Rebirth of the tea art man

February 2010, 2, the thirteenth day of the first lunar month, Friday.

After this weekend's Lantern Festival, another year of spring is over, and what awaits Lin Cheng is the college entrance examination which is only 3 months away.

And on the second floor of Lin's house, in the small living room.

Swish!

Lin Zhenghua closed the window and drew the curtains.

The small living room on the second floor suddenly became a closed secret room.

"Family meeting!"

Chen Minfang took out a red passbook and placed it on the table.

It shows the recent access records, and the final account balance is impressively on top - "550 million".

"so much?"

Lin Cheng was slightly surprised.

The 2010 million in 550 can buy a house in the city center in Yanjing or Tianhai, and it is still a very good kind of luxury residential area.

After all, the average house price in Tianhai at this moment is only about 2 yuan, and you can buy Tangchen Yipin after the price reduction for 5 yuan per square meter.

"Your uncle's compensation is another 100 million, and the total is 300 million."

"In addition to the compensation for demolition, the total is 240 million."

"In addition, the family originally had a deposit of about 120 million, 60 was bought for the crown, and 50 was deposited in the bank for a fixed term."

Lin Zhenghua picked up the passbook, his eyes were like looking at a piece of peerless beautiful jade, the level of He's Bi, "So, a total of 550 million."

"There are only three people in our family, a family of three."

"In the future, the money will be yours!"

"So let's discuss together, how to spend it?"

Chen Minfang looked at her son, the pride on her face was beyond words.

For an average mother, what is her son's greatest achievement?

It's not about how good your studies are or how big your career is, it's about starting a family and marrying a wife!

In her eyes, Lin Cheng's greatest ability is to get his future daughter-in-law settled.

If there is no accident, when she graduates from university, she will be about the same age. Whether it is Song Yi or Yan Qin, she will be very satisfied.

"What's the annual interest for that 50 fixed deposit?"

Lin Cheng asked curiously.

"Not much, just 2.5%, an interest of 12500 a year."

"It's been 5 years in total. I have saved for 4 years and earned 5 interest. It will be due next year."

Lin Zhenghua said.

"Our family will be divided into two 120-square-meter demolition houses. At that time, the deposit of 50 yuan will be withdrawn and used as decoration money!"

"In addition, the fraction of 550 million, that is, 50 is put in demand deposit, and it is usually used at home!"

"As for the remaining 500 million, I suggest you use it for investment and buy all stocks!"

Lin Cheng had planned for this money for the family for a long time.

It's not that he is greedy for the few million dollars, but that the money can be used as the capital for his parents' retirement, and at worst, it can be his last escape route.

One day I can't go on outside, there is really no other way, but I can go back to my hometown to inherit the family property!

"You said 50 for renovation and 50 for current payment. I agree with all of these."

"But, you want to buy stocks with 500 million?"

"The risk is too great!"

Chen Minfang frowned, feeling quite resistant to such a large investment.

After all, 500 million!

This is the only money left at home.

And stock investment is a very risky project.

Of course there is nothing to say if you make a profit, but what if you lose?

"Isn't it better to buy stocks than to buy funds?"

"The fund is so good. Those fund managers are all top students from Harvard and Yale. They are professional and experts."

"What do we ordinary people know about stock investment? It's better to leave it to professionals."

Lin Zhenghua is not against investment, but prefers funds.

"fund?"

Hearing this word, Lin Cheng couldn't help laughing.

In his previous life, he thought so too, but what happened?

Come on!

Bullshit expert!

Go to a f*cking high degree, what a master's degree, what Qingbeilin resumes diplomatic relations, Ivy League schools, it's all stinky shit!

One is greener than the other, and the pit is worse than the other, so that parents don't know each other anymore!

"Dad, you have to look at what kind of fund you buy, right?"

"Such as stocks, bonds, exchange rate futures, various types."

"Even if it is a stock fund, it is divided into military industry, manufacturing, consumption, medicine, automobile, and energy."

"At the end of the day, you still have to pick stocks and companies. If that's the case, why let others make a profit, just buy it yourself, and don't make a difference to the middleman!"

When talking about stock funds, Lin Cheng was eloquent and eloquent.

After all, this is the experience of losing real money, and it is a lesson learned from stock market crashes again and again.

"It makes sense!"

Lin Zhenghua agreed deeply, and nodded.

"Ah Cheng, how do you understand so well?"

"You haven't bought fund stocks before, have you?"

Chen Minfang was very surprised, she couldn't understand her son.

"Mom, have you heard of the technology explosion?"

"The civilization of human beings for thousands of years has been stuck in the era of cold weapons and animal husbandry."

"However, since Watt invented the steam engine, in just over 200 years, the progress of human civilization has surpassed the previous thousands and tens of thousands of years by countless times."

"We can go to the sky and go to the sea, and we can do almost anything!"

"It's the same with people. A single person will encounter the same period, and suddenly he will be enlightened and understand the rules of this world. This is called epiphany!"

"Such as Confucius and Mencius, such as Sakyamuni!"

Lin Cheng came prepared, and had already prepared a set of arguments.

"It makes sense!"

Lin Zhenghua suddenly realized and nodded.

"That means..."

"My son is a genius?"

Chen Minfang's eyes sparkled, just like a woman seeing a diamond the size of a pigeon's egg.

"That is!"

"You don't even think about it. Your son has won a prize of 5 yuan. Beiyang Middle School even regards your son's song as the school song."

"If even this kind of person is not a genius, then who can be called a genius?"

With that said, Lin Cheng turned on his laptop, and in front of his parents, he boarded the writer's backstage of Qixing Chinese website.

The contribution fee for December is 12!

The contribution fee for December is 1!

Just show it directly in front of your parents.

Explanation?

prove?

How can money be used!

In a family, the right to speak is determined by economic status. Whoever earns more money means that whoever is capable can control the right to speak!

"you……"

"Fiction? Are you writing a novel?"

Lin Zhenghua was dumbfounded.

Look silly!

Earn hundreds of thousands a month?

Only 18 years old!

An 18-year-old high school student, who has not yet entered college, earns hundreds of thousands of dollars in a month, and the sum of two months is 90, which is almost 100 million.

"genius!"

"Son, your mother is a genius!"

"How could you give birth to a genius like you!"

Chen Minfang was overjoyed, her face glowed.

Lin Cheng: "..."