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Hang Lung Bank and Ka Wah Bank, an old bank, exploded, and the impact on major banks was incomparable.

Especially Bank of East Asia’s Li Family, Wing Lung Bank’s Wu Family, Tai Sang Bank’s Ma Family, Liao Family, Qiu Family, etc., are all motivated to inquire about the situation as soon as possible. Their family-run banks have the same strength Hang Lung Bank is similar to Ka Wah Bank, for fear that its own bank will follow in the footsteps.

In this critical period, the spirit of 120 points must be played in order to allow the bank to operate stably.

There are many smart people in Hong Kong. Even if they are not a family and big shot in the banking industry, they still pay attention to Hang Lung Bank and Ka Wah Bank.

At the headquarters of World-Wide Shipping, Yue-Kong Pao and son-in-law Peter Woo were looking at the newspaper and chatting about what was happening at this time.

Peter Woo saw the inexplicable smile on his father-in-law’s face, heart moved and asked: “Dad, did you find something?”

Yue-Kong Pao laughed, not at all replied, but instead asked: “Have you seen the current situation, do you have any ideas?”

Peter Woo fell into deep thought and said uncertainly: “If it is a single bank accident, it is still an accident, but at the same time two banks exploded and both misappropriated funds on gold futures. I think someone must be manipulating it. “

“Moreover, the public opinion is coming too fast, it is not like a normal process of public opinion fermentation at all.”

“But I can’t guess who did it and what purpose it was.”

Yue-Kong Pao smiled slightly and said with satisfaction: “You are right. Someone must be manipulating it. I’m sure there are many people in Hong Kong who can see it.”

“One is the trend of Thunderbolt. Hang Lung Bank and Ka Wah Bank are difficult to escape, unless Hongkong and Shanghai Bank, Standard Chartered Bank, Bank of China, Hang Seng Bank, etc. have used large sums of money to overcome the difficulties of the two major banks. .”

“But the time for the thunderstorm is too short. Except for Brother Chuang and Brother Liu, no one knows the real situation of Hang Lung Bank and Ka Wah Bank, plus I don’t know who did it. So even some people I wanted to stretch my hand, and fell into hesitation in the unknown.”

“But things have been exposed. As time goes by, it will always become clear. When the time comes, if there is an opportunity, someone will be unable to bear to start.”

“The key lies in when the time comes whether the two banks have the value of being dealt with, and whether it is worth the offend of the people who are taking it now.”

Peter Woo was suddenly nodded. He saw the clear smile on his father-in-law’s face and couldn’t help asking: “Then Dad, do you know who did it?”

Yue-Kong Pao’s eyes were faintly smiled, a silhouette appeared in his mind, but his mouth said: “It’s not certain now, but there is a guess. Look again. If it is him, I believe it will be a result soon. “

Peter Woo was taken aback, and when he saw his father-in-law didn’t say anything, he stopped asking more questions.

Although Yue-Kong Pao said so, in his heart he was basically sure that Xia Yu did it.

It is true that Hang Lung Bank and Ka Wah Bank are both unlucky on gold futures. The four words “gold futures” are too eye-catching, and the silhouette of Xia Yu appeared in Yue-Kong Pao’s mind for the first time.

Now his 220 million USD is still with Xia Yu, which is speculating in gold futures.

To say, who else in Hong Kong has such a keen business sense and has such a large capital, and has this need to go to the Scheme 2 big bank, in his opinion, it is Xia Yu.

Looking at the current public opinion trend, it is indeed like Xia Yu’s handwriting. Few people besides him can achieve this point. Of course, others are not excluded.

However, Yue-Kong Pao is very familiar with Xia Yu’s new year-end acquaintance, and believes that Xia Yu did the 8-Layer.

Now Brother Chuang and Brother Liu have not found him to borrow money, but Yue-Kong Pao has decided in his heart that even if they two pairs of brothers come, he will not borrow a penny, lest he might break Xia Yu’s plan. .

……

On this day, Brother Chuang and Brother Liu ran into a wall everywhere, no one dared to lend them money, and no one was willing to lend them money.

Besides, it is at this critical period and such a large amount is involved. Even if a big bank intends to lend money to Hang Lung Bank and Ka Wah Bank, they must understand the situation of the two major banks before they can decide how much to borrow. money. To find out the situation, even if Brother Zhuang and Brother Liu opened up the bank accounts for others to check, it would take a lot of time.

“A’Kwan, how is it?”

Seeing Zhuang Rongkun coming back from outside with a gloomy expression, Zhuang Qingquan asked quickly.

If they couldn’t borrow money, the two people used the purpose of recovering the loan. Even if they paid the liquidated damages and lost the interest, they had to recover the money first to deal with the current affairs.

And Zhuang Rongkun was looking for Jiuding Real Estate Group, which had loaned 500 million HKD a few months ago.

It is precisely because in order to lend money to Jiuding Real Estate Group, Zhuang Rongkun went to other banks to borrow, and also emptied Hang Lung Bank’s liquid funds. After a large number of customers purchase gold futures, the funds will be temporarily misappropriated. .

But the past is all over. It was he who decided to lend at the beginning, and Jiuding Real Estate Group can’t be blamed.

However, at the time of crisis, Zhuang Rongkun thought of recovering the 500 million HKD loaned to Jiuding Real Estate Group. If the 500 million is recovered, the run-out can be suppressed in minutes.

As for recovering loans from other companies, it is more difficult. One is insufficient funds, and the second is too time-consuming.

But now I see Zhuang Rongkun’s expression, it seems to be back empty-handed.

Zhuang Rongkun sat down, and each minding their own business poured a cup of tea and slammed it down, slapped the cup heavily on the table.

“Liu Shihao refuses to repay now. The loan we issued has not depreciated. Jiuding Real Estate Group has not breached the contract. We have no right to forcibly recover the loan.”

“I’ll say it badly, even if he only asked him to return 400000000 8 10 million HKD, he refused.”

Zhuang Rongkun said angrily, annoyed that this excellent road to survival was blocked.

“Big brother, how much money is left in the bank now?”

Zhuang Rongkun asked his big brother Zhuang Qingquan.

Zhuang Qingquan said immediately: “I just asked, there are still about 3,200 10000, and now it is estimated to be 1 million less.”

“This is because I let all employees deliberately slow down, otherwise the 70,000,000 funds will definitely not last until tomorrow morning.”

“But now it depends on the situation!”

Speaking of this, Zhuang Qingquan complexion is gloomy.

Zhuang Rongkun was silent immediately. He didn’t sleep well last night and didn’t sleep at noon. His eyes were red at this time, his brain was chaotic, and various emotions in his heart were entangled. There was anger, loss, powerlessness, and so on. foot.

The thoughts were not smooth, the fire in his heart, Zhuang Rongkun picked up the cup on the table and fell heavily to the ground.

“pa!”

Zhuang Rongkun’s sudden action shocked Zhuang Qingquan, but seeing the appearance of the younger brother, he sighed into silence again.

“A’Kwan, it seems we are hard to avoid calamity.”

For a long time, Zhuang Qingquan said quietly.

“I am not willing!”

Zhuang Rongkun roared, his fists clenched and veins bursting on his face. He came to Hong Kong from the Philippines to work hard. Hang Lung Bank has developed lost self-control very well in the past three years, but now he is on the verge of bankruptcy. How can he be reconciled?

Zhuang Qingquan shook his head secretly sighed and said:

“What can we do if we are not reconciled? Wind, rain, and rain several decades have come, and we have encountered few unwilling things? In the end, this is not the case.”

“But you can’t give up until the last moment. The family’s foundation cannot be dragged down. Then continue to borrow money and continue to collect loans. If someone asks a bank, sell it at a low price. If there is still no money in the end, stop. The business declares bankruptcy directly.”

Zhuang Rongkun said angrily: “Who else would borrow money? Each and everyone ghosts and ghosts, as for taking back the loan? Seeing that we were in a crisis, which company exchanged the loan for us? They were afraid that we would go bankrupt. Then give the money to black or think about it for nothing, a bunch of bastard!”

“Keep on procrastinating, there is really no way to drag it until the end, you can only declare bankruptcy.”

“Oh, I guess someone must be waiting for us to go bankrupt, and then come and eat us.”

……

It is said that the house leaked and rained even night. In the afternoon, Ka Wah Bank took the lead in the bottom of the funds and announced that it would stop withdrawing funds. The users waiting for withdrawals suddenly exploded. The head office and sub-branches of Ka Wah Bank were full of troubles. It is inevitable to do something drastic. Fortunately, the Hong Kong Police Station has long been prepared, even if the police are dispatched to maintain order.

As soon as Ka Wah Bank announced that it would stop withdrawing funds, Hang Lung Bank’s depositors were irritated and immediately rushed to withdraw funds. The depositors who had been procrastinated by the staff were directly scolded, and the counter staff had to cry and speed up.

As a result, around 5:00 pm, Hang Lung Bank’s funds also bottomed out and also announced that it would stop withdrawing funds. Depositors who have not yet received the money also bombed their nests.

The Government of Hong Kong has been paying attention to this matter, but the Government of Hong Kong did not expect things to develop so fast that Ka Wah Bank and Hang Lung Bank stopped withdrawing funds in one day.

Many depositors who could not get money from the bank came to the gate of the Government of Hong Kong collectively and asked the Government of Hong Kong to intervene to seek justice for them and get their hard-earned money back.

Therefore, Murray MacLehose immediately convened a meeting, and at the same time let Financial Secretary Xia Dingji personally take the lead and lead the staff of the Financial Bureau to intervene in the investigation of Hang Lung Bank and Ka Wah Bank.

For a time, all the traffickers and pawns in Hong Kong, up to many big shots, all focused on this.

Of course, many small banks have no time to take care of them at this time. Because of the unexpected situation of Hang Lung Bank and Ka Wah Bank, people’s confidence in the bank has plummeted. A large number of people came to withdraw money with their passbooks, and the liquidity of several small banks fell. Breaking the safety line made the bank President and the shareholders behind the scenes jump.

Many small banks with insufficient safe liquidity immediately tried their best to raise money secretly.

Although the banking industry is the same, the strength of each bank is different, and its performance in the face of the crisis is not the same.

For example, Hongkong and Shanghai Bank and Standard Chartered Bank immediately seized the opportunity to absorb deposits, hoping to absorb the money raised by the majority of depositors from small banks in various households.

Jiuding Bank is no exception. Liu Tianci directly invited Global TV Station, and invited many authoritative third-party representatives to prove that he published some of his own data, such as cash flow exceeding 3 billion.

Taking this opportunity, Liu Tianci even clamored that Jiuding Bank is the bank with the highest interest rate and the safest in Hong Kong. He tried his best to absorb savings and announced that it would extend its business hours to 10:00 pm during this period.

Not to mention, despite many big banks grabbing users, after Jiuding Bank exposed 1 billion cash flow, Jiuding Bank’s reputation skyrocketed, and some citizens who were uneasy to leave at home after withdrawing money went straight to Jiuding Bank.

Of course, there is no shortage of people going to Hongkong and Shanghai Bank and Standard Chartered Bank.

Xia Yu understood doesn’t care either. Now this time they have created an artificial opportunity. Although Hang Lung Bank and Ka Wah Bank are the worst luck, other small and medium-sized banks have also been affected. In a good time, Hongkong and Shanghai Bank and Standard Chartered Bank include His Jiuding Bank, including him, seized the opportunity tacitly to harvest.

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