Spring Breeze 1991

"Lend Huaxia currency and return the ruble? The ruble has been depreciating. Isn't that a loss?"

Zheng Hongyu, the president of Shenzhen Development Bank, frowned after reading the plan, and looked at Yao Yuan in puzzlement, "Mr. Yao, I know that the profit of our light industrial products exported to Russia is very high, but this profit is not our bank. Our bank Most of the profit comes from loan interest, for example, based on the current exchange rate, let alone a year or two, the value of rubles returned by customers after one or two months is far lower than expected, and they may lose money.”

This is an academic financier from the mainland who has two years of experience in the United States and is very familiar with the banking industry. Because of this, Yao Yuan, as the largest shareholder and controlling shareholder, did not propose to change the president.

Cheng Yongjian, who was sitting next to Yao Yuan, took a look at Yao Yuan and said, "President Zheng, if you lend Huaxia currency, the client can repay it in rubles, so where will the client's ruble come from?"

Zheng Hongyu didn't want to understand.

Yao Yuan took a sip of tea and said, "Shenzhen Development Cooperation needs to obtain permission from the Central Bank of Russia to carry out lending business in Moscow. They probably won't lend me rubles, because everyone knows that rubles have been depreciating."

He said, "Customers who want to buy Huaxia products must use Huaxia currency. They can only borrow from Shenzhen Development Bank, and they can use rubles to repay it when they return it. However, the ruble continues to depreciate. The best way is to exchange the earned rubles for Huaxia currency, because Huaxia currency can be exchanged for equivalent Huaxia products."

Zheng Hongyu was like enlightened, and suddenly understood, "But Russian banks don't have Huaxia currency, they will definitely find us to cooperate and borrow Huaxia currency from us to meet the needs of customers. If they don't do this, they will face leading to a rapid loss of customers.”

The more he talked, the more excited he became, "Customers want to exchange enough Huaxia coins. As the ruble continues to depreciate, they need more rubles. The profit is astonishing enough."

Yao Yuan shook his head with a smile, "Not only that, but the rubles from Shenzhen Development Bank are also used to lend domestic businessmen to buy heavy industry products, which is also a big profit. All in all, as long as the relevant state departments approve our business, Every link can earn a lot of profit.”

It's almost the same as a "private certificate", and it's still legal.

The Nanyang Bank acquired by Yao Yuan has been renamed United Bank and has already started preparations in Moscow. However, to obtain the approval of the Central Bank of Russia, the country needs to come forward, which is not a license that enterprises can obtain.

Union Bank's operation is more complicated, and its profits are even more astonishing, just waiting for permission.

Vice Mayor Ye, who was sitting next to Zheng Hongyu, also figured it out, and said excitedly, "It seems that there is no harm in starting this business in Russia."

"Yes." Yao Yuan nodded affirmatively.

I thought to myself, if you don’t want to play, I have a way to get permission from the Central Bank of Russia, but it’s just a little more effort and more money.

Deputy Mayor Ye has great trust in Yao Yuan, he said without hesitation, "Mr. Yao, the province has agreed in principle, and I will go to Beijing in the next two days to try to complete the formalities as soon as possible."

"The sooner the better." Yao Yuan said.

At this moment, the team sent by Union Bank had been working under Lu Sen for several days.

At the distant Moscow Central Railway Station, the special train from Huaxia honked to a stop, and the unloading crews rushed up to open the door, and daily necessities such as clothes, leather shoes, toothpaste, toothbrush, towel, etc., which were full of clothes, leather shoes, toothpaste, toothbrush, towel, and other daily necessities leaked out along the cabin door, which shows how full the load is.

The employees of the Wing On Group on board the train yelled at the Russian unloading staff to stop messing up, shouting, "This is a special train for Moscow. As usual, comrades at the train station can give priority to choosing no more than ten items. Prices are the same as usual!"

Similar words have been said at every train station that stops, but this special train is exclusively for the Moscow market, and the gap is too big.

The unloading workers at Moscow Central Railway Station were surprised to find that there were many new things coming this time, such as packs of instant noodles, canned fruits in glass bottles, packs of pickled mustard, dried fish...

Who can imagine that the Soviet Union, which was able to build atomic bombs, moon landing spacecraft, and more than 2 tons of nuclear submarines, could not meet the daily needs of ordinary people.

The commodities Wing On Group provides to the Russian market are becoming more and more diversified, from clothing to food, which is good news for the Russian people who are caught in a supply crisis.

As more products enter the United Bank staff, they are intensively carrying out the preliminary layout, and more and more Muscovites know that they can get a 8% discount for purchases with Huaxia currency.As a result, more and more people went to the bank to exchange Huaxia coins, but were told that there were no Huaxia coins...

Lin Shuting came to Hong Kong.

There are no classes on weekends, Mondays, and Tuesdays. After a lot of hard work, Yao Yuan finally "tricked" Xiao Keren into coming to Hong Kong.

Seeing Yao Yuan alive and well, shirtless eating, Lin Shuting knew she had been fooled, and said with her lips curled up, "Didn't you catch a cold? You look like you could eat a cow."

"I ran a few places in the morning and I'm hungry. I'm growing up again. I need to eat more. Hurry up. You must be starving. Eat first, eat first." Yao Yuan quickly got up and took Lin Shuting He took the small bag and asked her to sit beside her.

Naturally, it was in a hotel suite, a rare world for two, Lin Shuting felt sweet in her heart, especially when she saw Yao Yuan shirtless, she felt even more cordial.

But she couldn't help but said, "You are also a big boss, you should pay attention to your image."

"What kind of image do you want in your own room? It's so tiring. I don't like the air conditioner. It's most comfortable to be shirtless." Yao Yuan chuckled, stared at Lin Shuting, and couldn't help kissing her on the face.

Lin Shuting yelled, "What are you doing, your face is covered in sweat and dirty."

"In my eyes, you are the cleanest." Yao Yuan was extremely happy.

Look, this is brother's woman, the first thing that comes to mind is not brother's greasy mouth, but the sweat stains on her face.

Lin Shuting is not a twitchy person, she just grabbed the chopsticks and started eating.

Yao Yuan said vaguely while eating, "Take a break after eating, and go to see the room in the afternoon."

Of course, you have to go with your fiancée to buy a house, which is why Yao Yuan never went to Mid-Levels to look at villas, and also the reason why he tried his best to "trick" Lin Shuting into coming to Hong Kong.He knew Lin Shuting's character very well. If she didn't use some tricks, she would never have run so far.

"Seeing the house? What kind of house are you looking at?"