Reborn Entrepreneurial Giant

Chapter 478 Financial Payment and Wechat Choice

Qu Li has been deliberate and has been thinking about establishing an advantage in competing with Ali Taobao. In addition to Jumei Logistics and Tongda Network, the most important strategy is to insist on internationalization.

There are many benefits of internationalization. Jumei can select talents from all over the world, secondly, it can cultivate the team's international vision, and it can make money.

It is also a B2C model, why can Amazon become the king of the North American market, but Goudong cannot? There may be many reasons, and the low gross profit margin should be the key. Goudong's self-employed money is not enough to support the competition between Goudong and Ari?

The low-price and low-margin competition of e-commerce retail is difficult to change in the "world factory", either to earn commissions through platformization, or to make profits through self-owned brands, or to develop new businesses.

Qu Li insists on making financial payments, making money by selling funds and insurance, of course to supplement cash flow for the retail business.

Jumei Pay changed its name to Ju Pay? The name has no distinctive features, so that’s it. Anyway, WeChat payment can subvert the current market competition pattern, but WeChat is time...

Lu Qi regretted it now, he didn't doubt Qu Li's ability, but who was Huang Zheng? Qu Li's assistant, who unexpectedly took over the WeChat project, has taken the lead in the global mobile instant messaging market. Qu Li not only has management thinking, but also the selection of talents...so good!

The person in charge of Jumei's financial business was not selected by Qu Li. The financial business is different from others. It is highly professional, and it is not stock speculation. Anyone who is reckless can participate and become a tycoon.

Jupay provides third-party payment services for Jumei and Juhuasuan, encouraging old customers to pay for shopping online, reducing the cash on delivery ratio, and thus reducing costs. At present, the development is not bad. The commodity distribution of Jumei platform is mainly based on Jumei logistics, and there is little demand for third-party payment. Juhuasuan is open to both Alipay and Jupay...

The other two platforms have promotional activities on 6*18 and Double 11. New customers get red envelopes, and old customers get Jupay red envelopes, so that old customers can reduce the frequency of cash on delivery, which is beneficial to both the platform and consumers.

Qu Li communicated with Bian Liang, CFO of Jumei, and a group of senior executives in charge of the financial business. When the relevant departments release the Internet financial license, they will do something to change the industry.

For some things, we can cooperate with Xiangjiang Fortune, or we can find some small and medium-sized fund companies.

"Everyone bears the risk together, and the benefits can be shared, but we must pay attention to sticking to the principle of self, and not to reverse the subject and the guest..." Qu Li doesn't know if this is considered private use, but the cooperation between the two companies is beneficial to both parties. He ignored the gossip and let the company buy the small fund and insurance website

Xiangjiang Wealth Fund has now become one of the top ten public funds in the country as it wished, especially the liquidation of one of its gold funds not long ago, which has attracted a lot of attention in the industry.

We must know that the wealth fund now has the largest QDII fund in the country, with a scale of about US$5 billion, more than one-third of the country's total. In addition to focusing on Internet technology, there are also many passive index funds, and now two funds that are pegged to gold and oil have been liquidated.

The performance of Xiangcai's domestic funds and stock funds is not bad. Anyway, it is impossible to go against the general trend of the industry. This year, we will focus on fixed-income products such as debt currencies. The domestic part is very likely to exceed 100 billion. The size of the largest fund company in the country is less than 200 billion.

Qu Li's unintentional willows and random layouts have such results that some people who are familiar with the "insider situation" have to wonder whether Qu Li is God's "son" after all, and whether those who oppose him will be punished by "meteorites" "Wait for magic attack.

Many of Jumei’s financial businesses can only do preparatory work. The communication between him and Bian Liang and others is more like cultivating talents, creating an environment for them, explaining background information, and what they can do depends on their own understanding and hard work . It is really necessary to issue Internet financial licenses, but they have not yet made "performance", and replacements are certain.

After inspecting the self-owned brand and financial business, Qu Li came to the WeChat department of Time. Now that the domestic situation is stable, functions such as shaking and nearby people do not appear in WeChat. It is not because of privacy and security, but because the situation abroad is more complicated. , must be handled with caution.

Facebook later had these two functions. It can be seen that the function based on location positioning can appear in Europe and the United States, and it needs to be turned on actively. Privacy protection is not a problem.

Because of these two functions, Shiguang WeChat has a tendency to become a magic tool for running appointments. Huang Zheng resolutely refuses to admit this rumor while letting it spread on the Internet. No one in China can "win" the future by relying on vulgarity.

Goose Factory has increased its investment in the mobile instant messaging market. Tencent’s user growth rate has not slowed down, but indicators such as user frequency are far lower than Time WeChat. It is too early to say that Huang Zheng and the others won the final victory. But staged victories have been achieved.

When Qu Li arrived, he gave them promotions and salary increases, gave them priority in the allocation of places for this school recruitment, and said some words of encouragement by the way.

"It has always been imitated and never surpassed..." From this point of view, the WeChat team is very proud. They have been innovating and strengthening the subjective impression of plagiarism in the public opinion.

"As expected, they really copied Shake..."

"Then get ready and sue..."

It doesn't matter what to sue, the key is to implement the evidence of plagiarism of the goose factory. Even if they finally changed the name of the "shake" function, and there are many similar brands of "shake" and "shake" waiting for them, they still apply Many patents have not been approved now, but there will always be a day when they are approved.

Jumei is different from start-ups. It is not short of money and can fight a protracted war. Even if the goose factory has a geographical advantage, it can affect the final result, which is fair and comfortable.

To operate this kind of thing, start-up companies are not good at doing it well. The Jumei team has experienced more complicated situations. Lu Qi is not a pedantic person, so he quickly made arrangements.

Many of Huang Zheng's ideas are too rational, and he seems to be unscrupulous in order to achieve his goals, but thinking that his competitors have no bottom line, Qu Li also acquiesced in a series of actions.

"The competition between WeChat and WhatApp may soon come to an end." Huang Zheng

"So fast, you don't seem to have a conflict."

"It's all the user's choice. Because of the dispersion of countries and markets, it is difficult for us to carry out targeted marketing and promotion activities like in China..." Huang Zheng thought for a while and said: "WhatApp has an advantage in English-speaking countries, and we have sales in Asia-Pacific and Europe. Advantage."

With such a result, Qu Li can still accept it. Although the American market is important, losing it won’t make him sad. Qu Li really doesn’t want to accept the iron fist of American Papa.

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