Rebirth Strongest Tycoon

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After tidying up the room, we had lunch at home by the way. After a nap, Xia Yu and Elena went to the Bright Fund Company together.

“Boss is good!”

Seeing Xia Yu and Elena coming together, George Berkeley greeted Xia Yu immediately, and then moved towards Elena nodded.

“George, long time no see, is there a lot of work pressure these days?”

Xia Yu asked in an easygoing manner.

George Berkeley smiled and shook his head: “The pressure is not great. With your guidance from the Boss, I pointed out the direction for my work. The company will not take detours, it is easier!”

“Just relax, think more and summarize when you have time!”

“I know!”

……

During the chat and laugh, the entire group came to the office, and immediately after they were seated, someone made tea and coffee.

After the serving subordinate went out, Xia Yu took a sip of tea and asked quietly: “How is the situation with Standard Chartered Bank and Royal Bank of Scotland?”

A smile appeared on George Berkeley’s face and said, “Boss, we have acquired a lot of shares for these two banks.”

“Among them, 20% 6 of the equity shares of Standard Chartered Bank were acquired, and 4% of the equity shares were acquired by shell companies from 15 small shareholders, and the remaining 100/9 were acquired from the stock market.”

“Acquired 20% 2 of the equity shares of Royal Bank of Scotland, acquired 5% of the equity shares from 16 small shareholders, and the remaining 100 out of 6 were acquired from the stock market.”

“Because we have deliberately lengthened the timeline, the stock prices of the two banks are not at all up.”

Calculating carefully, it has been 5 months since May last year.

As for the entire acquisition plan, the wholly-owned acquisition of two banks will be completed within two years. Today’s equity shares ratio is relatively low, which shows that George Berkeley has acted cautiously.

Xia Yu took a sip of tea, sighed and asked: “London Gold Futures, Standard Chartered Bank and Royal Bank of Scotland have eaten a lot, right?”

George Berkeley smiled and nodded: “We have eaten a lot, among which Standard Chartered Bank has eaten our 2 billion USD contract, and Royal Bank of Scotland has eaten a 22 100000000 million USD contract.”

“As for whether they will take over the futures contracts of other institutions, I haven’t inquired yet!”

Xia Yu said with a smile: “It doesn’t matter if you haven’t heard, it’s enough for them to take over our contract.”

By the end of this month, it will be more than ten days before the international gold price can drop below 600 points.

Both Standard Chartered Bank and Royal Bank of Scotland received orders above 800 30.

Even if it only fell to 600 points, the drop was more than 20% 7 points 7.

This means that at that time, Standard Chartered Bank will have a loss of at least 5 points and more than 500 million USD, and Royal Bank of Scotland will have a loss of more than 600 million USD.

It is also equivalent to the net profit of each bank in one or two years or 2 years.

As long as this thunder bursts out, it will definitely blow up the stock prices of the two banks. A Standard Chartered Bank will go bankrupt if it is not good.

Thinking of bankruptcy, Xia Yu heart moved and asked George Berkeley with concern: “George, what is the total capital of Standard Chartered Bank and Royal Bank of Scotland?”

Although there is only one word difference between the total capital and total assets of a bank, there are essential differences.

Bank capital refers to the owner’s own capital invested by the bank’s capital owner to obtain profits for operating the bank, and the monetary capital concentrated in the bank through various channels.

Bank capital is to bear the unexpected loss of the bank.

In order to prevent loan and investment losses from affecting normal operations, banks must draw loan loss reserves based on the risk status of loans and investments.

However, the loan loss reserve only covers expected operating losses, and the loan and investment losses that exceed the loan loss reserve must be borne by capital.

If the unexpected loss exceeds the amount of capital, the bank is in a state of insolvency and will go bankrupt.

Previous life The bankruptcy of Bahrain, which resonated throughout the world, was forced to go bankrupt and liquidated because its losses exceeded the bank’s capital.

previous life In 1995, Bahrain Bank, which had a total of more than 6 billion GBP in assets and controlled 200 7 billion GBP assets worldwide, suffered a loss of 1 million GBP due to a subordinate’s own proposition and high leverage speculation in the Nikkei 225 futures contract. It far exceeds the total capital of Bahrain Bank of 600 million GBP.

Bank of Bahrain went bankrupt as a result, and was eventually acquired by the Netherlands International Group at a nominal price of one GBP more than ten days later.

Therefore, bank capital is extremely important for banks. The higher the bank capital, the lower the risk of bankruptcy.

George Berkeley smiled and said with a facial expression grave: “The total capital of Standard Chartered Bank is 2 million GBP, and the total capital of Royal Bank of Scotland is even higher, which is 500 million GBP.”

The current GBP USD exchange rate is 1 GBP to 2.29 USD.

Xia Yu had exchange rate information in her mind and quickly calculated it in her mind.

Converted to GBP, Standard Chartered Bank lost about 2 points 400000000 million GBP.

The Royal Bank of Scotland lost more than 2 points and 600 million GBP.

In other words, when the international gold price fell below 600 points, even if Standard Chartered Bank did not receive gold futures contracts from other institutions, Standard Chartered Bank lost 96% of its total capital.

If the international gold price falls by ten more points and falls below 590 points, Standard Chartered Bank will have to lose 10 million GBP, and the total capital of Standard Chartered Bank will be directly in deficit.

Then, as long as the Bank of England of the Central Bank of the United Kingdom is followed, the latter will directly intervene, prohibiting Standard Chartered Bank from engaging in trading activities and forcibly applying for asset liquidation.

Looking at the situation now, Royal Bank of Scotland is a little better, not going bankrupt.

But Standard Chartered Bank’s risk is greater!

In fact, Standard Chartered Bank should be fortunate now, because the depreciation of the USD, the relative appreciation of the GBP has risen to 2.29 points.

If it was last year, the GBP USD exchange rate was 1.92, then when the international gold price fell below 600 points, Standard Chartered Bank went bankrupt 100%, and even the seemingly safe Royal Bank of Scotland will also go bankrupt at this time!

When the time comes, it will definitely cause an earthquake in the financial industry of the United Kingdom and even Europe.

But even in this situation, the management of Standard Chartered Bank and Royal Bank of Scotland must be trembling in fear, for fear that the international gold price will continue to plummet.

If one fails, they will all be blown up.

The investment is right, you can make a lot of money, but if the investment fails, you must bear the consequences of the investment failure.

“If you do it, you might bankrupt Standard Chartered Bank…”

A single thought flashed through Xia Yu’s mind.

Then his thinking diverged, and he thought of the previous life Bahrain Bank was symbolically acquired by the Netherlands International Group, a GBP, and his heart began to stir.

Fortunately, reason dispelled his thoughts in time.

If Standard Chartered Bank really goes bankrupt, it will not be a good thing for him, because then he won’t have his turn to pick up the body.

After all, this is just a sudden investment bankruptcy, not a bankruptcy due to management or other factors. As long as the capital is injected, the bank can be rescued and turned back into a high-quality bank.

But even if the Standard Chartered Bank is not bankrupted, this news will be a handle. If it is used well, it can coerce the executive and shareholders of Standard Chartered Bank into agreeing to sell the equity shares to him at a low price, and they will absolutely not dare to speak out. .

Otherwise, the one bad thing is that the stock price of Standard Chartered Bank fell to the bottom of the thunderstorm, and they suffered even greater losses.

“It seems that the advantage at this time is greater, so you can’t use a method similar to the 1000-leaf bank.”

“Not only can we not take the initiative to expose it, but we have to find a way to cover the covers for Standard Chartered Bank and Royal Bank of Scotland! In order to reach a private transaction!”

Thinking of this, Xia Yu instructed George Berkeley: “George, please be careful not to disclose these two news. Continue to wait for the price of gold to fall, and after it drops to 2 points, you should contact the shareholders of Standard Chartered Bank and Royal Bank of Scotland. Force them to sell us equity shares at a low price.”

“If it succeeds this time, the 2-year plan will be completed ahead of schedule!”

George Berkeley thinks the same way. Although doing this is sinister, it is in their best interest, saving money and reducing difficulty.

In order not to be thundered, the shareholders of the two banks will sell their equity shares at a low price while pinching their noses, and they have to take the initiative to help solve the trouble that the government may interfere.

George Berkeley confidently nodded promised: “Boss, don’t worry, I know what to do, and I will try my best to acquire the two banks completely.”

The corners of Xia Yu’s mouth raised slightly, and slightly nodded said: “en! I am waiting for your good news!”

Elena, who had been sitting quietly next to her, watched Xia Yu’s gestures and decided the fate of the two banks, and a blur of vision flashed in her eyes.

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