The Technology Tree of Xueba

Chapter 139: Late electronic payment

The European smart device market is completely different from the United States and China.

Both the United States and Huaxia can be called the powers of the Internet and the electronics industry.

Europe has not kept up with the era of the booming Internet, coupled with the full opening of the European and American markets, and the market was directly occupied by the advanced Internet companies in the United States. There was no chance for local Internet companies to hatch.

Mobile phones originally had Nokia as a representative, but in the era of smart phones, there are no well-known smart phone brands in Europe.

European consumers are also accustomed to using brands from other countries and using Internet services provided by foreign countries.

They have no resistance to replacing smart devices, only the cost of replacing them.

They don't have a domestic complex, basically which company's product is good, they choose which company's product.

For the four major smart bracelet manufacturers, they are most surprised that the European market is easier to open, even easier than South Korea and Laos.

The sales of smart bracelets in Europe have basically encountered no organized confrontation.

I thought that a difficult battle turned out to be dramatic.

Finally, after expert analysis, the focus is on cultural differences.

The people of South Korea and Laos have a strong desire to support domestic companies, but Europeans do not have the pressure.

Zhou Yu looked at the virtual globe in front of him. Except for a small number of smuggled products in the United States, the smart bracelets in other countries are expanding steadily and orderly.

He asked Zhang Yunqiang: "Are European consumers adapting to the Morningstar system?"

"General Manager Zhou, artificial intelligence will make their lives extremely convenient. They have experienced the powerful convenience of the Morningstar system, and now they can't do without Xianghua.

We are negotiating with the relevant Italian authorities to set up a data center in Italy to provide better services to Europe. Zhang Yunqiang replied confidently.

"I see that Xianghua's third-party payment function is used very frequently. European consumers use it more frequently than Huaxia consumers.

Of course this is why our payment instruments have a very low market share in China.

However, Huaxia's electronic payment market has been developed. Due to the monopoly of banks in Europe and the United States, it is still a payment method based on credit cards.

Banks need to pay a handling fee for inter-bank transfers, not to mention open payment channels to third parties, and let third parties pay to occupy their original markets. "

Zhou Yu was curious about how Xianghua launched third-party payment tools in Europe.

Huaxia WeChat Alipay can develop. It is the central bank that manages major commercial banks. There are central banks that conduct cross-bank settlement operations. Major commercial banks also open interfaces to third-party payment companies.

European and American banks are completely capitalist, but they will not do these things that hurt themselves.

Zhang Yunqiang introduced: "General Manager Zhou, we do not have access to the bank. Even Apple is struggling. We are even more difficult.

The third-party payment method we use is actually similar to Huayan.

Because the sales of our company's Morningstar system is very high, the company has a huge amount of funds deposited, and the funds are transferred back to China, and the losses such as exchange rates and fees are also huge.

We use this fund as the principal to authorize credit for European consumers.

They only need to pay their bills by credit card during the 2 month repayment period.

Europeans have very low savings rates, and some corporate white-collar workers can't even get 1,000 euros in cash.

Our domestic approach is also not feasible. Through our risk control model, the bad debt rate can be controlled to a very low level. "

"You are doing very well. If you can make Alipay in Europe, it will be great."

Mr. Doug fastens his tie in London, England, and is going to work in the company.

He glanced at the ring on his finger, the latest smart device from Huawei.

It happened to be the 10th anniversary of his marriage with his wife, and he bought a pair of rings as a commemoration.

The ability of a smart ring is much better than a flashy diamond ring.

As soon as Mr. Doug stepped out of the door, he heard the neighbours opposite him, and there was a fierce quarrel in Orbis's house.

Mr. Orbis is angrily cursing: "If it were not for software from Huaxia Hailong Technology, I would not know that the children who have raised 12 and 8 years would not be mine.

This is the DNA test result. What else do you have to say? I must go to court to sue you and ask you to compensate me for my maintenance and spiritual loss. "

Mr. Doug shook his head and walked outside the community.

After the large-scale listing of smart bracelets, some very easy-to-use software also entered the eyes of every user through the software mall.

Among them, Hailong Technology's bone comparison paternity test has been on fire in many forums.

Compared with DNA, it is much more convenient. Through this software verification, it can give the parties great reference.

Now because of this software, countless families are going to divorce. I heard that some members of the parliament have proposed that the software be banned.

Mr. Doug came to the company. It is the head of a small and medium-sized foreign trade company. He started to assign tasks to his employees through the intelligent platform developed by Huawei.

He loves this intelligent platform, which can break complex tasks into simpler tasks and instruct employees how to allocate time to complete it.

The efficiency of British employees, he can only give 5 points out of 100 points.

After all, intelligent platforms are broken down into simple tasks. If they don't do well, there is a reason to fire and hire people with lower prices.

This is a very good spur on people who are very inefficient at work and usually very lazy.

Mr. Doug's employees are very dissatisfied. He is learning the operation of the intelligent platform and is preparing to outsource some of the company's business to related companies in China and India.

Some of the company's businesses can also be completed by artificial intelligence, so he no longer has to waste money hiring employees.

If you can hire one person less, he will earn less wages. Of course, the ideal state is that the company has only one boss and can run perfectly.

After Mr. Doug arranged the company's work, he went to the cafe and waited for his partner.

They sipped coffee and talked about the specific content. When the friend left, Mr. Doug was ready to pay.

He asked the waiter: "Do you accept smartband payments here?"

The waiter said respectfully: "We accept smart bracelet payment here, this payment is more convenient and more secure."

Mr. Doug took the bill and snapped his fingers. This was his pre-set checkout action.

Xianghua began to take the initiative to give the waiter a tip while clearing the payment. UU reading books www.uukanshu.com

The waiter immediately felt that Mr. Doug had already paid.

He respectfully said, "Sir, your payment has been settled. Welcome back next time."

Mr. Doug walked out of the cafe, and he felt that Xianghua Electronic Payment was really convenient.

I heard that in Huaxia, as long as people go out to bring smart devices, they don't need to carry cash to complete consumption at any place.

Even hawkers in rural streets accept electronic payments.

Credit cards dominated Europe in this era, and now, with smart bracelets occupying the market, convenient electronic payments have gradually begun to replace bulky credit card payments.

The most important thing is that Xianghua provides interest-free microloans, so that even people with financial difficulties have enough funds to spend, which can promote social economic vitality, and his company's business can become more popular.

Mr. Doug hopes that the smart bracelet will quickly occupy the market. He also wants to experience life without cash.

Tap the screen to use advanced tools Tip: You can use left and right keyboard keys to browse between chapters.

You'll Also Like