The birth of the Hong Kong Island family

Lin Ruicheng came to Shouson Mountain Villa, pretending to visit his three sons, but actually testing Kuang Meiyun's attitude.

This time things were so noisy, his first thought was that as long as there were no problems on Kuang Meiyun's side, there would be no problems. He now also feels that what his parents said makes sense. As long as Kuang Meiyun is stabilized, he and his three sons will have no problems, and they will have successors in the future. Not to mention that if Kuang Meiyun is stabilized, he can continue to play.

After having a 'parent-child activity' with his three sons, Lin Ruicheng pulled Kuang Meiyun upstairs.

"Meiyun, property prices have increased a lot this year! For example, the price per square foot in Taikoo Shing and Whampoa Gardens has exceeded 2,000." He relaxed the atmosphere.

Last year, under his advice, Kwong Mei-yun purchased dozens of large housing estates in Hong Kong and Kowloon for investment purposes. This kind of investment is not about making a lot of money. In my father's words, it is about giving your woman a sense of accomplishment and dependence on you.

Of course, the effect of giving money directly will not have the effect of investing together.

Kuang Meiyun said "Oh", and then said: "I should have earned a villa worth more than 20 million!"

Lin Ruicheng immediately understood that Kuang Meiyun meant that he gave Wang Zuxian a villa. As for the villa in Shouson Mountain, it was not transferred to Kuang Meiyun because it was Lin Ruicheng's residence, which was equivalent to his status in the family.

He immediately hugged Kuang Meiyun, and an overlord forced his bow and climbed up to Kuang Meiyun's vitals.

In the past, he once lost interest in Kuang Meiyun's body, but after not touching her for several years, and as Kuang Meiyun's temperament improved, he became interested again; of course, he regarded Kuang Meiyun more as the mother of three children, and was not interested in such things. , only happens occasionally.

"No, you haven't made it clear yet!"

"To do it or not to do it?"

"I want"

After the storm passed, the woman's temper disappeared and she lay obediently in Lin Ruicheng's arms.

As for Wang Zuxian's matter, Kuang Meiyun was sensible enough not to mention it again!

She now has three children as 'guarantees', especially the three children who have been recognized by the Lin family tree and their grandparents. Not even Lin Ruicheng can change this fact.

Therefore, she is now willing to accept the status quo, but hopes that this situation will end after Lin Ruicheng has enough fun.

On the other side, Wang Zuxian saw the words of the 'future mother-in-law' - as long as her son likes her, she immediately felt endless motivation and thought that she was one step away from marrying into the Lin family.

As everyone knows, it is impossible for Lin Ruicheng to marry her. After all, he was finally 'liberated', so how could he be restrained? So it is destined that Lin Ruicheng will keep changing girlfriends, but Kuang Meiyun still occupies the "invincible position" with her three sons.

Because Lin Zhichao, a talkative person, paid most attention to his children, and Lin Ruicheng also understood this. Otherwise, it would not happen. After he and Kuang Meiyun broke up, his father took his mother to communicate with Kuang Meiyun in person. He was simply worried that the descendants of the Lin family would be 'contaminated'.

New York, Horizon Investment.

Willis, president of the Americas Division, reported to Lin Zhichao: "BOSS, we currently hold 4.9% of Citibank's equity, and the average share price is US$14.02 per share."

Lin Zhichao asked curiously: "The cost is so high?"

If Willis hadn't been with him for more than ten years, Lin Zhichao would have been worried about whether the Americas team he led was capable and loyal enough. But Lin Zhichao has always had great trust in the people around him, including the family's bodyguards and servants.

It's not that he has no brainless trust or any scheming, but there are two reasons: first, Lin Zhichao will show favor to everyone around him, not only in terms of money, but also in terms of care; second, , Lin Zhichao has discovered over the years that he has a unique charm that can make people work for him wholeheartedly, so there are too many old employees around him.

Of course, in terms of family security, there are still special reviews, training, psychological counseling, etc.

Willis nodded and said: "Yes, we found that there is another force that is absorbing Citibank's shares, so Citibank's stock price should have fallen, but it has not fallen now. According to our understanding, we found that this force is Saudi Arabia A company whose boss is Prince Walid.”

Lin Zhichao suddenly realized that it was him, the child he had just made.

The acquisition of Citibank shares by Victoria Harbor Investment this time was due to Lin Zhichao's departure from usual practice - he never purchased more than 2% of a stock and adopted an offshore and diversified approach; and the purchase of Citibank shares this time was the result of Victoria Harbor Investment Make acquisitions generously, with a target of no more than 5%.

The reason is very simple: first, this investment is an honest investment by Victoria Harbor Investment. I have to tell Citibank a message that I am interested in investing in you; second, it does not exceed 4.9%. This is because there is no need to disclose the shareholding ratio according to U.S. law. If the upper limit exceeds 5%, it needs to be announced.

Although there is no need to announce it, as long as you go to major securities brokers to investigate, you can usually find it without processing.

"Okay, then there's no problem!"

Willis nodded and then asked curiously: "BOSS, although Citibank's stock price has stabilized, according to the current situation of Bank of America, Citibank's stock price will continue to fall next year. I even got a more credible one." News – Citibank’s financial situation is in poor shape.”

This year, hundreds of financial institutions in the United States have collapsed, and many major banks have not been spared and are on the verge of bankruptcy.

Lin Zhichao said: "This is just the situation during this period. After this, I believe that Bank of America will recover by improving its operations and the general environment. In the later period, there may even be mergers and acquisitions and integration to achieve better results. Don't look at it. Among the top ten banks in the world this year, no American bank is on the list, but I believe in the future of the American economy."

This year, seven of the world's top ten banks are from Japan, and none from the United States is on the list. At the beginning of this wave, American banks began to merge, acquire, and reorganize, and soon one after another large banks appeared.

Willis nodded. He admired Lin Zhichao's investment methods very much. He was the real "stock god". Of course, this stock god is very low-key and rarely well-known on Wall Street.

Willis said: "Now we have sent a signal that Horizons Investment is interested in investing in Citibank. If they issue preferred shares, they will definitely contact us."

Lin Zhichao said: "I know!"

After Willis left the office, Lin Zhichao began to think.

Although Victoria Harbor Investment has more than 40 billion US dollars in assets, he is still not satisfied and continues to invest and make money.

Of course, in order to keep a low profile, when he later planned to invest in American technology companies, he would use an investment bank affiliated with Hengfeng Bank. In this way, the family office, Victoria Harbor Investment, and Hengfeng Bank have become the second trump card of the Lin family.

The first trump card is nine group companies run by seven sons and two daughters.

The second trump card is the three major financial companies controlled by Lin Zhichao.

And every trump card can actually be many trump cards. It is impossible for anyone or any country to break the game arranged by Lin Zhichao. Of course, the rise and fall of a family usually begins from within, and if the Lin Zhichao family wants to decline, it will probably only happen when the family cohesion is insufficient.

Citibank headquarters.

In the conference room, Chairman John Reed said to everyone: "The U.S. Federal Reserve Board of Governors urges us to increase our capital reserves. We need an investment of more than one billion U.S. dollars. Let's talk about whether there is a suitable target."

Everyone was silent, because Citibank was regarded as a plague by investors at this time, and they were afraid of bankruptcy, so everyone avoided it. Because of this, issuing shares to the public will only result in failure.

After thinking for a while, President Santos said: "Recently, Citibank's stock has been unusual and a bit contrary to the trend. We have to investigate whether any investors are buying heavily. If so, then he must want to invest in us. If He's a well-known investor and we can take advantage of the free advertising."

A senior executive immediately echoed: "Indeed, there seem to be two forces in the market that are buying our Citibank shares. It seems that we do not have no investors, but we just do not have a leading investor."

Everyone nodded. At this time, Citibank's market capitalization was only over 4 billion U.S. dollars. Citibank needed to issue preferred shares worth more than one billion U.S. dollars (which could be exchanged for common shares, but a higher price would be agreed upon). Naturally, it is impossible to issue such a large amount of preferred shares to one person to avoid forced acquisition; however, there is a lack of a leading investor.

A senior executive also suggested at this time: "The Kuwait Development Authority is interested in investing in Citibank, but they are currently unable to protect themselves (from the invasion of Iraq), and I am afraid that this matter is full of unknowns."

John Reed said: "It can be used as an alternative! Let's find out from the market who is buying our stocks in a big way and see if we can add more investors."

The other side.

Lin Ruihuan, on behalf of the Changshi Group, is signing an acquisition agreement with Morris, the president of American Southern Company.

The two signed their names readily, then stretched out their hands to hold them, and a staff member immediately took photos and recorded them.

"Mr. Lin, thanks for your investment, Southern Company finally no longer needs to go bankrupt!" Morris said seriously.

‘Subsidiary acquiring parent company’ is indeed a bit abnormal, but now it is the best result – Hong Kong’s 7-11 convenience store injected funds to acquire 73% of Southern Company’s equity to avoid Southern Company’s bankruptcy.

Lin Ruihuan said: "We cherish Southern Company's 7-11 convenience store brand very much, so this acquisition is beneficial to both parties."

The two parties have been negotiating this acquisition for more than a year!

Southern Company has failed to diversify since 1987, and has been deteriorating since then. Last year, the 7-11 convenience store owned by Changshi intervened, and negotiations for the subsidiary to acquire the parent have been ongoing.

Finally, when American Southern Company was about to go bankrupt, Hong Kong's 7-11 convenience store acquired 73% of its shares. According to the agreement:

1. Hong Kong 7-11 convenience store sends two directors, and the headquarters has the right to appoint any personnel appointments of American Southern Company (absolute equity);

2. After Southern Company obtains funds, it will gradually clean up other businesses (businesses that failed to diversify) and focus on developing 7-11 convenience stores in the United States;

3. 7-11 convenience stores will build two headquarters in the United States and Hong Kong, one in charge of European and American business, and the other in charge of Asian business.

In short, after the completion of this acquisition, the retail industry of Cheung Kong Group will achieve leapfrog development.

In fact, Nissin was originally invited to participate in this acquisition, but Momofuku Ando was old and unable to do what he wanted; in this way, Changshi Group quickly established a 'first-level subsidiary' - 7~11 convenience stores (Hongkong).

Not only did they acquire American Southern Company, but they also took over 50% of the shares of Nissin Company owned by Lin Zhichao.

Equivalently, Cheung Kong Group already has a potential "retail group". In its previous life, this retail group had a total of 70,000 7-11 convenience stores. In fact, 7-11 convenience stores currently rank first in terms of “convenience store share” in Hong Kong, Macao, Taiwan, Singapore, the United States, and Japan.

7-11 Convenience Store (Hong Kong) has already formed a complete management team and system, so it is full of confidence in developing global business.

Over the years, the 7-11 convenience store brand has become more and more perfect under the guidance of Lin Zhichao himself.

If American Southern Company had not failed to diversify, the company would not have problems at all.

A few days later.

The news that 7-11 Convenience Stores, a subsidiary of Changshi Group, acquired American Southern Company caused a great sensation in the United States. 7-11 Convenience Store (Hong Kong) is just a regional franchise company, but now it has turned against its own mother to acquire American Southern Company.

Of course, the American media also pointed out that 7-11 Convenience Store (Hong Kong) is a subsidiary of the Cheung Kong Group, a large consortium in Hong Kong, so it is not surprising.

Cheung Kong Group already enjoys great influence in the world, and its overseas performance also includes records in Japan, the United Kingdom, and Singapore; not to mention, Hutchison Whampoa, a subsidiary of Cheung Kong Group, has also been seeking global development in recent years. .

Some American media described: "In recent years, consortia from Hong Kong have often been on international flights to make acquisitions around the world. They are very wealthy, and the most representative of them is of course Hong Kong's largest tycoon, the Lin Chi-chao family."

Not long after Lin Zhichao returned to Hong Kong, Lin Ruihuan also returned triumphantly. Of course, acquiring a company that was on the verge of bankruptcy was not a great achievement, and it should not have received so much attention.

However, Cheung Kong Group has a certain influence in the world and is the largest local conglomerate in Hong Kong, so it has attracted much attention.

In the office of Cheung Kong Group, Lin Ruihuan said confidently: "Father, I think 7-11 convenience stores have great development prospects. Of course, some strategies also need to be changed, especially the US business."

Lin Zhichao nodded and said, "Tell me about it!"

Lin Ruihuan has been in shopping malls for 21 years and has a lot of skills. He said seriously: "7-11 convenience stores in the United States have not exerted regional synergy. I think one of the main location strategies that 7-11 companies should follow is to open new stores in target areas. branches in order to form or increase their distribution density. For example, in a county in Japan or a county in the United States, there should be at least two or more stores. However, 7-11 convenience stores in the United States are generally not concentrated, so we should close some that are not concentrated. 7-Eleven convenience stores in the United States. At the same time, the important location strategy of establishing new stores mainly in areas where the chain already has a high distribution density will enable the company to benefit greatly from the integration of warehousing and transportation."

After listening, Lin Zhichao said with satisfaction: "What you said makes sense! When we first entered 7-Eleven, we worked on the fit between the competitive strategy and the supply chain location, transportation, inventory and information strategy for a long time. A period of research; even Japan’s 7-11 convenience store, we have accumulated considerable experience from it.”

His own reputation as the "God of Management" is not entirely due to the memories of time travel, but Lin Zhichao never does anything. He will absorb the experience and knowledge of his previous life, work hard to study and study deeply, and finally achieve his own success. System management method.

Although he is not a real god, Lin Zhichao is indeed an expert in many fields, so he has set a good example in the enterprise.

Next, Lin Zhichao asked: "How are things going in the shopping mall?"

Cheung Kong Group has a large amount of cash flow, and its annual dividends are relatively stingy. It hopes to invest in good assets when it saves money; after all, this era is the best era to make money, and it will not be possible in another thirty years.

"We have reached a preliminary cooperation with a trust company, took over three shopping malls from them, and continued to operate them by transforming them into 'Raffles City Shopping Centres'" Lin Ruihuan introduced in detail.

Raffles City Shopping Center has become a "resounding business card" of Cheung Kong Holdings. Currently, there are 5 Raffles City shopping malls in Hong Kong, Singapore, and Japan; especially in Japan, two of the three Raffles City shopping malls have been opened, and both have achieved success. A huge success.

Therefore, Lin Zhichao’s idea is to acquire shopping malls in the United States, transform them, and then operate them as ‘Raffles City Shopping Centers’. This method takes a short time and does not require several years to open.

As for whether "Raffles City" can succeed in the United States, Lin Zhichao is not worried about this. High-quality products will always be high-quality products. Cheung Kong Group has a development history of more than 30 years in the field of "shopping malls".

After listening to the report, Lin Zhichao said: "Well, I believe there will be no problem in gaining a foothold in the U.S. shopping mall field through transformation."

Lin Ruihuan nodded and said, "Yes. At the same time, we have also carried out in-depth development of the land surrounding the shopping center to maximize profits."

Shopping malls in the United States are different from shopping malls in Asia. Most of them are not located in city centers. Shopping malls in Asia are "location, location, location"; shopping malls in the United States are a "convergence effect" that brings people around them together in this shopping mall. The reason here is probably that Americans like to live in suburbs and have a very high proportion of cars.

Lin Ruihuan's "deep development" is to develop the land around the "shopping mall", which can increase new profit points.

"Okay, overall there is no problem. Just do it boldly." Lin Zhichao encouraged.

"Yes, father!" Lin Ruihuan said steadily.

Lin Zhichao continued: "The situation of office buildings and hotels in California is very poor and is expected to fall next year. The overall situation is similar to that of the early 1930s. Therefore, except for investment in shopping malls, we will wait for another year to discuss other commercial real estate."

It was obviously only two years since the trough began in 1989. Based on the situation, Lin Zhichao believed that it might be more reasonable to buy the bottom of commercial real estate in 1992~1993.

In addition to his investigation and analysis, Lin Zhichao also analyzed information from his previous life when the U.S. banking industry came out of the trough in 1994 and conducted a glorious five-year period (bank stocks soared). This wave of U.S. real estate troughs is similar to the situation.

In this way, Lin Ruihuan can make better investments based on this general situation analysis.

"I made a note of it, and I will make sure to invest steadily!"

After Lin Ruihuan left, Lin Zhichao smiled.

Who said that Hong Kong consortiums' overseas expansion was basically not smooth? In the previous life, even Li Jiacheng only achieved results in the late 1990s. In the early days, oil and telecommunications suffered losses for many years.

Today, Lin Zhichao has achieved brilliant results in overseas investments - in Japan and Singapore; next, he will achieve good results in the United Kingdom, the United States, Canada and Australia.

Especially in the United States, there was no place that the Li family could 'conquer' in Chengdu in the previous life. Now it is Lin Zhichao's turn to conquer it.

This year, Husky acquired a large amount of natural gas resources in the United States and made a lot of money;

Acquired American Southern Company and successfully entered the US retail industry;

Acquired three shopping malls in the United States and began to enter the American retail business.

For Lin Zhichao, the U.S. stock market finance is his cash machine, but if he wants to run an industrial business in the United States, he has not yet achieved much success, so he needs to prove himself.

Especially for retail business, whether it can succeed or not, the next step is very critical. For this reason, Lin Zhichao must have personally participated in the battle to provide his own views and opinions. (End of chapter)