. They don’t want to watch HSBC hold shares and enjoy their success. They also need as many equity shares as possible to firmly control the company. Hongkong and Shanghai Bank are destined to be inevitable.

Moreover, when banks do business, they want to make money and welcome customers from 4 seas and 8 parties. Many of Hong Kong’s big shots have a close relationship with Hongkong and Shanghai Bank and are not so easy to refuse.

For example, if Yue-Kong Pao wants to buy shares of some companies in the hands of Hongkong and Shanghai Bank, Michael Sandberg will not be able to block it sternly.

It is precisely because of this truth that many big shots come to Hongkong and Shanghai Bank these days to find Michael Sandberg. Michael Sandberg sells as soon as it can be sold. The money will be recovered first.

After all, the development of banks should be based on stability, and getting rich is not suitable for banks.

Even if shares are sold to those big shots and there is no investment income, but these big shots want to develop the company, after all, they can’t do without the bank, they will still come to HSBC loan, when the time comes Hongkong and Shanghai Bank also benefited.

It’s just that the way of benefit has changed, from enjoying dividends to obtaining loan interest.

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