Spring Breeze 1991

The first ray of sunlight came in in the morning, and Zhuo Ting woke up leisurely. When she fully opened her eyes and her mind cleared up, she sat up suddenly, so she remembered everything from last night.

Looking down, the clothes on his body were intact, but a blanket was covering his body.

At this moment, she was stunned.

She subconsciously got up and searched in the suite, but she couldn't see Yao Yuan.

At this time, Yao Yuan had arrived at Nanyang Bank.

Founded in 1890, Nanyang Bank was once one of the famous banks in Southeast Asia. It was once such a glorious bank, but now it has become a small bank with only two branches in Kuala Lumpur and Hong Kong.

In the past few years, the remaining shareholders of Nanyang Bank have been looking for opportunities to cash out. However, as a bank that has experienced a run on, very few people are willing to accept it.

What banks talk about is reputation, which comes from sufficient reserves.After experiencing a run, the reputation of Nanyang Bank has actually gone bankrupt.

The evaluation of Nanyang Bank in the industry is the lowest. This bank is only one step away from bankruptcy and liquidation.

After receiving a call from Yu Yong'an saying that the big boss in the mainland was interested in acquiring it, the few remaining shareholders of Nanyang Bank rushed over from all over the night and waited for Yao Yuan's arrival in the meeting room on the second floor of the bank half an hour in advance.

In fact, Nanyang Bank is now facing a crisis.A batch of wealth management products expired, but Nanyang Bank could no longer produce enough funds to pay them.

After Yao Yuan and Lin Wei read the financial report and operating summary provided by Nanyang Bank respectively, Lin Wei said in a low voice, "A batch of wealth management products expire at the end of this month, and they can't afford so much money."

"How much?" Yao Yuan asked.

Lin Wei made a rough estimate and said, "More than 7000 million Hong Kong dollars."

The bank that once opened dozens of branches in Southeast Asia has fallen to the point where it cannot afford more than 7000 million Hong Kong dollars, which makes Yao Yuan sigh.

Lin Wei said in a low voice, "The key is that the reputation of Nanyang Bank has gone bankrupt, which is fatal. A Yuan, this bank is not suitable, I suggest to look again."

Lin Wei, who is still studying, has a deeper and deeper understanding of this business, and his judgment is correct.

Several shareholders on the opposite side were in a hurry.

Although they can't speak Mandarin, they can understand some.

The major shareholder quickly said, "Mr. Yao, Nanyang Bank is an old bank in Southeast Asia with a history of hundreds of years. Yes, it has experienced a run, yes, but we didn't owe customers a penny, and we have paid all of them. Until now, Nanyang Bank is still the operating bank of the Hong Kong government's social security funds."

Lin Wei said, "That's because the contract between the Hong Kong government and you has not yet expired. After the contract expires at the end of this year, the Hong Kong government will not renew the contract with you. Moreover, your operation of the Hong Kong government's social security fund is It’s nothing more than a low-risk fixed investment, and you can’t take any risk anymore.”

The major shareholder is a Malay-Chinese. He smiled awkwardly and said without confidence, "The brand of Nanyang Bank is still very strong. Nanyang Bank must have an insurance license in several Southeast Asian countries."

Yao Yuan smiled and said, "What I want is your banking license and insurance license, Mr. Tan, how about this, you go bankrupt and liquidate, and I will accept your two licenses at the market price."

The shareholders, headed by the major shareholder Mr. Tan, suddenly showed embarrassment.

If it made sense to do so, they would have done it long ago.The problem is that their licenses are meaningless to other banks, because they also have them. For companies that intend to enter the financial industry, it is too expensive to spend a lot of money to buy a license and start from scratch.

Another one, if you do this, the shareholders, let alone get a sum of money, might have to post money in it.

So, after procrastinating and procrastinating, it was just procrastinated.

Mr. Tan and the other shareholders looked at each other, gritted their teeth, and said, "Mr. Yao, the one-buy price, one hundred million Hong Kong dollars, is all yours."

Yao Yuan shook his head slightly, "Judging from the materials you provided, by the end of this year, you will have to invest at least 3000 million Hong Kong dollars in Nanyang Bank, otherwise Nanyang Bank will be forced to liquidate, and your property will also be frozen for use in Nanyang Bank. Repay the debts of wealth management products as they mature.”

Looking at the few shareholders whose faces gradually changed, Yao Yuan said, "I will make up for the more than 3000 million Hong Kong dollars, and you can withdraw, and I will give you another 1000 million, which you will distribute according to the proportion of your shareholding."

He emphasized, "This is the only solution."

Mr. Tan was taken aback, looked at each other with several other shareholders, and said, "Mr. Yao, let's discuss it."

After talking, several people got up and left the conference room.

Lin Wei said, "Over 4000 million Hong Kong dollars to take over a bankrupt bank, Ah Yuan, is not worth it."

Yao Yuan said in a deep voice, "Reputation is just bankrupt in Hong Kong."

Dazed for a moment, Lin Wei thoughtfully, and asked again, "Can a Hong Kong bank license be used in the Mainland?"

"No." Yao Yuan said, "But it is very easy to apply for a banking license in the Mainland."

To put it bluntly, even if the reputation of Nanyang Bank is completely bankrupt in Hong Kong and Southeast Asian countries, it will not affect the mainland market.Yao Yuan had no chance to apply for a banking license in the Mainland, but it was relatively easy for Hong Kong banks to apply for operating rights in the Mainland, especially in the 90s.

All he wants is the opportunity to save the country with this curve.

More than 4000 million Hong Kong dollars, very cost-effective.

And it also comes with a surprise—Nanyang Bank has insurance licenses from several major countries in Southeast Asia. This thing is a cornucopia.

As long as there is sufficient financial support, it is only a matter of time before Nanyang Bank's reputation in the insurance industry is restored.

Not long after, Mr. Tan and others filed in. After being seated, Mr. Tan sighed and said, "Mr. Yao, we have agreed, 1000 million Hong Kong dollars in cash, Nanyang Bank is yours."

Including the debt, everything belongs to Yao Yuan.

To put it bluntly, Mr. Tan and several shareholders took 1000 million Hong Kong dollars in cash, and the rest has nothing to do with them.

For them, this is the only way to stop losses, otherwise they will have to inject capital into Nanyang Bank, or they will be jointly and severally liable.

Yao Yuan smiled and nodded, "Lin Wei, after completing the transfer procedures, write them a promissory note."

But Mr. Tan said, "Mr. Yao, can we pay separately?"

"Yes." Yao Yuan readily agreed, and the next thing will naturally be done by Lin Wei, the chief financial officer.

Yu Yongan waved his hand and said, "Ah Wei, you don't have to worry about the rest, I'll let the accounting team come over to handle it, and you can just pay after the handover is clear."

"Okay." Lin Wei agreed with a smile.

In the future, various reviews and cleanings will be carried out. There are a lot of things that must be entered by a professional accounting team and legal team.Obviously, it is not enough to go through a transfer procedure.

Mr. Tan also knows that they must thoroughly clean up. If there is any discrepancy with the materials provided now, they will propose renegotiation.

"Please rest assured, Mr. Yu, we will fully cooperate." Mr. Tan stated.

After the meeting ended, after going out, Yao Yuan strolled around, Yu Yongan followed closely.

"Ayuan, there is news about the optical disc manufacturer you are looking for. I asked about it. It is not a powerful technology. I found at least three factories that can produce it." Yu Yongan said.

Yao Yuan nodded slightly, "Get in touch and see if they have any intention to transfer, buy it together with the land, and move the factory to Shekou Industrial Park."

"Okay, leave this matter to me." Yu Yongan agreed decisively. In his eyes, this kind of matter doesn't even need him to come forward, let alone Yao Yuan.

He just couldn't figure out why Yao Yuan had to do it himself.

Obviously, Yu Yong'an also doesn't know what kind of market will be opened after the birth of the vcd player.Mainland China alone is a market worth hundreds of billions of dollars a year.

Yao Yuan suddenly asked, "Who are the hottest singers in Hong Kong now?"

Yu Yongan smiled, "The four heavenly kings were named only at the beginning of the year, and each one is very powerful. I heard that the four of them sold more than 5000 million records last year. Why, are you still chasing stars?"

"I'm not interested in celebrities, but in their songs." Yao Yuan smiled and shook his head, "What about the film companies? Which ones are more powerful?"

Yu Yongan was stopped by the question, turned his head and shouted back, "Call that one over, and Liansheng that one."

The beautiful female secretary immediately went to call the people from Liansheng and Liansheng who followed from afar.

Yu Yongan said, "I don't know about the film company, but they all have association backgrounds, and people from Liansheng should know."

He Liansheng and those people ran over in a hurry.

From last night at the airport until now, these few people have been following at the end. They don't even dare to expect to talk to Yu Yongan, let alone have the opportunity to meet face-to-face with the big boss from the mainland.

At this time, the big boss greeted, and excited a few senior young and Dangerous boys who were full of thoughts about being superior.

Yu Yongan pointed to them and introduced them, but couldn't remember their names, "You, what's your name?"

"Dong Yu, I am Da Pao Qiang, Brother Hei's leader. This is Hei Zai Le, who is very good at our initials." The leader Da Pao Qiang nodded and bowed.

Yu Yongan nodded, "Are you guys familiar with the film industry? Let me introduce you to Mr. Yao."

Da Pao Qiang quickly said, "Hello, Mr. Yao, Jiahe and Shaw Brothers are relatively powerful, and the movies they have made in recent years have been very popular."

Yao Yuan looked at Hei Zile, and suddenly asked, "Is your name Gu Xiaole?"

Hei Zaile was so nervous that his lips were trembling, he was stunned and nodded subconsciously, "Yes, yes, Mr. Yao, I am Gu Xiaole."

Everyone was dumbfounded, how could Mr. Yao know a horse boy?

Is it your relative?

Da Pao Qiang rolled his eyes and asked cautiously, "Mr. Yao, you, do you know him?"

Yao Yuan didn't speak, but asked Gu Xiaole, "Are you interested in making movies?"

"I..." Gu Xiaole was dumbfounded.

Da Pao was so impatient that he wanted to chop off his feet. He was keenly aware that an opportunity for prosperity was right in front of him!