Back to 2001

Chapter 50 Are there other services?

Although Joanna knew that the other party was pretending to be angry and forced herself to accept the 1 yuan by "threatening".

However, she didn't have the guts to make this bet!

In case of losing the bet, the other party would really get angry and stop renting those four shops.

Her fate might be exactly the same as Niu Li's!

"Thank you, Boss Chen."

In desperation, Joanna had no choice but to accept the 1 yuan, and said cautiously: "You are treating me tonight, can I be cheeky and go to you for a meal?"

Chen Jianghe said with a smile: "Okay, you can greet all the family members together."

Joanna blushed, blinked her big eyes and said, "Boss Chen, I've always been single and haven't married yet."

The deep meaning behind these words could not be more obvious.

Even Fat Biao and his gang understood what it meant.

Deep down in my heart, I was envious, and I felt that when such a blessing would come to my door!

Chen Jianghe just nodded lightly and didn't say anything.

After sending Fat Biao and others away, he went back to the bank lobby and said to Guan Shuman who had been waiting there all the time: "Miss Guan, I'm fine now, let's go to your office now?"

Guan Shuman immediately led the way with a smile.

The high heels made a crisp sound as they stepped on the marble floor.

Joanna stood there, watching the figures of the two people disappear from sight, and then left feeling disappointed.

Entering the office, Guan Shuman greeted Chen Jianghe warmly, and sat on the soft and comfortable leather sofa.

"Mr. Chen, do you want tea or coffee? I also have fruit juice and carbonated drinks here."

Guan Shuman walked over and closed the office door, and turned his face to look at Chen Jianghe with a smile.

"Bring me a glass of water."

Chen Jianghe said indifferently: "You invited me to the office, what's the matter, isn't it just to drink these things?"

Guan Shuman was slightly taken aback, and an embarrassment flashed across his expression, which was immediately covered by a sweet smile: "Mr. Chen, you are a bit out of touch. Considering that you are a high-quality customer of our bank, from now on, I will be your VIP financial manager. If you are interested, I can recommend some investment and financial management projects, all of which have an annualized rate of return of more than 6%."

Chen Jianghe shook his head and said, "I'm not very interested in investment and financial management. Are there any other services?"

An annualized rate of return of 6% is enough for most investors.

But for Chen Jianghe, who was a reborn person, he was not attractive.

"What kind of service do you... want?"

Guan Shuman's face flushed slightly, and he walked up to Chen Jianghe gracefully, his eyes rolled and he said: "As long as you open your mouth, I will do my best to meet all your needs."

Chen Jianghe was stunned for a moment, and immediately realized that what he had just said had misunderstood the other party, and smiled, "Miss Guan, I just want to ask if your bank has any loan programs. I am more interested in this type of service items."

"You... still want a loan?"

Guan Shuman was slightly taken aback. She didn't expect that the other party wanted a loan when they had borrowed hundreds of thousands of mortgages?

She tentatively asked, "Mr. Chen, do you still want to buy a house?"

Since a few months ago, Yanjing officially qualified to host the 2008 Olympic Games.

All kinds of news about rising housing prices began to spread and intensified.

All Yanjing locals with some capital on hand began to buy new real estate with loans.

Many wealthy businessmen and big bosses from other places also poured huge sums of money into Yanjing's real estate market.

As a VIP account manager, Guan Shuman is very clear about the trend of this type of market.

Compared with a year ago, their bank's mortgage amount this year has more than tripled!

So, she thought subconsciously.

Rich people like Chen Jianghe must have heard the news and wanted to continue buying a house in Yanjing with a loan.

Chen Jianghe's heart skipped a beat, and he suddenly remembered that real estate in this era did not have restrictions on purchases and loans.

Many real estate speculators made their fortunes in this era by using highly leveraged mortgages.

Put a lot of cash on hand into real estate, and then earn the difference in real estate prices by constantly buying and selling.

This is an excellent choice for ordinary people with little business ability.

But for a reborn person like Chen Jianghe who holds a golden key, it is not attractive.

He clearly knows every wave of the Internet, as long as he grasps it casually, he can take off in an instant!

The housing prices in Yanjing have only increased by more than ten times in the next 2001 years since 20.

However, for a pig that has taken off in the Internet age, the increase in value is by no means as simple as dozens or hundreds of times!

"Miss Guan, you misunderstood."

Chen Jianghe shook his head with a smile and said: "I have opened a few new shops in the department store and need a commercial loan. Besides, I already have a courtyard house for myself. As for the house, one set is enough to live in, and the price can be adjusted. Going up is not something a decent person should do."

Guan Shuman was silent for a while, deeply agreeing with Chen Jianghe's concept of "living in housing, not speculation".

But if you agree, you agree, as long as she has enough money on hand, she will invest in real estate without hesitation.

Because the facts are right in front of you!

The average price of some newly opened properties in Yanjing has increased by more than 1000 yuan compared to before!

If it is a building of 10,000 square meters, it is equivalent to an increase of [-]+ yuan!

Local people in Yanjing these days rely on a salary of 2000 yuan a month, and it will take years of the monkey to save this 10,000+ yuan!

But as long as you have money to speculate in real estate, you can easily earn this money in a few months!

"How many new stores do you want to open, and how much capital do you need?"

Guan Shuman asked with a smile.

Commercial business loans have always been the main loan project of banks, and they are also an important assessment target for VIP account managers.

"I currently have a cosmetics counter in total, plus four shops of about 50 square meters."

Chen Jianghe smiled and said, "If possible, I would like to apply for a commercial loan of 300 million."

"300 million!"

Guan Shuman was taken aback, she didn't expect the other party to say such a large sum.

Once it exceeds the 50 quota, it is no longer within the scope of her authority to apply.

If it was placed a few days ago, she would have rejected the other party's application without hesitation.

But today, she watched Chen Jianghe with her own eyes and brought a huge amount of 80 yuan to the bank counter.

According to the earning ability of the other party, it seems reasonable to apply for a loan of 300 million.

At this time, Chen Jianghe's cell phone rang suddenly.

He picked it up and saw it was an unfamiliar phone number.

After the call was connected, a slightly green girl's voice came from the other end: "Hello, is this Mr. Chen? Mr. Lin told me yesterday that he asked me to contact you today to go through the procedures of equity transfer. You now Where, are you free? I'll pick you up right away."

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