I looked at my father Jackie Chan in 1988

in the afternoon.

The sky is a little gloomy.

At the gate of the Agricultural Bank of China, Ji Sheng saw the Lao Qi that Liu Zhi mentioned.

This man is in his 40s, fat and thick like a Maitreya Buddha, and he always has a smile on his face, as if he is very kind.

But Ji Sheng's first reaction was that smiling is not a good thing.

"This is Boss Ji that Xiaoliu mentioned, right?" Lao Qi asked.

Liu Zhi hurriedly said: "Yes, he is my boss."

Lao Qi smiled and stretched out his hand, "Boss Ji, hello."

Ji Sheng stretched out his hand and shook him, "Mr. Qi, hello, I'm sorry to trouble you this time."

"It's okay, everyone is in business, and I will definitely help if there is something to do." Lao Qi was very righteous. Whether it is the same as the outside, only he knows, "Then let's go in, Manager Zhu has been waiting for a long time."

"Ok."

Ji Sheng led Liu Zhi and Ji Aiguo to follow Lao Qi.

As he walked in, Lao Qi confessed, "I will act according to my eyes later, don't talk nonsense, otherwise it will not be easy to get a loan."

"Understood." Ji Sheng said.

When I came inside, I was welcomed into the reception room by the bank staff.

After sitting for a while, a middle-aged man in his forties wearing glasses and a neat suit came in. As soon as he came in, he smiled and said, "Sorry, I'm a little busy today, so I kept you waiting for a long time."

As soon as Lao Qi saw him coming in, he quickly gave Ji Sheng and the others a wink, and then he was the first to stand up, showing a fawning smile and humbly saying: "Manager Zhu, I have a kid who wants to take out a loan. I'm sorry to trouble you this time."

Manager Zhu shook hands with Lao Qi, and Ji Aiguo and Liu Zhi stood up restrainedly.

But Ji Sheng didn't move, just sat there.

Lao Qi frowned and said to himself, what's the matter with you kid, you don't want to get a loan with this attitude?

"Which one of you wants to borrow? How much do you want to borrow? What kind of loan?" Manager Zhu didn't mind Ji Sheng's rude behavior and asked directly.

Only then did Ji Sheng pretend as if he had just noticed that Manager Zhu came in, and sat there and stretched out his hand, "Hello, Manager Zhu, my name is Ji Sheng, and I want to get a loan from your bank."

When Lao Qi saw that he was still rude, his eyebrows almost knit together.

Manager Zhu has a very good temper. While sitting down, he extended his hand and shook Ji Sheng, "What kind of loan does Mr. Ji want?"

After Liu Zhi, Lao Qi and Ji Aiguo saw Manager Zhu sitting down, they dared to sit down too.

"Oh, I want to apply for a business loan." Ji Sheng said in a startling way: "It's best to get a loan of 1000 million."

puff!

Lao Qi, who just drank the water, sprayed.

Ji Aiguo and Liu Zhi also trembled in fright, and said to themselves not to be scared away by Manager Zhu, 1000 million, what kind of concept is this?

Manager Zhu didn't expect Ji Sheng to be so courageous, it's okay to be rude, and he asked for a commercial loan of 1000 million. He was almost laughed out of anger, but out of professionalism, he still did business: "Since it's a commercial loan, Then Mr. Ji must have his own company, right?"

"Yes." Ji Sheng seemed very embarrassed, took out the company's qualifications and other certificates from his briefcase and handed them over, and said, "Our Huanyu Trading is based in Xiangjiang, and is engaged in the trade of imported home appliances."

As soon as the words fell, Manager Zhu stood up suddenly, and then the dissatisfaction that was still a bit dissatisfied was swept away, and he showed a smile that was even more fawning on him than Lao Qi, "Oh, I didn't expect that Mr. Ji is from Hong Kong. The boss of a foreign-owned enterprise is disrespectful and disrespectful."

Lao Qi, Ji Aiguo and Liu Zhi were all dumbfounded. They never expected that Manager Zhu would become so polite after Ji Sheng just said such a sentence.

Ji Sheng still smiled and nodded, um, he did it on purpose.

The domestic environment in the current era is different from that of modern society. Foreign-funded enterprises and Hong Kong-funded enterprises are the governments of various places seeking to invest.

This is not a joke.

In order to attract foreign companies to invest in all kinds of preferential conditions, not to mention, even the top leaders of many cities will go to battle in person. Ji Sheng once saw a news that there was a city's No. 50, even in order to win investment from foreign companies. He drank ten glasses of white wine and invested [-] yuan in one cup, but the big boss in that city even drank it and ended up in the hospital.

It is conceivable how rampant foreign-funded enterprises were in the 90s.

Ji Sheng's current identity is the boss of a Hong Kong-funded enterprise. If he behaves like Lao Qi, the bank will definitely doubt his authenticity, so he deliberately looks awkward.

"Well, Manager Zhu, you can take a look at my company's qualification certificate to confirm whether our company is a real Hong Kong-funded enterprise, and then we can talk in detail." Ji Sheng stretched out his hand.

Manager Zhu quickly looked at the copy of the business license, the company and other relevant certification documents, and confirmed that Ji Sheng's Huanyu Trading is indeed a Hong Kong-funded enterprise. Now the smile on his face became even wider, "No problem, Mr. Ji, let's talk about it." Let's talk about loans."

Lao Qi was dumbfounded, he had such a good relationship with Manager Zhu, and usually gave a lot of things during the holidays, but even so, sometimes when he wanted to use money for loans, Manager Zhu would be a little bit indifferent to him, and as a result, Ji Sheng just showed a company certificate, and Manager Zhu showed that he was willing to take out a loan?

Liu Zhi was also taken aback, a little unable to believe how easy it is to get a loan.

谷僐

"Okay." Ji Sheng's words were still very simple.

"That's right, don't blame me for taking the liberty." Manager Zhu smiled and said, "Let me ask first, what is your company applying for a commercial loan for?"

Ji Sheng didn't answer right away, and took out two copies of the contract between himself and Hualian Commercial Building and Panasonic from his briefcase, as well as part of the order contract, and the transfer certificate of Changchuan Machinery Factory, etc., "Recently, the investment is a bit large. Money is a bit tight, I want to borrow some money from your bank for turnover, part of it is used to purchase goods from Panasonic, and the other part is to invest in real estate, and convert the Changchuan Machinery Factory I just bought into a residential building."

Manager Zhu saw the copy of Panasonic's distributor contract immediately, and said with a yo: "Is your company still a distributor of Japanese stupid home appliance giants like Panasonic?"

Ji Sheng smiled and nodded.

Lao Qi also looked at Ji Sheng in a daze, apparently he didn't expect his business to be so big. He heard Brother Liu say that Ji Sheng was doing home appliance wholesale, and he thought Ji Sheng was just a dealer.

"How many orders does your company take for loan..." Manager Zhu asked as he saw the contract with Hualian Commercial Building. He lost his voice in surprise, "80 per month for the contract?"

Ji Sheng pushed the rest of the order contracts and some small shops that had no contracts, but the already counted order list, "It's not just 80, in fact, the order amount for this month alone is as high as 190 million. Changchuan Machinery Factory has changed from industrial land to residential land, and then invested in real estate. The money on hand is really not enough, otherwise there is no need to borrow from your bank."

"190 million orders per month?" Manager Zhu was even more surprised.

Lao Qi also took a breath beside him, he didn't expect Ji Sheng to be so awesome.

Liu Zhi and Ji Aiguo looked a little confused, they didn't understand why Ji Sheng did this, could they get a loan like this?

"So I want to borrow 1000 million from your bank, Manager Zhu, can you see if it's okay." Ji Sheng asked.

A loan of 1000 million is a big achievement.

Ji Sheng is also a Hong Kong-funded enterprise.

Manager Zhu wanted to lend him a loan from the bottom of his heart, but he still said: "With your company's qualifications, it is not difficult to get a loan of 1000 million, but you also know that the loan needs something as collateral. What kind of collateral are you going to take?"

Ji Sheng said: "Changchuan Machinery Factory."

Manager Zhu asked: "Have you obtained the construction permit, construction permit, and export housing permit? If you have these procedures, let alone 1000 million, our bank can lend you [-] million."

Ji Sheng laughed dumbly and said, "If I want to get those procedures, I will only borrow 1000 million from you? Let me tell you this, I borrowed 1000 million, except for part of the purchase, and most of the rest of the money is to give these documents to you. Get it done and get to work."

"But you don't have those documents, so I can't apply for real estate development enterprise working capital loans and land development loans for you." Manager Zhu said helplessly.

Ji Sheng blinked and said, "So I'm applying for a commercial loan."

Manager Zhu wondered: "But this...doesn't conform to the procedure."

Ji Sheng didn't look like asking for a loan at all, he acted like he was asking for money, "Then I don't care, I believe you can figure it out, if you can't figure it out, at worst I'll go to other banks for loans, I believe there are banks willing to help me solve these problems."

"Only the Changchuan Machinery Factory mortgage is really difficult." Manager Zhu still didn't let go, but he immediately revealed the tail of the fox, "Unless you can mortgage the dealer contract with Panasonic and the machinery factory to us, That way I can operate."

Ji Sheng knows this well, but if he provides a third party with valuable real estate as a collateral, he can mortgage it together, that is to say, use his dealer contract to increase the value of the real estate.

Manager Zhu was afraid that Ji Sheng would not agree, so he quickly added, "It won't affect your business, otherwise it will be difficult to operate."

"Okay." Ji Sheng agreed.

Manager Zhu said with fiery eyes: "Okay, I'll go and apply with the president and the others. If they think it's okay, the 1000 million commercial loan you requested should be granted. Please wait a moment."

Ji Sheng stretched out his hand and said, "Please."

Manager Zhu turned around and left.

Liu Zhi said in a daze, "Boss, did the bank agree so easily?"

Ji Aiguo also found it incredible, "Let's just show them a few contracts and company qualifications?"

Even Lao Qi, an outsider, was stunned at this moment.

"Otherwise?" Ji Sheng said.

This kind of thing seems unbelievable to Liu Zhi, Ji Aiguo and others. Even if Ji Sheng told people in modern society, few people in modern society would believe it.

But the current environment is different. Hong Kong-funded foreign capital is the object of investment everywhere, and Ji Sheng is not without collateral. He has Changchuan Machinery Factory and a distribution contract, and he has shown sufficient repayment ability. After all, a one-month order The amount is only 190 million. Isn’t this the ability to repay?

Naturally, as long as the bank is not embarrassed, there will be basically no problem.

So will the bank make things difficult for him?

Obviously not. First, his company is a Hong Kong-funded enterprise. Second, he has sufficient repayment ability. Isn’t the purpose of bank loans to enterprises to make money?

A company that has the ability to pay back the money, why doesn't the bank lend money?

Of course, if it is a purely private enterprise, even if it shows so many things, it is very likely that it will not be able to borrow so much money in the end. Who makes the current policy favor foreign capital?

Sure enough, when Ji Sheng was thinking about things in his mind, the door of the reception room was pushed open from the outside, and Manager Zhu came in accompanied by a short man in his 50s.

As soon as the short man came in, he extended his hand towards Ji Sheng with a smile on his face and said, "Mr. Ji, welcome, welcome to cooperate with you."