Rebirth Strongest Tycoon

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Hearing this question, Liu Tianci couldn’t help but smile. Since taking charge of Jiuding Bank, what makes him most happy is the soaring number of accounts and deposits in Everyday All. These two things are the foundation of a bank.

“Board-Chairman, thanks to the fund cooperated with Jiuding Securities and the attractiveness of high deposit interest rates, since its opening, the daily business volume has been in a state of fullness. Currently the bank has 218,000 accounts, excluding the Jiuding Consortium Except for a series of company deposits, the remaining deposit amount has reached 1150 million HKD!”

Liu Tianci said, his tone was slightly exciting.

“it is good!”

Hearing these two numbers, Xia Yu unable to bear cheered Liu Tianci’s palm with a smile, and his eyes were full of admiration.

Xia Yu can still remember that when Kwong On Bank was acquired, the total deposit was only about 200 million HKD.

It has only been a long time since the non–9 Ding series’ deposits reached 1150 million, which is more than 5 times higher, which shows the speed of Jiuding Bank’s development!

If this internal data is exposed, I don’t know how many banks will be jealous!

Happy, Xia Yu heart moved, wanting to know the amount of Jiuding Enterprises deposit in Jiuding Bank.

There are more companies, and the income and expenditure are complicated. He is impossible one by one and then counts it after he has been asked. And a lot of the money is the money that has not been processed to pay the business, and it is temporarily placed in each company account, so he does not know it is excusable .

However, since Xia Yu has set a requirement that the funds of each company go to Jiuding Bank’s account, it is Jiuding Bank to say which company knows the flow of funds of the entire consortium.

Therefore, out of curiosity, Xia Yu asked: “Tianci, plus the demand deposit of the brother company, how much money is in the bank account?”

Liu Tianci is so familiar with this number, he blurted out: “The brother company has a total demand deposit of 4.7100000000 million HKD, and the total bank deposit is 16.200 million HKD!”

“I have specifically learned that among all domestic and foreign banks in Hong Kong, our bank’s deposits can be ranked about 20.”

Xia Yu’s eyes are shimmering, and she nods with a smile, very satisfied.

There are too many local banks and foreign banks in Hong Kong. Jiuding Bank ranks 20th in terms of deposits alone. It is already a large bank. Even at the end of the large bank, it is still a large bank.

How long did it take to rush from a small bank when Kwong On Bank was first transformed to a large bank, and the growth rate is still rapid. How can Xia Yu be dissatisfied?

“But Board-Chairman, although there are so many deposits, it is still not enough. The fund needs of other brother companies are too large.”

Liu Tianci narrowed his smile, and reported to Xia Yu with a serious expression.

Xia Yu slightly nodded expresses understanding. If nothing else, just a Jiuding Real Estate Group, if you let go of your hands and feet to start projects and get land, Jiuding Bank will not even lend all the deposits to Jiuding Real Estate Group!

This is the case for the real estate industry. If you want to become bigger and stronger, you must have a powerful bank as its backing.

“This is not anxious, deposits are absorbed step by step, and the brother company should take the loan. If it can’t stand it, let the brother company find another bank. After all, Jiuding Bank is just starting, and the shortcomings of funds are understandable, and it is not qualified yet. Digest all business internally.”

Xia Yu said softly.

Liu Tianci nodded, after thinking for a while, he said: “Board-Chairman, I have some ideas, you can see if you can!”

Xia Yu raised her brows and slanted slightly, and said with interest, “Let’s talk.”

“Although the step-by-step development is stable, I think our bank can speed up the development.”

“Generally, banks must ensure the adequacy of liquidity to deal with sudden runs. In addition, they must ensure that loans are given to benign companies as much as possible and can be recovered on schedule to avoid the risk of loss.”

“But our bank is different. As a consortium capital turnover platform, it can deploy the demand deposits of various companies at any time, and it has the brand of consortium. The probability of a run storm is almost zero.”

“As for the loan risk, it is also very small. The bank’s funds give priority to the brother company. Each company is an extremely high-quality company. I believe that you control the Board-Chairman and there will be no problems.”

“So these two other banks are generally worried about the risks that our bank does not exist. I think our bank can expand at a faster pace than other banks.”

Xia Yu nodded said: “What you said makes sense, then how are you going to expand quickly?”

Liu Tianci solemnly uttered 6 words: “Buy other banks!”

Xia Yu’s gaze narrowed slightly, looking towards Liu Tianci with a firm and calm gaze, gently nodded, and commented: “You have a good idea. As long as you choose the right acquisition target, you can indeed achieve a rapid increase in bank assets in the short term.”

There is a difference between bank assets and ordinary company assets.

The assets of ordinary companies are self-owned assets, but there are many types of bank assets, but they can be summarized as their own net assets and management assets.

Own net assets refer to the physical assets and profits owned by the bank itself, which are generally very small.

But the management of assets is different, including deposits of depositors, assets pledged by bank loans, and forcibly recovering deducted assets after the loan is not collected.

Generally speaking, if a well-developed bank has 10,000,000,000 assets under management, then the value of the bank is ten 500-600 million, even if it is well developed.

If it is a bank with poor profitability, the value is estimated to be about 1/10 of total assets.

Therefore, Jiuding Bank can spend 100 million HKD to acquire a bank, and it is not a problem to make its management assets soar by 6 7 100000000 million.

Mergers and acquisitions A bank worth 200000000 million, Jiuding Bank’s value growth will definitely exceed 100 million HKD. As long as the mergers and acquisitions are proper, it is easy to achieve 1+3;5 results. This is why there are always many companies in the world who like mergers and The reason for acquisitions.

Cisco Systems Inc. of previous life relied on crazy mergers and acquisitions. Each time mergers and acquisitions brought the company’s strength to one or several steps, it finally became the world’s first company step by step.

Therefore, Xia Yu must support Liu Tianci’s ideas.

However, now is not the right time!

Therefore, Xia Yu shakes the head. When Liu Tianci was disappointed, Xia Yu said: “Tianci, your idea is good, I definitely support it, but at this time, it is not suitable for mergers and acquisitions. Bank funds are more suitable. The place to go is more valuable than mergers and acquisitions!”

Liu Tianci refreshed, looked towards Xia Yu expectantly, and asked: “Board-Chairman, please direct!”

Xia Yu eyes slightly narrowed, and said one word at a time: “London gold!”

Liu Tianci was taken aback for a moment, then reacted, and asked with some uncertainty: “You mean the price of gold is going to skyrocket in the near future?”

Xia Yu nodded said: “Yes!”

Liu Tianci hearing this, frowned, lost in thought.