Rebirth Strongest Tycoon

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I couldn’t figure it out for the time being, Liu Tianci didn’t bother to think about it, and directly mentioned the two banks that he was fond of: “Board-Chairman, I plan to acquire Hang Lung Bank and Ka Wah Bank, but these two banks are now the Boss. The interest should not be high, this is a difficult problem.”

Xia Yu hearing this, I can’t help but raise my brow. Hang Lung Bank and Ka Wah Bank are both Chinese banks with a long history. Although their strength is not as good as the current Jiuding Bank, they are considered peak among mid-sized banks.

Among them, Hang Lung Bank is stronger than Ka Wah Bank.

When Xia Yu was about to enter the banking industry, he specially collected the basic information of Hong Kong’s banking industry. In addition, he has a strong memory, so until now, I have a deep impression in my heart.

Hang Lung Bank was founded in 1935 by the Sun Family. After 3 generations of the Sun Family, Hang Lung Bank has survived hardships again and again and has grown into a mid-sized bank today.

Especially in the 1970s, Sun Family Third Generation Sect Master was ambitious, allowing Hang Lung Bank to expand drastically and develop rapidly.

Unfortunately, during the sudden stock market crash in 1976, Sun Family’s other industries suffered great losses. The most important thing was that Hang Lung Bank developed too fast. Many funds were not recovered, which caused Hang Lung Bank to fall into a crisis and even drag the whole Sun Family.

No way, Sun Family can only cut the meat with the pain, and sold 80% of the equity shares in the hands to the 2 brothers Zhuang Rongkun and Zhuang Qingquan in the Philippines.

In the past two years, Brother Chuang quickly moved closer to the Chamber of Commerce in Hong Kong, relying on the remarks that “the world’s Fujian merchants are one family”, and made a group of Fujian businessmen big shots such as Li Ka-shing. Hang Lung Bank was able to Speculation in the real estate industry is pretty good.

As for the other Ka Wah Bank, it has a longer history. It was founded by Lin Zifeng in Yangcheng in 1922. After several decades, it has developed very steadily and is now a mid-sized bank.

Unfortunately, after Lin Zifeng’s death in 1971, his descendants were incompetent and unwilling to manage their ancestral properties, so in 1975 they sold the controlling interest to the Singaporean overseas Chinese businessman Liu Cansong brother.

After Brother Liu Cansong took over, the customer base of Ka Wah Bank was mainly overseas Chinese from Southeast Asia. Therefore, Hong Kong colleagues have become less and less aware of Ka Wah Bank and become more wary.

But it is undeniable that Ka Wah Bank’s business in Southeast Asia is developing well.

If Hang Lung Bank and Ka Wah Bank are acquired, Jiuding Bank Hong Kong’s local strength will increase sharply. At the same time, Southeast Asia’s business will be opened at once, which will greatly increase the future development.

Of course, in addition to these circumstances, Xia Yu also had many memories of previous life in her mind.

It seems that neither the Zhuang brother nor the Liu Cansong brother is a person who keeps himself safe.

Brother Chuang was caught in the quagmire of financial crisis caused by irregular lending, and Liu Cansong was even more involved. He and his younger brother were arrested by the police on suspicion of defrauding nearly 800 million of funds and finally absconded.

Therefore, there are still many ways for such people who are definitely weak.

You don’t have to feel guilty when you start. After all, the current Boss of these two banks are latecomers, and they are not good people. The bank is a waste in their hands. It is better to buy them to maximize the benefits.

“Tianci, since you are interested in these two banks, then buy these two banks. As long as they operate properly, they will have to sell if they are not willing to sell, and the price will not be high.”

Xia Yu thought for a moment and said to Liu Tianci.

“Board-Chairman, please direct!”

Liu Tianci felt anticipation in his heart and waited for Xia Yu’s specific instructions after speaking.

“Within ten days, I will ask 9 Ding Real Estate to make large loans from two banks, and try to extract their funds as much as possible. Then you should not come forward in the name of Jiuding Bank, but be prepared to ask Hang Lung Bank and Jia China Bank buys gold products, whether it is paper gold or physical gold, the larger the amount, the better, and mine them!”

After Xia Yu finished speaking, there was an inexplicable smile at the corner of her mouth.

Liu Tianci thought for a while, showing a fox-like smile, and admired: “Board-Chairman, this is a good way. Large-scale business comes to the door. Hang Lung Bank and Ka Wah Bank are absolutely reluctant to push it away. They will be buried with thunder. They are greedy and mismanagement, so we can’t be blamed for the death!”

“Yes! Haha!”

Xia Yu and Liu Tianci looked at each other and laughed.

Although Xia Yu is a digging scheme for two banks, if the two banks do things steadily and are not tempted by profit to squeeze the sides, then there is nothing wrong, instead they will make a lot of money because of large loans to Jiuding Real Estate Group profit.

But if they are greedy, then this big cake will turn into a poisoned cake, and a bad one can kill them.

Now Hong Kong is still in the hands of United Kingdom. Hong Kong banks generally have gold products, such as paper gold, spot gold, and London gold on commission. Even gold shops like Xie Liyuan Gold Shop can open gold accounts. Launched the “1000-foot gold accumulation plan” to absorb funds.

Hang Lung Bank and Ka Wah Bank are not strong enough to become London gold market makers, but they can become middlemen, selling London gold on behalf of Hong Kong citizens, first selling it and then buying it to fill the hole. It costs a certain amount in the middle. You can earn a certain amount of handling fee due to time and procedures, and you can also introduce the bank’s gold price to a deeper level, sell paper gold, and make more profits.

The capital chains of the two banks are now tightened and gold products are sold again. Then the two banks have absolutely no money to buy London gold futures to fill their business volume in a short time. When the international gold price soars, the two banks will buy gold again. The blood will definitely pull the already tight capital chain to its limit.

Of course, you can also delay replenishment, wait until the international gold price drops again, and replenish at a low price.

But the premise is that the customer does not mention gold or delivery futures, otherwise if the bank refuses to accept, then things will definitely become a big deal, and the storm of run will appear instantly.

If you die, you can kill the bank!

To avoid these two situations, the only way is for the two banks not to be greedy, and not to use the time difference beyond the limit to eat up all the business.

However, since Xia Yu has a scheme, of course, to find a way to succeed and make money clear, don’t you believe that the executives in the two banks are all upright gentleman?

Don’t even think about running away if these two banks are targeted by him!

“Tianci, the amount of liquidity in our bank is not large. Excluding the consumption for these two banks, there should not be much left. If you want to speculate in gold, you can go to Hongkong and Shanghai Bank and Standard Chartered Bank. Take you to London.”

Xia Yu said again.

“Board-Chairman, are you going to London?”

Liu Tianci looked towards Xia Yu unexpectedly. After staying in Japan for more than a month, he came back, and he is going to London again!

“Hong Kong can’t tolerate such a large fund!”

Xia Yu is a little bit clear, Liu Tianci suddenly nodded.

The money that Board-Chairman made from Japan is now lying in the Jiuding Bank account. It’s no wonder that Hong Kong can accommodate such a large amount of money. Hongkong and Shanghai Bank and Standard Chartered Bank are focused on Hong Kong. Ways to cope with such a large amount of gold business.

And with the board-chairman’s temperament, he would not want to expose the money.

So only going to London is the most suitable.

After that, Xia Yu and Liu Tianci discussed for a while, seeing that Liu Tianci fully understood the operation process, Xia Yu left Jiuding Bank with confidence.