Reborn Entrepreneurial Giant

After returning from vacation in Hainan during the Spring Festival, Qu Li flew to Beijin. Su Zifen had already prepared the handover. The new CTO candidate was Yu Yonggang, whom she had introduced to Qu Li before. He just met the requirements and could start working in China.

However, the official departure will wait until after the new product launch, and give her the opportunity to explain the plan of Honor Spreadtrum chips. She is not leaving as a loser, but as the founder of Spreadtrum's future high-performance chips to pursue greater challenges.

This is very important. AMD chips will be sold to China in the future, and the image of the company's leaders is positively related to the corporate image.

Qu Li returned to Beijin to prepare, he will participate in the release of Honor 6. At this time, ARM has released the A72 core, which is much better than the revised A57 of Spreadtrum Magic in terms of performance indicators, but the most critical thing is not the architecture, but the process.

Spreadtrum’s Kirin chip is still TSMC’s 20nm process. The reason for choosing 20nm is that Samsung’s 14nm is unreliable, and TSMC’s 16nm has no mass production. What is certain is that the Kirin chip is definitely stronger than the Qualcomm 810, and it may be stronger than the best Samsung Exyons 7420 chip except for the Apple A series.

The difference is that Samsung uses its own 14nm process, but Honor Spreadtrum uses TSMC's 20nm process. Let's put it this way, the mobile phone CPU performance improvement and advanced manufacturing process play a key role, and then the architecture upgrade, the approximate ratio is about three to two.

It can be seen from this that Samsung Electronics' chip design capabilities are limited, and Honor has surpassed Samsung. As for Chrysanthemum Factory, it is not easy to compare.

Glory announced the release date of the new product, and in a few days, Qu Li was not idle, and did what he hadn't done last year. It was not aimed at Wang Shicong, but P2P.

"Last year, the domestic P2P industry developed rapidly. I heard that many people in the upstream and downstream of the entire industry have made money. Many of our peers have set foot in it. Many colleagues in Shiguangjumei are jealous, but I still find it hard to understand. Borrowers need to pay more than 20% Interest, how many domestic industries can make a profit of more than 30% a year?"

"I advocate the development of supply chain finance by Shiguang, which can share risks with institutions to do small loans, but once again emphasizes that no P2P business in any form is allowed, including investing in any P2P company, and not having any relationship with any P2P company other than payment. business dealings."

Qu Li's speech on Weibo was quickly noticed by the media. You must know that at this time, in addition to Time Jumei, the BAT coefficient was down, and Ping An Group also established Lufax. Time not only does not do it, but Qu Li also clearly opposes it, which is interesting.

It is obviously not a wise choice to fight against his peers and destroy their jobs, but Qu Li feels uncomfortable when he thinks that the P2P industry has caused more than 12 million people to lose about 1.5 trillion yuan. Since he has this ability, he will occasionally do some good deeds Bar.

At this time, tens of millions of people in China made money on P2P websites, and some companies with financial difficulties found someone to set up such a website, "raised funds" with high interest in the front, and then lent it to themselves later. Qu Li does not want them to continue to make money. Of course such a bad person should complain. Besides, even if there is no reason, many people still like to criticize Qu Li on the Internet. Now that they have an opportunity, they can stand on the moral high ground and call Qu Li rich and unkind. How cool!

Many "experts" refuted Qu Li's narrow-mindedness on the Internet. Some people said that P2P websites are "information intermediaries" and investors should be responsible for their own profits and losses. …

Qu Li always cared about killing and not burying him, but after causing this disturbance, he disappeared and pretended to be dead. Good words are hard to persuade the damn ghost, compassion is beyond measure, he gives correct guidance at critical time points time and time again, if you don't listen to it or not, then it has nothing to do with him.

Well, it’s impossible to really do nothing. In January this year, the central bank officially approved several companies such as Ali and Time to conduct personal credit investigation. Time Credit Score, which has been prepared for a long time by Time Financial Service, will be released to the public. Users who have opened this service , you can enjoy various services.

On the basis of Shiguang's credit score, Huabei and borrowing will be pushed to the market one after another. The practical significance of borrowing is to allow a large number of ordinary people who need to borrow money not to borrow usury. Of course, Ant's risk control ability is also very strong, it can guarantee profits, and there are actually very few bad debts.

Time has social networking, search, and e-commerce, and integrates various scenarios. Regardless of the difference in big data algorithms, the credit rating score should be more accurate. Of course, no matter how good the algorithm is, it needs to be constantly adjusted and corrected according to practice.

The regular Internet army is gone, crowding out the living space of P2P companies, and then the relevant departments take action to clear the field. Sometimes I really doubt how those companies that can defraud hundreds of billions of dollars divide the money.

Knowing that Time Financial Services is almost ready, Qu Li once again elaborated his point of view on Weibo: "The reality let me know that there is a general lack of investor education in China, and many people don't know what risk and risk control are. This is not good. .By the way, share my securities and futures qualification certificate to prove that I am not talking nonsense."

"An income of more than 10% is high-risk, similar to stock investment, and there is a possibility of losing everything. Forget it, let me introduce five levels of financial risk..."

"Time Jumei has established a subsidiary called Time Financial Services, which has investment and wealth management products of various risk levels in the Jupay wallet, and is developing post-payment and online lending products based on Time Credit for individual users; as for corporate users, Enterprises that have a cooperative relationship with Time Jumei can choose supply chain financial products..."

Qu Li’s Weibo once again sparked a heated discussion. Whether he was attacking Time Financial Services, which was established by P2P, or he was attacking P2P because of the establishment of Time Financial Services, it was a very interesting thing, so conspiracy theories prevailed again.

What Qu Li does is really unbelievable. It has nothing to do with him. If you don't want to cheat money, then don't do it. Why do you want to cut people's money? Being hacked is self-inflicted!

In any case, after the Spring Net Red Packet, Jupay Wallet has entered the sight of “workers” for the first time, and the number of downloads has been rising steadily.

At this time, Jumeijuhuasuan can use both Jupay wallet and WeChat payment. In this case, why install an additional APP, wasting space and causing lag?

The reality of the situation forced the Jupay team to make a choice to make the wallet APP clean and fresh, with a fast opening speed, so that even a hundred yuan phone can be used smoothly.

Yu'ebao is the most famous product of Jupay Wallet. Now there is Ant Forest. Of course, Shishi WeChat also has the "Ant Forest" applet. Not to mention this, Yu'e Bao was overtaken by Alipay's small treasury at the beginning, and with the access of WeChat, it has now achieved overtake, with a scale of 500 billion!