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“Okay! I agree!”

Michael Sandberg sighed, reluctantly took the resignation, glanced at it and signed his name.

After signing, Michael Sandberg asked Liu Tianci: “Before you leave, hand over your work.”

“Board-Chairman, the work has been completely handed over, and I have handed over everything to Zhang Kun.”

Liu Tianci said immediately.

Hearing this, Michael Sandberg looked up at Liu Tianci, smiled and shook his head without saying much, feeling a little uncomfortable in his heart.

Even the job was handed over to his assistant Zhang Kun, and it was really planned for a long time.

But since he agreed to his resignation, Michael Sandberg will not say any more.

“That’s good!”

“I wish you a bright future! Come back and sit down often!”

Michael Sandberg smiled and blessed.

“Thank you Board-Chairman! I will not forget it!”

Liu Tianci stood up, moved towards Michael Sandberg and bowed deeply.

After that, Liu Tianci left with ease all over.

Watching Liu Tianci close the door and leave, Michael Sandberg finally stopped hiding, his face became complicated, but not at all angry.

When he is his age, he has seen wind, rain and rain. This kind of person walking up high is not enough to make him angry. After all, Liu Tianci does not owe Hongkong and Shanghai Bank.

Although Hongkong and Shanghai Bank has nurtured him and gave him space to display his talents, he has also made huge profits for Hongkong and Shanghai Bank over the years.

What complicates him is that Xia Yu has indeed set foot in the bank.

When Xia Yu stepped out of the securities industry and grabbed Jardine Insurance Brokers, Michael Sandberg had a hunch, and now his guess has come true.

Xia Yu has a bank, which means that Hong Kong’s banking industry will have another strong player, which will still have a certain impact on Hongkong and Shanghai Bank.

Most obviously, not surprisingly, the cash flow of Xia Yu subsidiary company will go to Kwong On Bank’s account in the future, and Hongkong and Shanghai Bank will earn less profits.

Michael Sandberg can’t blame it at all. Hong Kong Chinese banks are not a minority. Many big shots do this. Even if they don’t set up their own bank, they will buy shares in a bank.

“Forget it, it will take many years for Xia Yu’s bank to develop. By then, maybe I will have retired. This issue will be left to the next few officers.”

“There are many things Kwong On Bank can’t do. I should find HSBC, and I will still find it, just like this cooperation.”

“But Xia Yu did not say hello to me in advance when he dug me up, he had to ask for an explanation.”

Thinking of this, Michael Sandberg picked up the phone and dialed Jiuding Securities Ltd. Xia Yu office number. Soon, the phone was connected, and it was Xia Yu’s voice that came.

Michael Sandberg said with a smile: “Xia-sang, good morning!”

“You are not being kind, all the digging people have come to me. With a precise vision, we only pick our best people to dig. We have lost a lot…”

“Michael-sang is sorry, but Hong Kong elites are all in HSBC. I also want to find people from other places, but I can’t find them. I can’t help but find my old friend Liu Tianci…”

“…”

“Well, Xia-sang, Liu Tianci is a person with great potential. I hope you can cultivate him a lot.”

“By the way, your list has progressed. The Keswick Family has agreed to replace and split the company. It is now in coordination. We will follow up at any time and it should be completed in a few days…”

After hanging up the phone, Michael Sandberg pondered for a moment, smiled and shook his head, and resumed work.

It is nothing serious to ask Xia Yu for an explanation. Why would it be really unwise to fight Qi with Xia Yu?

……

However, at Jiuding Securities Ltd., after hanging up the phone, Xia Yu smiled and was obviously in a good mood.

3 The family’s favorite company is going well, Liu Tianci finally resigned, and his bank is finally available!

Looking at his watch, Xia Yu muttered: “Calculate the distance. It is estimated that Liu Tianci will come in at most ten minutes.”

Sure enough, only 5 minutes later, Liu Tianci came to Xia Yu’s office.

Looking at Liu Tianci of in great spirits, Xia Yu smiled and asked him to sit down. He also sat down at the coffee table and made tea without any pretensions. Liu Tianci wanted to help but was stopped by Xia Yu.

Although Liu Tianci is now his subordinate, Xia Yu is not a person who forgets his roots. If Liu Tianci had not helped him several times when he was weak, where is he now?

Therefore, Xia Yu told Liu Tianci a long time ago that it is enough to make friends, but Liu Tianci reluctantly agreed, but in fact he abides by the way of respect and humbleness.

Xia Yu is hard to say about him, but in private, Xia Yu asks Liu Tianci to be natural and relaxed.

“Come and drink tea!”

“Thank you!”

After taking a sip of tea, Xia Yu asked casually: “Michael Sandberg didn’t embarrass you, right?”

“No, I knew I was working with you, so I signed it easily.”

Liu Tianci said with a light smile.

Xia Yu was slightly nodded and did not tell him about Michael Sandberg’s call. Instead, he said: “Since you are here, it is time for Kwong On Bank to come out.”

“By the way, have you made your development plan?”

Xia Yu asked.

“It’s done!”

Liu Tianci said, took out a prepared material from the briefcase, and solemnly handed it to Xia Yu.

Xia Yu put down the teacup and took it, reading it carefully, stopping to think for a moment from time to time.

Liu Tianci was drinking tea quietly, watching the changes in Xia Yu’s expression.

He was not worried, after all, he prepared this plan carefully, and revised it repeatedly until it was perfected.

He has reached the point where he can’t change it with his abilities, so he is very confident.

Even if there were loopholes, he recognized it!

After a long time, Xia Yu satisfactorily closed the plan and exclaimed: “Yes, this plan can be said to be very comprehensive. It seems that entrusting Kwong On Bank to you is the most correct choice!”

Liu Tianci hearing this, suddenly smiled.

“The business plan is based on what you do, but the deposits are adjusted upwards to Hong Kong’s No. 1 in the same period. Try your best to absorb deposits!”

Xia Yu thought for a while and made suggestions.

Can he pay the user deposit interest higher than the interest he asked HSBC loan?

Absolutely impossible!

Kwong On Bank belongs to him. After absorbing the savings, he must lend to others. Where can I lend to my own subsidiary company safely?

What’s more, even according to the normal loan interest, the money will only flow from other companies to Kwong On Bank, not the right hand, the profit is in your pocket!

Therefore, after the bank opens, it must do its best to absorb reserves. The more reserves, the more he earns!

Liu Tianci nodded said: “Okay!”

“After you go and take over the bank, you immediately proceed to recover the non-performing loans and do a good job in restructuring the bank. Kwong On Bank changed its name to Jiuding Bank, and the logo has been given to you.”

“Now the bank has five branches, one each in Hong Kong Island, Kowloon, New Territories, Macau, and Singapore, which are still too few.”

“The initial expansion will be doubled, with 2 branches in each area. You must choose the location of the new branch. Don’t be too close to the original branch. If you don’t have enough employees, you will recruit. You are responsible for the recruitment.”

“Kowloon Wharf and Godown Company has a 12-layer building on Queen’s Road in Central, Hong Kong Island, which is relatively close to HSBC Headquarters. Although it is not comparable to the headquarters buildings of major banks such as Hongkong and Shanghai Bank and Standard Chartered Bank, it can still be overtaken. In the past few years, I have let people repossess all the leases. Now they are renovating. You can go and see and renovate according to your ideas.”

“The existing sub-branches and new sub-branches should also be renovated. I have ordered the Construction Department of the Kowloon Wharf and Godown Company. They will contact you when the time comes.”

“Well, that’s it for the time being, do you have any other ideas?”

After speaking, Xia Yu had a dry mouth, took a sip of tea, and asked Liu Tianci.

Liu Tianci thought about it carefully, and shake the head: “No more.”

Xia Yu slightly nodded, after thinking about it, and then said: “During this time, I will integrate all the companies under it, when the time comes, whether it is Jiuding Securities, Jardine Insurance Brokers, plus Jiuding Bank, it will be a financial group The subsidiary, Jiuding Bank, will be inaugurated before then. Time is a bit tight. You have to speed up.”

“no problem!”

Liu Tianci said immediately, with a smile on his face.

When the financial section of Boss Xia Yu is integrated, the cohesion will be greatly increased. The newly opened Jiuding Bank will definitely get great benefits, but the premise is to do a good job of preparations and achieve smooth cooperation with the other two companies.

Liu Tianci drank the cup of tea in one sip, stood up and said goodbye to Xia Yu: “Boss, I’ll pass if there is nothing wrong.”

“Go, tell me if you have any problems, you can solve them.”

“Ok!”

Seeing Liu Tianci swift and decisively leave, Xia Yu pondered for a moment and smiled.

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