Rebirth

The

Early morning.

The update of the two major platforms has made the Internet lively. Everyone is eager to see how much credit they have and how much money they can borrow.

“I am only three thousand.”

“Two thousand.”

“Five thousand.”

“Ten thousand, haha, it seems to be related to my usual consumption of water. Colleagues who work overtime with me prefer online shopping to me, ten thousand.”

“Fuck! I’m five hundred.”

“Five hundred? It is estimated that your information is incomplete or new.”

“…”

Most are 2,000-3,000, and tens of thousands are few. Everyone gradually understands that this credit evaluation system is very rigorous and will not suddenly give a large amount to a person.

So.

It can also stop some people’s irrational consumption.

“Very good!”

“Strictly rigorous, more, I am afraid of looking.”

“Yes.”

“The key is convenience. In the future, three or five hundred urgent use, borrow directly from WeChat, five ten thousandths, 1,000 money, interest of a few dollars in three or five days.”

“Conscience.”

“…”

Everyone likes it more, or the system of picking up money, whether it is a micro-loan or a loan, can be withdrawn at any time, which is divided into two aspects.

Withdraw to WeChat and Alipay balance.

In seconds.

If you are going to a bank card, you need to slow down a bit. Most people like it very much, because withdrawing cash to a bank card is often used to spend it.

Grocery shopping.

Eating.

Transfer.

Bank.

The bad debt rate is more than 1%.

Platform.

The large probability will be a little higher than this number. If it reaches 2%, the two major platforms will be almost a real low-profit era, if it exceeds three.

tsk tsk.

You may face a loss.

Now.

The credits of the two major platforms are overdue, and there will be no retention of personal credits, which means that the cost of overdue has dropped sharply.

oh!

This business.

It looks like hong long long, but it is unpredictable in the future. Unless overdue is included in the credit, he dares to guarantee that a large amount of profit will be eaten up by bad debts.

However.

Although there are pits.

But Jingdong still has to keep up.

Borry?

Microfinance?

No.

JD.com only learns flowers for the time being, and does consumer finance, and only consumes on the JD.com platform. This way, you can control risks and avoid too much stride.

ka-cha!

It hurts!

Immediately.

An email was sent to the executives to determine the theme of the meeting tomorrow morning.

. . .

Shenzhen.

Penguin.

……

According to some calculations, simply is a pit. It is like doing charity, lack of credit rating, and matching overdue penalties.

Bad debt.

An unavoidable problem that can delay them.

Alibaba and Tang Qing have big businesses and face many users. They make use of the huge transaction volume and can use the earned part to balance the bad debt part.

So.

Let’s go to bed and sleep, the game of big brothers, they can’t play it. Many people have also seen the loan amount of the two major platforms, which is not too high.

Keep two or thirty thousand.

Five thousand.

One hundred thousand.

200,000.

There are still some unmet needs for these large amounts of capital. One can imagine that such a large platform does not offer 500,000 loans.

Can’t help thinking:

—Is there a pit?

Well!

It must be.

Yes.

Otherwise, the two major enterprises will not do it, and they are not without money. Think about it. Thousands of bad debts per person, and tens of thousands of bad debts per person.

The difference is not small.

. . .