Spring Breeze 1991

In the past few years, in any crisis, Yao Yuan never used the life insurance money, and he never used it when he was suppressed by the upper echelon.

This time, all of them were used suddenly, and Lin Wei couldn't figure it out.

Yu Yongan said, "Didn't Ah Yuan say that the financial problem can be solved by releasing financial wealth management products for financing."

Su Wangting nodded slightly and said, "Yes, it is a common practice to use short-term financial products for financing. Since solid preparations have been made before, there should be no problem."

"Hey, I'm not worried about the current financing problem. What I'm worried about is the future changes in the situation. I'm flustered when I don't have money in hand." Lin Wei said with a sigh.

Yu Yongan was very relaxed. He had been in business for about the same age as Lin Wei. Like Xiao Jiabing, he was the most experienced in the Chunfeng Group.

He smiled and said, "Don't worry, take a step back and say that the debt cannot be repaid when it is due. Just sell some assets. I don't believe that the huge Chunfeng Group is not worth [-] billion."

This involves the core secrets of the Chunfeng Group, Lin Wei did not speak.

Apart from Yao Yuan, only Lin Wei knows how much Chunfeng Group owns. This data will never appear in the annual report, nor will it appear in any meeting. This is top secret data.

Lin Wei is not a fool, he knows that Yu Yongan's purpose of insinuating is to find out the asset value of Chunfeng Group, of course, he doesn't think Yu Yongan has ulterior motives, it's just curiosity.

The asset value of Wing On Group is about 800 billion Hong Kong dollars. Based on this, it is reasonable for Yu Yongan to judge that the total asset value of Chunfeng Group exceeds 3000 billion.

But he didn't know that his judgment was far from the real data...

Seeing that Lin Wei was silent, Yu Yongan waved his hand and said, "If you are really worried, starting next year, Yongan Group will hand over 80.00% of its profits to the headquarter group, and it should be no problem to repay the loan interest."

That's 3-5 million, which means that Yu Yongan has suspended his share. He has [-]% of the shares in Yongan Group, and the dividends distributed to Yu Yongan every year are between [-] and [-] million Hong Kong dollars.

This is Yu Yongan's attitude.

Lin Wei was very moved, and his depressed mood dissipated a little, and said, "Lao Yu, we haven't reached that point yet. When it really comes to that time, we can still make billions together, and I also have two or three billion. savings."

Su Wangting couldn't stop, and said, "Boss Lin, why is it like two or three thousand yuan when you say two or three billion yuan?"

He only obtained the dividend shares of the French Ward Investment Group the year before last, and now he has saved four to five billion yuan in savings. He thought it was a lot, at least he could be ranked first in the Chunfeng Group.

Unexpectedly, compared with Lin Wei and Yu Yongan, his little money is more like pocket money.

Yu Yongan smiled and answered for Lin Wei, "Compared to hundreds of billions, two or three billion is not much different from two or three thousand yuan."

"That's true..." Su Wangting shook his head with emotion.

Yu Yong'an laughed, "I said what's wrong with you guys, you're downcast, you just owe some money, besides, A Yuan must know it well. Don't think so much, let's go, I'll take you out for a walk."

"Forget it, let's go to the bank and have a look." Lin Wei said.

Yu Yongan said, "Okay, then go to the bank."

A group of three drove to the Hong Kong headquarters of Hua Xia Bank.

The financial products to be listed are issued by Huaxia Bank. Huaxia Bank’s investment business itself is strong, and the reputation established over the years is very strong. It is the most secure for the bank to issue financial wealth management products for financing.

The Hong Kong headquarters building of Hua Xia Bank is right next to the Bank of China Tower, which is on par with the Bank of China Tower, a landmark building in Hong Kong. This is the best way to reflect its strength.

This tall building, which is 30 meters shorter than the Bank of China Building, was built in the middle of last year. The construction period is only 2 years. The construction speed is very fast.

The four characters of "Hua Xia Bank" are on the outer walls of the highest floors, and the logo of Hua Xia Bank is on the other side, which can be clearly seen by any flight taking off and landing at Hong Kong Airport.

From the point of view, in the territory of Hong Kong, apart from Bank of China, only Huaxia Bank is the most eye-catching, which shows that Huaxia Bank's marketing and publicity methods are very superb.

After Lin Wei and his party arrived at the headquarters of Huaxia Bank, they suddenly received a call from Gao Jian, asking them to go to the chairman's office on the top floor.

When I arrived at the chairman's office, I saw a familiar figure standing in front of the large glass wall overlooking Hong Kong as soon as I entered the door.

"Ayuan? When did you come back?" Lin Wei asked in surprise.

That person is Yao Yuan.

Yao Yuan turned around and pointed to the sofa, and said, "Sit down an hour ago."

The roof of the Huaxia Bank building is a helicopter take-off and landing platform. Yao Yuan must have flown here directly from Macau, so everyone didn't know that he was back.

Something must have happened.

The people are seated.

In addition to Gao Jian, president and president of Huaxia Bank, Pan Jie, general manager and president of Shenzhen Development Bank, was also there. Something must have happened, and it was a major event.

Yao Yuan lit a cigarette and started to smoke. Pan Jie glanced at everyone and said, "Lehman Bank went bankrupt, it happened an hour ago."

After a few seconds, Su Wangting's eyes almost popped out, "Lehman Bank of America went bankrupt? Is it Lehman Bank of America?"

"Yes." Pan Jie nodded.

Su Wangting looked like he had seen a ghost.

Lin Wei and Yu Yongan's reaction was a bit slow, and it took them a while to match Pan Jie's Lehman Bank with the old American investment bank.

"Lehman Bank went bankrupt?" Yu Yongan was taken aback.

Pan Jie said, "Lehman Bank filed for bankruptcy in the U.S. federal court an hour ago, and the U.S. government has not yet expressed its position on the matter. However, people on Wall Street believe that Lehman Bank's bankruptcy is a foregone conclusion, and the U.S. government will not take action to save it."

No wonder Yao Yuan, who was in the world of two, would come back immediately.

Gao Jian said, "We own [-]% of the shares of Lehman Bank, and we have not received any news before this. This happened suddenly and strangely."

It is not surprising that the companies under the Chunfeng Group hold shares in Bank of America. The French Ward Investment Group is responsible for the investment business in Europe. It also has related investment companies in the United States, even more than in Europe.

Everyone thinks that He Xueli was transferred to the United States to be in charge of the North American business because the business there is becoming more and more important.

After spending a while digesting the news, they all turned their attention to Yao Yuan.

According to Yao Yuan's judgment, Wall Street's private equity funds are already raising ammunition to attack the four Asian tigers. At this juncture, Lehman Bank suddenly went bankrupt, which is very unreasonable.

Lehman Bank is an investment bank and a subprime mortgage bank.

If it was 2007, Yao Yuan would not be surprised by the bankruptcy of Lehman Bank, because the subprime mortgage crisis in the United States was brewing until 2007 when it broke through the bottom line and began to erupt. With Lehman Bank as the symbol, the U.S. subprime mortgage crisis swept the world. The famous 2008 global economic crisis.

The so-called subprime mortgage refers to the subprime housing loan. The house bought by the mortgage loan is then used as a mortgage.

How did the United States get through this crisis by printing money? Because of the strong position of the dollar, the United States can harvest the world by printing money.

Before today, Yao Yuan didn't know about Lehman Bank, and not every investment in the United States by its subsidiaries had to be approved by him.After learning about it, I realized that Lehman Bank is not a very famous bank in the United States. The reason why Yao Yuan paid attention to it was the timing of the bankruptcy and the business focus of Lehman Bank.

Lehman Bank's business in Southeast Asia accounts for more than one-third of its total business. It is both an investment bank and a subprime mortgage bank. These attributes have attracted Yao Yuan's attention.

When such a thing happened at this juncture, it was obviously not because of the loss of the investment that Yao Yuan called everyone here.

Pan Jie observed Yao Yuan's expression, and expressed his own analysis, "Lehman Bank has a lot of business in Southeast Asia, especially in Thailand, where the proportion of business is very large. Could the bankruptcy of Lehman Bank be the start of a Wall Street private equity fund?" Are you ready?"

"It's too early to draw this conclusion. We currently have limited information, and we don't even know the reason for the bankruptcy of Lehman Bank." Gao Jian was as steady as ever.

Pan Jie nodded slightly, agreeing with Gao Jian's opinion.

Lin Wei frowned while thinking, without saying a word.

Su Wangting is probably more familiar with the western financial market. He thought about it and said, "The reason for the bankruptcy of Lehman Bank is probably the debt problem. The subprime mortgage business of this bank is very large. If there is a problem with funds, bankruptcy is expected. things in it."

Waving his hands, Yu Yongan said, "No matter what the reason is, what we need to find out now is whether there is a connection between the bankruptcy of Lehman Bank and Southeast Asia. What we need to judge is whether the private equity funds on Wall Street have already taken action."

Su Wangting was taken aback, laughed at himself, and nodded.

He still doesn't see the problem as deep as Yu Yongan's old fritters. Undoubtedly, what Yao Yuan wants to know now is whether there is a connection between the bankruptcy of Lehman Bank and Southeast Asia, not the bankruptcy of Lehman Bank itself.

Yao Yuan didn't say a word, while listening to their discussion, he carefully recalled the preparations and information collected over the past year or so.

The collapse of Lehman Bank was unexpected.

As an investment bank, it is closely related to the financial market.As a medium-sized investment bank in the United States, it is not so easy to go bankrupt.

Wall Street private equity funds are inhumane and only chase profits. These private equity funds will not show mercy just because the other party is an American bank. In fact, there is a lot of evidence that there are Wall Street private equity funds behind the 2008 economic crisis. The wealth of the subprime mortgage banks, which is the anointing of the American people, was plundered in an extremely brutal way.

The discussion came to an end, and everyone's eyes once again focused on Yao Yuan.

Yao Yuan put out the cigarette butt, and said, "Soros may have already made a move, and our plan must be advanced accordingly. The bankruptcy of Lehman Bank has been closely watched and investigated by He Xueli, and I believe it will be found out soon."

After a pause, he said, "First release the financial management products, and at the same time start our hunting plan. Lao Gao, introduce the financial management products."

"it is good."

Gao Jian opened the folder, and each of them sent a color-printed product introduction, saying, "We are launching four products at the same time, which are divided into three types of value-added products with a guarantee period of half a year, one year, and two years, and a venture capital product. .”

"The three guaranteed value-added products are financing for Huaha Railway. The highest annual interest rate given is 5.6%, which is the highest rate of return on the market. The total amount is estimated to be 100 billion Hong Kong dollars, of which 15 billion Hong Kong dollars is planned to be raised in half a year. The one-year plan is to raise 30 billion Hong Kong dollars, and the two-year plan is to raise 55 billion Hong Kong dollars.”

"The minimum investment is 10 Hong Kong dollars for a half-year term, 20 Hong Kong dollars for a one-year term, and 30 Hong Kong dollars for a two-year term. These products are listed in the introduction. Huaxia Bank entrusted a third party to conduct a three-month market survey. The sales prospects of the three wealth management products are very good.”

After taking a sip of tea, Gao Jian said, "The focus is on venture capital wealth management products, which is what you see as Huaxia No. 1. This is a value-added wealth management product that mainly targets investment in the Mainland China market. prospects for economic development."

Looking at Yao Yuan, Gao Jian said, "We have not released any value-added wealth management products before. Nanyang Bank, the predecessor of Hua Xia Bank, did a poor job in this area. In order to solve the sales problem, Mr. Yao instructed that the first batch of purchases Customers of Huaxia No. 1, promise that the rate of return will not be less than 12% per year."

"So tall?" Su Wangting asked in surprise.

Gao Jian said, "In extraordinary times, Huaxia No. 1 is one of the main weapons to deal with the coming financial crisis."

"If the annual rate of return is no less than 12%, the pressure on our return on investment will be very high." Lin Wei said in a deep voice.

Since investing in Hong Kong Meixiang, Lin Wei has made many outstanding moves in the Hong Kong financial market. He seems to have a keen insight into those lines.

Gao Jian said, "After Huaxia No. 1 is released, it is necessary to raise 30 billion Hong Kong dollars within a month to play a role in the upcoming financial crisis. Therefore, it is helpless to promise a higher minimum rate of return to the first batch of customers. "

He looked at Lin Wei with a helpless tone, "We are short of funds."

Even Huaxia Bank said it was short of funds, which shows that the current financial status of Chunfeng Group is not optimistic.

The "culprit" Yao Yuan smiled slightly and said, "I will come back after all the money is gone. I know you don't understand my large investment in Kazakhstan. You will understand in the future. If you miss it this time, I'm afraid there will be no chance in the future. I have to."

Everyone nodded slightly to express their understanding. If there is anything else to say, the big boss has decided to do it, so everyone just rush forward.

Patting his thigh, Yao Yuan said, "Since Wall Street's private equity funds have already made their move, let's not be idle. First of all, we need to find out where their first target is, and whether they will attack Thailand first as we analyzed before." .”

He looked at Su Wangting, "Old Su, you should go to Thailand right away. Thailand Huahe Investment is our company. You should go over there and find out the situation first."

"Okay, I'll leave in the afternoon."

The rain is coming and the wind is all over the building.