Extraordinary Genius

Kofsky's action was very fast. On the third day, Feng Yu signed a loan contract and loaned one billion rubles. After six years, the principal interest was paid off once, and the annual interest rate was 13%. ┡╪┢┢.?.

Feng Yu only gave Kraft a rebate of 3 million rubles, and also prepared a red envelope of one million rubles for the brother. Although the repayment time is a little shorter, Feng Yu is completely acceptable, and the interest is lower than he thought.

This money went to Feng Yu’s account in Xiangjiang, and Feng Yu immediately transferred the promised amount to others.

"Chi brother, I think that the interest rate is higher, I can accept it. I don't need to argue too much on the interest." Feng Yu thinks that he will give less kickbacks and use high interest to lure the governors to give him illegal loans.

How can Kirilenko not agree, Feng Yuken gives high interest, he will be easier to operate. Today they are going to see the president of the Belarusian branch.

Feng Yu is pursuing efficiency now, and in the shortest possible time, all the loans will be settled. Because in a few months, under the stimulus of the double exchange rate, the official exchange rate of the ruble against the US dollar will be from o.6:1 to 1.8:1, and the market exchange rate will be higher!

With three consecutive Soviet state-owned banks, Feng Yu, with the help of Kirilenko, successfully loaned a total of 100 million rubles, totaling 300 million rubles, and the total rebate was only 11 million rubles. It seems that the rebate is very high, but compared with the profit that Feng Yu is about to get, it’s a slap in the face!

"Feng, do you want to continue the loan? The branches of the small allies may also be able to borrow, but the loan amount will certainly not be so high. ╪╪┡┡┢╪╪. ("

"Can you continue to borrow? Brother, as long as you can borrow, even if each bank only loans 10 million rubles, I also lend!"

Such a good opportunity, a hundred years of hardship, Feng Yu of course to fight for the greatest interests.

Kirilenko didn't understand why Feng Yu had to borrow so much, and the interest rate was getting higher and higher. Feng Yu didn't care what he was, how he invested in this money. Can you have such a high profit?

When Kirilenko helped Feng Yu to make the final payment in the state-owned bank, Kirilenko finally couldn't help but ask.

Feng Yu has actually been waiting for him to wait for him. This time he intends to bring his brother, if it is smooth. He wants to invest some minerals with his brother.

Mining in the Soviet Union, if there is no local power to take care of it, absolutely not.

In January and February next year, waiting for the Gulf to move up is a good opportunity for Feng Yu to acquire oil fields. At that time, the price of oil will fall, and the price of oil fields will naturally fall. In addition, the ruble has been greatly depreciated, even if it is now signed a high-priced purchase agreement, as long as the ruble depreciates more than three times, the purchase price is too cheap!

"Chi brother, remember that I told you this time, this is a good opportunity to make money.. (?.c[o<m Soviet Union if you want to disintegrate, you guess what changes will the ruble change?"

"The ruble? The ruble can change, after the disintegration. The big country will be the national currency, and the ruble will still be the main currency." Kirilenko is somewhat disapproving.

"Gold brother, you see, your country, buying the main living materials, is also buying by ticket? And our country is also, but after opening up the market economy, people have no votes, but they have money and want to buy things. This will Leading to the rise in the price of consumer goods, right?"

"It’s just normal for the price increase. What happened?” Kirilenko was still amazed.

Feng Yu shook his head. The brother seems to know nothing about finance. When the supply is less than demand, the price will rise quickly, inflation will occur, and the currency will depreciate.

In particular, the Soviet Union’s review of foreign banks is so low, and large foreign banks in Europe and America. Started to expand wildly across the Soviet Union. Through some gray means, they took a large amount of rubles from the state-owned banks of the Soviet Union and state-owned financial institutions, and let the Soviet Union print more rubles, which also caused inflation to intensify.

"Chi brother, have you thought about it, why are those foreign banks going to borrow heavily from your state-owned banks? Do you remember that when we talked about loans at the Bank of Belarus, how did the President of Kochoff tell us? He said that several foreign banks have borrowed a lot of money from the Belarusian bank in order to invest in some engineering projects. Which of these projects do you think might be achieved?"

"Of course it is impossible. Actually, we still have to build real estate in our Soviet Union. We all have houses in the Soviet Union. How do we have so many houses?" Kirilenko said disdainfully, he felt that the foreign bankers were Silly x, you build a house to sell, and some people have to buy to make money. Are we missing a house in the Soviet Union?

Are those people stupid? The responsible person of the Soviet bank is silly x! Those projects are set to be fake, just to get a loan. Perhaps the heads of those banks also understand that they only ate high rebates, in order to fill their pockets.

Why did Feng Yu say that the brother can buy the minerals of the Soviet Union, because the Soviet Union is also playing a shareholding system transformation at this time, that is, to give all state-owned enterprises and employees stocks, and each person can divide the assets of one or two thousand rubles, according to the current exchange rate. Look, it is definitely not a small amount.

The people of the Soviet Union have money, but life is still not good. There is no way, and the living materials are seriously inadequate. Save the money, where is it? Foreign banks have higher interest rates on deposits and a better service attitude. There are free coffee, free black tea, and a smile service.

So the Soviet people saved all their money in foreign banks. The state-owned banks didn’t have enough money, and the money they circulated was not enough. What to do, India, do you say that this can not be inflation?

"Chi brother, do you think that foreign banks are stupid? But have you ever thought that your money will be deposited in foreign banks? When the amount of money reaches a certain level, it will affect the prices of your Soviet Union. Especially if you are engaged in a market economy now, it is more convenient for them to control the price increase and the ruble depreciation."

"What do you say, the ruble is devalued?" Kirilenko is not happy, how can the ruble depreciate?

"Yes, originally a piece of clothing, ten rubles, but because of the market economy, everyone has the highest price, then the price of this dress may become twenty rubles, but actually bought the same piece of clothing, This disguised the value of the ruble by half! This will cause inflation! Inflation, do you understand?"

Kirilenko shakes his head and screams inflation?

Feng Yu is arrogant, and this kind of person can't explain it. Even the basic economic vocabulary doesn't understand.

"In any case, you have to know that the ruble is going to depreciate, and it will be devalued immediately. I will exchange the ruble of the loan for US dollars, or rmb, yen, and other roubles. After I exchange it, I will earn it. Do you understand?"

"So you have to borrow? I said how do you have to pay the principal and interest together? Then you told me that the depreciation is serious?" Kirilenko realized that Feng Yu was playing this idea.

"If you believe in me, look for relationships now, and you also lend, I promise that within three months, the ruble will be devalued! You have at least more than double the profits!" (To be continued.)

Ps: This chapter is uploaded regularly. The fourth child should also send his father to the bus at the station. To celebrate the New Year, the most feared thing for the fourth is to see the relatives and elders at home, afraid that they would ask: Is there a girlfriend? What are you doing now? Still writing novels, how much money do you earn in a month, enough to eat? Is it enough to pay the rent? I didn't think about going home to find a stable job.

I hope that everyone can support the fourth, so that when the fourth home, you can hardly tell them: income is okay! ! !

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