Extraordinary Genius

660. Chapter 660 These structures are not met?

With the snoring of Liu Chuanzhi, Liu Yonghao reacted and what he is doing today. He came to see Feng Yu and talked about the establishment of Minsheng Bank. When he talked about the glorious cause, he forgot all about it.

“Chief Feng, I didn’t expect your business to be so big.”

“It’s not too big. It’s not a big deal compared to many big international organizations. It’s just that I’m doing more complicated.” Feng Yu said modestly.

“If Chief Feng’s business is not big, what are we supposed to be? Chief Feng is too modest. Chuanzhi told you about Minsheng Bank. Do you have any thoughts?” Liu Yonghao asked.

“It is certainly possible to buy this bank, but there is actually a problem. Who do you understand the operation of the bank?” Feng Yu asked.

Feng Yu knows one person, and is familiar with the bank, Li Zekai. When he was in Canada, he worked in the bank.

“We don’t understand, but the Minsheng Bank still has to have state shares. That is to say, there will be specialized talents to come to the business. This does not require us to worry. The major shareholder of the bank should be China Life Insurance, we are all It is a shareholding,” explains Liu Yonghao.

Sure enough, it is the same as last life. Although it is said to allow private commercial banks, in fact, the major shareholder is still a state, but it has become a shareholding system, making the bank’s operations and incomes more transparent.

If this is the case, then there is nothing wrong with it. The previous Minsheng Bank has developed very well, especially after 98 years, it has developed rapidly. Of course, all commercial banks have reached a period of rapid development.

However, there is a serious restriction on Minsheng Bank. That is, many state-owned banks have policies, including provident fund storage, including housing loans. They were not open to Minsheng Bank at the beginning, which seriously affected the development of Minsheng Bank.

If Minsheng Bank is treated like a state-owned bank, then Minsheng Bank will develop better!

China Insurance Life Insurance, the future China Life Insurance Group, this is the world’s highest life insurance group, the capital is very strong. It is also because of its participation that the development of Minsheng Bank is getting better and better, because next year China’s “Insurance Law” will be introduced, which is just a high-speed period for the development of the insurance industry, and the income of the life insurance group will be higher and higher.

Insurance is linked to the bank, which is a successful model abroad. They use the amount insured by the customer to lend, invest, and earn the money to pay the insured’s insurance claims. If there is no bank, how can they use the insurance money they receive? Save the bank to eat interest?

It can be said that it is precisely because the country wants to vigorously develop the insurance industry that it has spawned the people’s livelihood bank. It is not the so-called private company’s proposal, and the state has agreed.

“This bank, what is the initial investment amount, how many companies are needed, private capital, how many shares can be occupied?” Feng Yu asked.

Holding is definitely not possible. It is also difficult to become a major shareholder, but Feng Yu can invest in the name of multiple companies, and then occupy a few seats on the board of Directors of the bank. It will be very vocal.

If you don’t want to be able to manipulate the bank casually, this country will certainly not let it, but it can’t be operated by others at will, and his opinions are ignored.

“The initial registered capital is 10 billion RMB, we can occupy up to 49%, but we don’t say that the shares can’t be traded in the future. There are no regulations on how many companies, but we want to get at least one 20 companies. Well, this can spread the risk,” explains Liu Yonghao.

One billion, this money is not much for Feng Yu, but it is not worthwhile to invest too much now. Whether it is the funds of Russia or the funds of the country, Feng Yu can get 10 billion RMB.

The current economic situation in the country, coupled with the new bank, there are so many powerful competitors, the income will certainly not be high. Fortunately, the bank is operating normally, and there will not be too much risk to lose money.

Investment bank is for the future. If you can become a major shareholder of Minsheng Bank, then capital operations will be much simpler in the future. Moreover, the bank is closely related to national policies. If you invest in a bank, you can know the direction of the national policy earlier and have a great impact on investment.

Feng Yu suspects that these Boss are to know the policy trends, because the temporary bank really can’t see any hope of making money. However, if the market can be listed in the future, it will still make a lot of money if it cooperates with the bank to launch financial wealth management products.

“Liu Boss, then can I introduce a few big Boss or Big Company shares? Can Hong Kong businessmen do it?” Feng Yu asked.

“Hong Kong businessman, I am afraid this is not possible. Although Hong Kong will be part of the country, the policy is still slightly different, one country, two systems. And Hong Kong has not yet returned, in case someone has become a foreign nationality, you say this shares How to do?”

“Can we not have the same foreign bank in our country?”

“But this is different from the people’s livelihood bank. There is also China Life Insurance. This can’t be affected by any foreign investment. You can introduce the big Boss, the big company can also, as long as the company is clear and clear, the strength is enough. One thing, this company, is the China Company.”

“Is there a Hong Kong stake? But it’s the kind of China’s money holding, can you?” Feng Yu asked in detail.

If this doesn’t work, then the Wind & Rain Electronics, Wind & Rain Appliances, Aihua Electronics, Aihua Appliances and other organizations will not work. Even Bing City Machinery Corporation doesn’t work, and the impact is big.

“This is not to say no, I will ask you for help. Can you say which company is it?” Liu Yonghao asked.

“Bing City Machinery Corporation, Wind & Rain Electronics, Aihua Electronics, Wind & Rain Appliances, Aihua Appliances, etc., as well as Wahaha Group, Aihua Little Overlord Corporation, Taihua Trading Corporation, Taihua Agricultural and Sideline Products Corporation, Taihua Supermarket Group, Bing City Pharmaceuticals Group, etc., or can add Wind & Rain Logistics Corporation, Quanjude Group or something.”

Liu Yonghao, at the beginning of several organizations, knows that there are shares of Feng Yu, and may even be owned by Feng Yu, which can be seen in the name of the Corporation. Wind & Rain, Aihua, Taihua or something, definitely related to Feng Yu. But he did not expect that these organizations are so much?

Bing City Machinery Corporation has a share of Feng Yu, and he knows this, but what about Wahaha Group, Bing City Pharmaceuticals, and Feng Yu?

Zong Qingxian of Wahaha, but he is very admired by a person who started from children’s oral liquid, the size of the company has expanded year after year, and the assets have turned upside down. This Corporation, is there a share of Feng Yu, or is Feng Yu just know Zong Qingxian?

There is also the Bing City Pharma, which started in the middle of last year and does not count advertising in Yang Tai. It can be a lot of money if it is an oral liquid. Is this relationship related to Feng Yu?

Wait, what does Feng Yu say about so many organizations? He shouldn’t want to be involved, and then occupy a seat in the Board of Directors?