Financial novice has a system

Chapter 287 Mortgage Borrowing

Zhu Nongli was a little embarrassed on the phone and said: "My two juniors have already made it clear to other companies, and they are also very satisfied, and there should be no more problems. My teacher also said that Zhiheng has a good reputation in the industry. We can rest assured that you cooperate. In the future, if there are other technologies in engineering, we will contact you Zhiheng as soon as possible."

Wang Zhenji smiled happily and said, "Okay, thank you for your trust."

Zhu Nongli: "Would you like to have dinner together tonight?"

Wang Zhenji happily refused: "I accept the offer, but now I want to spend time with my wife at night and refrain from drinking."

"Haha..." Zhu Nongli laughed loudly on the phone: "Are you really ready to start eugenics?"

Wang Zhenji: "There is no way, the elders on both sides are very concerned about this matter. Besides, I also hope that Jiaomei will have a baby sooner. Now is the best time to give birth!"

Zhu Nongli: "Okay, I understand. My wife just felt that it was a little late to have a baby back then. Now that I have another baby, I feel that my body can't take it anymore. Then you are busy, and when you have good news, remember to notify me as soon as possible!"

Wang Zhenji responded happily: "No problem!"

It's just that at five o'clock in the afternoon, Wang Zhenji received a call from Liao Yusheng, with a serious voice: "Grandpa Zhang's condition report has come out. In addition to stomach cancer, he also has a hidden mutated tumor in the heart area. It is a benign tumor, but it will affect the heart function and must be removed."

"This kind of disease can't be solved by minimally invasive surgery in the Department of Cardiology at present. It requires an external thoracotomy for surgery, so the operation fee is relatively high. You have to hire a professor from Tongji to do it. It may cost several 10 yuan before and after the operation. "

Wang Zhenji was surprised.

This is not really good news.

Soon, he asked a very practical question: "Can Grandpa Zhang reimburse [-]% of the medical expenses?"

"Yes," Liao Yusheng said with certainty, "If it's a public-funded project, it's fine. But the hospital has to pay a deposit first, and then get the medical insurance. Now Grandpa Zhang is discussing with Grandma Chu to see if it can be treated conservatively. I heard from Aunt Chen that, Grandpa Zhang thinks that he is too old to undergo such a major operation, and the risk is very high, so it is better to leave the money to his son."

Poor parents!

Wang Zhenji felt a little envious.

After being silent for a while, he sighed and asked again: "I'm afraid Uncle Zhang won't agree?"

Liao Yusheng also sighed: "No. I heard that Uncle Zhang doesn't have so much cash in his hand, but he bought a small three-bedroom elevator rough house in the city and hasn't moved in yet, so he plans to sell the house In the future, when he comes back, he will buy a new house."

Wang Zhenji immediately took a liking to this Uncle Zhang who was working abroad, and asked curiously, "Which floor is their old house?"

Liao Yusheng: "Fortunately, the second floor is easier to climb."

Wang Zhenji turned his gaze slightly, and said to the point: "But the money for selling the house won't come so quickly, will it?"

"That's right!" Liao Yusheng sighed again, "Uncle Zhang is going to ask for leave now to come back, and quickly go through the procedure of selling the house, then borrow some money from Bobo Nie, and pay part of the surgery fee first."

Seeing that he didn't say anything for a long time, Wang Zhenji was moved, and asked again: "Is Uncle Nie hesitating?"

"Yes," Liao Yusheng smiled wryly on the phone: "Uncle Zhang wants to borrow 10 yuan. Uncle Nie thinks the amount is a bit large, and he is afraid that if Uncle Zhang fails to repay the money for the time being, it will affect Huier and me's wedding next year."

Wang Zhenji turned his gaze again, and asked again: "Did Grandpa Zhang and Uncle Nie communicate a lot before?"

Liao Yusheng on the mobile phone quickly replied: "Hui'er said that she often watches videos of grandma and this aunt, and the relationship between the two is very good. She also often hears that her aunt talks about Uncle Zhang's work and family, but it's the same with Zhang from abroad. Uncle doesn't have many direct contacts. However, when she didn't have a job before, this Uncle Zhang would always give her some red envelopes when he came back during the holidays, which were quite thick."

Wang Zhenji pondered for a while, and asked him: "I have an idea. Uncle Zhang is engaged in engineering abroad, so he is considered a technician, but he should be retiring soon, right?"

Liao Yusheng immediately guessed in surprise: "You want to wait for Uncle Zhang to retire and hire him to work in Zhiheng Group? So you want to make an agreement with him now and lend him money?"

Wang Zhenji: "Anyway, I have enough money, which is not bad for him. He can mortgage his third house to me, so that Grandpa Zhang and Grandma Chu can continue to live in the new house when they go home to recuperate, so as to save their age." It is inconvenient to climb stairs when he grows up. When he retires, he will use the money to redeem his third property rights."

"The third house is mortgaged in my hands, so I have the means to tie up Uncle Zhang. Uncle Nie and the others know that I have money, so I do this to save face for them."

Liao Yusheng was moved immediately, but hesitated: "This should work, but why don't you ask Jiaomei?"

"It's not that I borrowed money out of good intentions. It's a mortgage loan. The money for a small three-bedroom house can only be a million yuan if you put it in the city. She won't stop it. Of course, I will report it to her now. Get ready." Wang Zhenji said: "I'll tell you now, and you also say hello to them, so they don't have to worry."

"Okay!" Liao Yusheng immediately responded on the phone.

Wang Zhenji hurried to the second department again, and walked into Feng Jiaomei's office: "I have a private matter to discuss with you."

Feng Jiaomei looked away from the computer screen and looked at him gently: "What's the matter?"

When Wang Zhenji told about the Zhang family's affairs and his own plan, Feng Jiaomei blinked: "If you think you can trust them, then do it!"

Wang Zhenji laughed immediately: "I knew you would support me."

"This is the money you earn yourself, not to mention it is a kind of human investment." Feng Jiaomei said seriously: "We know that Heng is really short of professional and technical personnel in engineering. You use this way to imagine for the company. I don’t have much money, and it can help Brother Sheng gain face, killing three birds with one stone, why don’t I agree? Go, so they don’t have to wait!”

Wang Zhenji happily blew a kiss to her: "Thank you wife!"

He quickly called Liao Yusheng's mobile phone to inform him of the result, and then said, "When is the hospital planning to perform the operation?"

"The professors over there need to make another appointment, so they will stay in the hospital for at least a week!" Liao Yusheng said uncertainly: "I will convey your intention to them now."

……

Half an hour after Wang Zhenji returned to his position in charge of No. [-] and started working, Liao Yusheng called again.

As soon as Wang Zhenji picked it up, he heard Liao Yusheng say with relief on the phone: "Uncle Nie and Uncle Zhang are very grateful for your help. Uncle Zhang is asking for leave. Let's see if the leader can approve it in the afternoon. If he can, he will catch the flight tomorrow. I can probably arrive the day after tomorrow, so come to Huijin to meet you first, and then he will go back to his hometown to get the real estate certificate."

Wang Zhenji didn't care: "Okay, just follow what they discussed. But there is one thing, I have to go through the mortgage procedures with him before I can lend him money. You can emphasize that if you don't do this, I won't ask Yue Fang Home to explain."

Liao Yusheng chuckled on the phone: "Okay, I will emphasize it."

……

What happened to the Zhang family was just a small episode.

If it weren't for Liao Yusheng's relationship, Wang Zhenji would not have come forward to help.

So he quickly put the matter behind him.

When he got off work in the afternoon, Wang Zhenji received a WeChat message from Liao Yusheng saying that Uncle Zhang had already asked for leave and bought a plane ticket to Huijin tomorrow. He was expected to fly to Huijin on Friday afternoon and wanted to meet Wang Zhenji on Friday night.

Wang Zhenji readily agreed: "Okay, let's go to the hospital to visit Grandpa Zhang together!"

In the blink of an eye, it was Friday morning.

Fu Xiaojun sent out the game plan for the next day early.

Wang Zhenji quickly forwarded it to other relevant people.

Liao Yusheng and Nie Hui said that now that something happened to Grandpa Zhang, it would be inconvenient for them to come out to play publicly.

Afterwards, Qiao Xiang replied via Weibo that there was no problem: "I said you initiated the appointment and rejected another blind date arranged by my mother. Brother, don't say you want to cancel it when the time comes!"

Wang Zhenji was speechless: "Why is Auntie so anxious all of a sudden? How many times have you met this month?"

"Ten times!" Qiao Xiangwei was very frustrated: "They are all graduates from prestigious universities, or overseas returnees. Alas, when I heard their bourgeois accent from time to time, I really didn't feel it."

Wang Zhenji was very strange: "Do colleagues in your parent's unit like to send their children to study abroad?"

"Half of them are." Qiao Xiangwei disapproved: "Moreover, some middle-level personnel like the deputy directors of departments and deputy divisions like this. I'm surprised, isn't Huijin's college famous? At least it's a first-class college in China. A prestigious school in a big city, right? They have to send their children abroad, in the name of being in line with international standards, and I'll take it!"

Wang Zhenji understood: "They are all hopeless in their positions? But can Auntie accept such a background?"

Qiao Xiang sighed slightly: "Now these are the relatives of those colleagues in my mother's office. I won't say much, anyway, I will be there on time tomorrow."

Wang Zhenji chuckled, "Okay."

He casually sent a question to Fu Xiaojun: "You and that Xiao Lingyan have only been in touch on WeChat these two days, and didn't you make an appointment alone?"

"WeChat videos are also available every day." Fu Xiaojun sent a smiling face: "Anyway, we will meet on the weekend, so there is no need to make an appointment alone. Besides, the business in the store is good these two days, and I am quite busy."

Yes, Gold, Nine and Silver Ten are the usual practice in the auto industry.

Wang Zhenji smiled and congratulated: "It seems that your store will become bigger and stronger."

Fu Xiaojun: "Don't worry, take it easy. Is there anything else? If not, I'm going to collect the money."

"Go, go!" Wang Zhenji blessed with understanding: "I hope your family's business will be booming like this every day."

……

After confirming tomorrow's program list, Wang Zhenji sent it to Chen Huitong and Feng Jiaomei without any hassle, and asked, "Are you all going tomorrow?"

"I won't go, I'll stay with my wife, you young people, let's play!" Chen Huitong said with great interest: "With the manager here, I don't worry."

Wang Zhenji: "You really know how to flatter."

Feng Jiaomei: "Yeah, I'm neutral. I take care of the man and take care of the woman! By the way, Yuxi and Yimei came to ask me out just now, and I mentioned it by the way, but they both wanted to participate. You can ask your classmates, When the time comes, let's aa control!"

Come on, the team is getting bigger and bigger!

Wang Zhenji quickly sent Fu Xiaojun another WeChat message.

Fu Xiaojun quickly replied domineeringly: "You look down on brother, don't you? Although brother is not as rich as you, you can still treat him once in a while."

"No," Wang Zhenji replied quickly: "It's not a blind date anymore, it's us brothers hanging out together, I think aa is better. You just take care of your cousin and Xiao Lingyan. The few of us are ourselves Pay. It will be the same in the future.”

"Of course, if you want to thank the matchmaker, let's make an appointment for dinner alone."

Fu Xiaojun quickly called: "Hey, you are so cautious, are the two pairs of your new contract very rich?"

Wang Zhenji smiled and said: "One is the daughter of the Xie Group, and the other is a securities player. Do you have any money? Anyway, if you don't use the pocket money your father gave you, and only rely on your salary, I think you It will be more difficult. I won’t argue with us this time, and I will transfer 5000 yuan to you now.”

Soon, Wang Zhenji transferred the money to Fu Xiaojun, and urged him on WeChat to accept it quickly, and don't be too lazy, otherwise everyone will not make an appointment in the future.

Fu Xiaojun sent a wry smile: "Okay, you are a rich man, I will accept what you say. Then do I need to arrange a higher level of consumption for tomorrow?"

"No," Wang Zhenji replied with certainty: "It doesn't cost so much to chase girls. You just need to be considerate and take care of them. Besides, these expenses are not bad. You have seen them, they have come to the wedding, Both are my wife's bridesmaids."

Fu Xiaojun: "I have an impression of the eldest lady of the Xie Group. She is very pungent, with jewels on her body. Is the other one a sign? If so, I understand. I haven't passed the exam yet. If you bet on the finances of the club, what is the difference in calling the bet!"

Yes, I have learned to comfort myself.

But Fu Xiaojun asked again: "Hey, your wife's best friend is so powerful, she became a celebrity after only three years of graduation?"

Wang Zhenji: "Otherwise I can become a best friend? In this respect, I admire her very much, she is aggressive! So, we brothers should work hard. According to the time of graduation, you are all in the same class. Why do the two of them I can do it, none of you have passed the exam? We must review and review, our Huijin University of Finance used to be better than the Jingdu University of Finance and Economics!"

Fu Xiaojun was also not polite: "Then you will help win the honor and win it within two years?"

At this time, Wang Zhenji suddenly received Han Fen's WeChat message of good news on his mobile phone: "Hahaha, after three years, I finally got the registration certificate!"

I'll go, what a coincidence?

Wang Zhenji immediately clicked on her WeChat, and sure enough, the certificate was posted.

"Congratulations!" Wang Zhenji sent a message from the bottom of his heart: "Finally, I have given my classmates a sigh of relief! By the way, besides you, who else has passed the exam?"

Han Fen: "This is easy to handle. I'll show it to my classmates, ask and see who will reply."

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