Spring Breeze 1991

Chapter 670 5000 million low-interest loans

Who is Qi Junting?

He is the chairman of a group company in charge of billions of assets.

Maofeng Tea Industry Company is the largest among the companies that came to inspect this time, but its annual output value is only over [-] million yuan, which is not comparable to Dongnan Industry at all.

The output value of Jinjiu's Jinzun Tea Industry Company just exceeded [-] million last year, and it cannot be compared with the huge Southeast Industry.

Jin Jiu met Qi Junting, but it was only at an entrepreneurial conference from a distance. He was a big businessman sitting in a row with provincial and ministerial leaders, not a small boss like him who could get close.

Mao Feng was also not much different. It is conceivable how excited Mao Feng would be when he received a call from Qi Junting himself, and it was even harder to refuse Qi Junting's request.

Jin Jiu calmed down slowly, frowned and said, "Mr. Mao, even if Chairman Qi calls you personally and asks you to fully support Huilong Town's investment attraction, you don't have to spend 3000 million to build roads for them to reinvest. Besides, the scale of Southeast Industry is very large, and it is estimated to be one of the largest enterprises along the southeast coast, but you can't ask you to pay so much and take such a big risk because of Chairman Qi's words."

There must be conditions, Mao Feng is not a fool, how could he ignore Qi Junting's words?

Mao Feng didn't intend to hide it from Jin Jiu, he said, "Chairman Qi helped to contact Deepin Development Bank, they are willing to provide Maofeng Tea Company with a long-term low-interest loan of 5000 million to support Maofeng Tea Company Expand your business."

"5000 million?" Jin Jiu was taken aback.

This is a huge loan. It can be said that even if it is a state-owned enterprise, it must have a certain scale to apply for it from the bank, and it is still low-interest.

Jin Jiu knows how difficult it is for private enterprises to apply for bank loans.Deepin Development Bank is the only bank in China that mainly grants operating loans to private enterprises, but the amount is generally below 1000 million yuan, and I have never heard of any bank that has granted more than 1000 million yuan.

Obviously, Maofeng Tea Company was able to obtain a low-interest loan of up to 5000 million, which was guaranteed by Southeast Industry.

Jin Jiu really wanted to say that I want it too, so he hurriedly asked, "How much is the interest? How long is the term?"

"The annual interest rate is 3%, five-year period, interest first and then principal, and the principal will be paid off at maturity." Mao Feng said, there is nothing to hide.

The annual interest is only 150 million, which is no essential difference from an interest-free loan.

Because factors such as currency depreciation and inflation have to be taken into account, there is almost no room for banks to make profits at this rate.For five-year bank loans, state-owned enterprises get loans from state-owned banks, and the annual interest rate is around 6%.

Jin Jiu asked subconsciously, "Is it a mortgage loan?"

"No nonsense, such a large amount of money, I can't get a loan even if I have mortgaged all my assets, plus the guarantee from Southeast Industrial, they bear joint and several liability for repayment." Mao Feng said.

For Maofeng Tea Company, which is facing a bottleneck in its development, the 5000 million Huaxia currency loan is enough to take the company to a new level.In the future, Maofeng Tea Company may become Maofeng Group.

With this amount of money, plus free enterprise funds, 3000 million yuan was used to build roads in Huilong Town, contract ten thousand acres of tea gardens and build factories here, which is more than enough. No wonder Mao Feng is so active.

Jin Jiu was silent, not knowing how to feel.

"Old Jin, are you interested in making the tea drink mentioned by Assistant Yao? You and I will invest in a joint venture factory to produce this tea drink. I think it will be no problem to open up the market. The drinks on the market now are soft drinks. Mainly, it is aimed at young people, tea drinks are suitable for the elderly and children, I think it is worth a try." Mao Feng said.

Jin Jiu pondered for a moment, then suddenly said, "Have you ever thought about why Chairman Qi helped return to Longzhen? Could it be that Huilongzhen is his hometown? That's not right, he can go back to his hometown to invest by himself."

Mao Feng said, "I don't know whether it is Chairman Qi's hometown, but Chairman Qi said that Huilong Town is a natural tea farm, which is very suitable for growing tea. Southeast Industrial has not been involved in this field, so they found me. As for him Why did I spare no effort to help return to Longzhen, I have no idea."

After being silent for a while, Jin Jiu said, "Let's not talk about that, let's talk about tea and drinks. Is what Assistant Yao said reliable?"

"I think it's reliable." Mao Feng said in a deep voice, "I've learned that this person is not simple. He graduated from a famous university, and his advisor is an academician. You have read the report. They are all state-level institutions. That is a recipe, as long as we invest in Huilong Town and decide to make tea drinks, the recipe will be given away for free. Besides, what kind of samples are produced according to the recipe, you will know when you go back and find a water factory to try. The market is so Let’s do another research and entrust the water factory to produce a batch for us to put on the market for a try, if it works, we can produce it ourselves and expand the scale, if it doesn’t work, we can honestly grow tea and sell it.”

This time, the business has been considered in every aspect, how could it be possible to invest tens of millions of yuan just because of someone else's words?Even if that person is Qi Junting, the chairman of the famous Southeast Industry.

Of course there are risks. If there is no risk in doing business, then what can be done to be risk-free?

Jin Jiu hesitated and said, "I don't have much money, I can spend three or four million at most."

Obviously, he was moved.

Mao Feng didn't say anything else, but Jin Jiu had already thought of it. If he could establish a long-term cooperative relationship with Southeast Industrial through this investment, it would greatly benefit the world in the future.But this requires the promise of Qi Junting, and it is best to confirm it in a written agreement between business and business.

They are all human beings. Mao Feng naturally knows what Jin Jiu is planning. He smiled and said, "Three to four million is enough. If you are short of money, you can talk to Chairman Qi and ask him to help contact Deepin Development Bank for assistance." You approve a low-interest loan."

"Will Chairman Qi agree?" Jin Jiu asked hurriedly.

Mao Feng smiled and said, "Chairman Qi said that anyone who wants to invest in Longzhen can ask him to contact Deepin Development Bank to apply for a loan, but the procedures that need to be followed must be reviewed by the bank."

"It's natural." Jin Jiu was obviously tempted, and without hesitation, he said, "Mr. Mao, please contact me, I don't want more, just have a thousand and eight million yuan, I have long wanted to make small electromechanical products I have been suffering from not having enough funds, but with this loan, not only can I make tea drinks, but I can also enter into the production of small mechanical and electrical products."

Mao Feng said, "It's okay to help you get in touch, Lao Jin. The ugly words come first. If you decide to invest in Huilong Town, you will have to bear part of the 3000 million road construction funds. Assistant Yao means that according to the scale of everyone's investment Decide."

At most, it will be two or three million yuan. If you can get a loan of 300 million yuan, it is not a big deal.

Jin Jiu readily agreed.

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