Extraordinary Genius

Kirilenko helped Feng Yu to make a loan in Ukraine's bank. In any case, he could not get away with the brother. . However, Feng Yu can see from the attitude of the brother, the brother is not very happy with Feng Yu's choice, but it does not show obvious evil feelings. It should be that Kirilenko talked with the brother.

Feng Yuben thought that he would meet with the president of the Ukrainian bank. It must be in the bank, but the energy of the brother is really amazing. The president of the Ukrainian bank came to the brother's home.

"Feng, I will tell you about this. This is Mr. Kevsky of our Ukrainian bank Ukrainian branch. Mr. Koffsky, this is Feng from China, my good friend in China."

"Mr. Feng, hello." For Feng Yu's young, Kofsky was not too surprised. He saw more of the second generation of the Soviet Union, thinking that Feng Yu is certainly the second generation of China, otherwise how can they become friends?

"Hello, Mr. Kofsky. I often hear them talk about you, I saw it for the first time today."

Feng Yu’s Chinese-style chilling did not work. Kovsky went straight to the subject and asked: “I heard that Mr. Feng intends to lend a sum to our Ukrainian bank. I don’t know how much you plan to borrow, what mortgage to use, or Who will give you a guarantee?"

In simple terms, loans are classified into mortgages and secured loans, all of which are illegal. Of course, banks are not without the unreasonable lending. For example, Citibank of Xiangjiang has had a loan of RMB 1 billion to Li people in the past, and there are even less than 100 million mortgage assets. There is no guarantor.

However, Citibank is still lending, and there is no fear that the other party will not be able to repay. Just because this old man is a Li person, they do not believe that the Li people will be in prison for the eldest son for a billion Hong Kong dollars. Even if the bank can't win, Li can't afford to lose that person. ╡┝┢┟.{.

Since others can do it at Citibank, Feng Yu believes that at this time the Soviet Union is even more problem-free.

"Mr. Kofsky, I want to borrow a billion rubles."

Kofsky looked at Feng Yu with amazement and looked at the brother. He is here this time. It is just a face to the brother, he originally thought that the brother of the brother, that is, the loan is a few million rubles. He never imagined that this Chinese person would have to borrow so much money!

One billion rubles, what is he going to do? If it wasn't at the brother's home, he just wanted to turn around and know how much a billion rubles is!

"What do you take as a mortgage?" Kovsky asked with a frown.

Feng Yuxi came out with some documents that had been prepared long ago. Of course, these documents are all copies, and the originals have long been mortgaged to ICBC in Bingcheng.

The Russian information, Kofsky can certainly understand, but the Chinese assets prove that he can not understand, just see the figures calculated above, a total of worth 1.8 billion.

Hey, this person has so much money, and that loan is one hundred million. Absolutely not a problem.

Wait a minute, this is the document of China, the value of the above assets, it will not be measured by China's rmb?

If it is only 1.8 billion rmb, then it is only 30 million rubles, too far from a billion!

The average bank mortgage loan, the loan amount, must be lower than the value of the mortgage asset, because it should consider the risk that the mortgage asset may depreciate. ╪╪┢╪.[[. c"o<m[

With an asset of more than 30 million rubles, he can give a loan of 30 million rubles. Even if it is the highest, I want to borrow a billion?

"How many rubles are you worth in these assets?"

"According to the exchange rate at this time, more than 30 million." Feng Yu answered seriously.

Koffsky stood up directly: "I think you are looking for the wrong person. There are more than 30 million assets, no other guarantors, I can't lend you a billion rubles!"

Although the face of the brother is big, it is not as big as 70 million rubles. What's more, the brother did not open the door to guarantee.

There is no guarantor, only such an asset. He will never lend so much to this Chinese!

"Mr. Koffsky, don't worry. You look at this document. The number written on it is more than 1.8 billion. If the person reviewing is a little relaxed, will it pass?" Kirilenko said slowly. .

"What do you mean?" Kofsky angered.

Kirilenko extended a slap: "Mr. Koffsky, you exalted your hand, I can take the lead for Feng, let him give you 500,000 rubles, and you have a bank account overseas. 500,000 rubles. How much is your salary for one year?"

Although Kevsky is the president of the Ukrainian branch, his salary for one year is only 10,000 rubles, 500,000 rubles, but his sum of wages for forty or fifty years.

Seeing that Kofsky hesitated, Kirilenko continued: "And I can find someone to give him a guarantee. I can guarantee that he will pay back on time and will never default. Mr. Kevsky even I can't believe it with my brother?"

"There are too few 500,000 rubles. You have borrowed at least 70 million rubles, so I will divide it so much. I want seven million rubles!"

When Kofsky came, I thought that there would be problems with the other party’s loan. Otherwise, why should I come over and go directly to the bank? But he did not expect that the other party actually wanted to violate the rules and loans so much. He felt that the risk was too great. He needed a sum of money to make himself feel at ease.

Feng Yu did not say a word, Kirilenko continued: "Mr. Koffsky, seven million rubles, don't you think too much? We are not just arranging you alone, one million rubles, with This money is enough for you to eat and drink."

Feng Yu thought that if he saved a million rubles into dollars, he might be able to eat and drink, but if he still had the ruble, he would have spent two years without spending it!

"At least five million."

"On one million, you are at risk, we also have risks. I think that I have paid enough for you. People can't be too greedy. But if you can promise me a condition, I can raise some price codes." Lianke raised a finger.

"What conditions?"

"My friend Feng, wants to borrow for eight years, and the interest is at the end of the eighth year, and all the money is paid off with the principal."

"What do you mean, you even want interest in the eighth year? This is impossible!" With such a large amount of loans, interest is not paid first, and he is under great pressure.

"Interest can be a little higher than the standard, and it can give you two million rubles. You can hear it is two million rubles. Loan down and get into your account right away!"

"That doesn't work, it's not in order."

"Three million rubles, this is the highest price I can give. You have to know that the Soviet Union is not only a Ukrainian branch." Kirilenko continued to attack.

Kraft's hand with a cigar was shaking, and he was very hesitant. Three million rubles, his wife and children can have a better life, and all this, as long as he is the president of the Ukrainian branch, will not be seen, even he can plant someone else's head, his risk In fact, it is controllable.

Feng Yu patiently waited, he believed that the brother brother, gifted in the Soviet Union, the brother is obviously more familiar with the "price" than he!

Khoffsky put the cigar in the ashtray and slammed it straight up: "I can't do it for eight years. I can promise you up to six years."

Kirilenko looked to Feng Yu and Feng Yu nodded.

"Yes, six years in six years, but the loan must be down within a month!" Kirilenko said.

"You can find the right guarantor. I guarantee that after the formalities are completed, I can release the money within one week!"

Feng Yu clenched his fists and was very excited inside. The first loan, it seems to be done! (To be continued.)

Ps: Thanks for the reward of the sadness of the year, thanks to the moon ticket that Yunyun wants to fly. The father of the fourth child passed the ice city back to his hometown in the afternoon. Originally, the fourth child planned to go back with him. However, because of the troubles during the Chinese New Year, he decided to postpone the time of returning home and write more to ensure that the New Year will continue. The old four fight, you should not give up the fourth.

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