Wealth

Fan Wubing spent hundreds of thousands to go out and was in pain, but he did not expect that someone would send money to his door.

　　 Qiu Baohua suddenly called the door, trying to dismantle part of the funds with him and make a small fortune.

　　 Qiu Baohua naturally knew how much money Fan Wuyi had in the Swiss bank account opened in Hong Kong, so he borrowed seven million yuan when he opened his mouth.

"I am all in Japanese Yen. Did you find the wrong person if you want to borrow money?" Fan Wubing recently asked for a large amount of money to operate, but Qiu Baohua is also very important to him. Qian said hesitantly.

　　 "For up to half a month, 10% interest. As for the Japanese yen, you can use your Japanese Yen Certificate of Deposit as a guarantee and borrow a sum of RMB from the bank! It's easy!" Qiu Baohua replied.

"Short-term loans? This is something to consider! But what business are you doing? You get 10% of the income in half a month?" Fan Wubing was very curious. Where did Qiu Baohua find such an easy way to get rich? NS?

Qiu Baohua is willing to pay 10% interest to Fan Wuyi, which naturally shows that his income must be greater than 10%. The handover is clear within half a month. Obviously, it is a way to make quick money. Fan Wuyi also temporarily No one can think of this way.

　　 "We are now moving to Shenzhen for development! Don't you know, there are opportunities to make a fortune here!" Qiu Baohua over there seemed very excited.

　　 As for? Isn’t it just from Guangzhou to Shenzhen, is there really such a big difference? Fan Wubing suddenly felt that Qiu Baohua was a bit too exaggerated, so he cross-examined, "Just talk about the main point, if I don't know the specifics, but I won't lend you money, this is my hard-earned money!"

　　 "Okay, okay--" Qiu Baohua said on the phone, "I didn't lie to you for money, it's actually like this!"

　　 After listening to Qiu Baohua’s explanation, Fan Wubing found out that they had found a new way of making money. No wonder they have not mentioned the issue of reselling cultural relics recently, nor have they blocked Fan Wubing. They are now reversing foreign exchange.

　　 In the middle of this year, the Tongsheng company where Qiu Baohua worked moved to Shenzhen and opened an import and export trading company with a serious license, specializing in buying and selling.

　　 According to the policies of the special zone at that time, foreign products imported into the special zone cannot be sold outside the special zone, but there is no restriction on the goods purchased by customers outside the special zone from being shipped out of the special zone. There is no big difference between the business of an import and export trading company and reselling corn: first receive 25% of the purchase price of the mainland demanding company as a deposit, and then place an order with a Hong Kong company, and pay the same percentage to the Hong Kong company. After the goods arrive in Shenzhen , The buyer pays the balance and takes delivery.

　　 The key to buying and selling is that the receipt is in RMB and the payment to Hong Kong companies is in Hong Kong dollars or US dollars. The profit of the exhibition center comes from the ability to obtain foreign currency. To open such an exhibition and sales center, you must first have an import license, and secondly, you must contact a unit that has a share of foreign exchange exports. That is to say, you cannot open such a company without a certain government background and public relations capabilities.

　　 Qiu Baohua's Tongsheng company is very good in both black and white. The boss has an extraordinary background. Recently, he has frequently contacted some big people who came to Guangdong in an attempt to make a fortune by taking the upper-level route. And he also found a way to make a fortune, which is to reverse the foreign exchange.

　　 At the beginning of the month, a big man from Beijing came to Shenzhen and declared to Qiu Baohua’s boss that he had 30 million U.S. dollars in foreign exchange reserves on hand, and the exchange rate was 3.7 yuan for one U.S. dollar.

　　 The so-called foreign exchange retention is not cash, but a quota indicator. It should belong to a large state-owned foreign trade company, and it was eventually transferred to the poor man with official backstage in a very gray way. At that time, the market exchange rate was one U.S. dollar to 4.2 yuan. Qiu Baohua booked a foreign exchange reserve of 10 million U.S. dollars from this person according to the instructions of the boss. Then he borrowed 20 million yuan from the Bank of China, plus his own company. If you borrow another seven million from Fan Wubing, you can make up 37 million. In this way, 37 million renminbi is handed over to the other party in exchange for 10 million US dollars in foreign exchange retained, and then sold at the market price, so that once in and out, you can earn an exchange difference of 5 million renminbi.

　　 "This TMD is naked money laundering! Why doesn't I know there is such a good thing?!" Fan Wubing immediately shouted when he heard Qiu Baohua's explanation.

　　 Before he was born again, he was specialized in this line, and he was a master in the field. At this time, when he heard about this, how could he not be able to distinguish the problem? It's just that he was very puzzled. For such obvious money laundering methods, doesn't the country have corresponding policies or laws and regulations to restrict it?

This kind of foreign exchange and reselling seems to be faster than reselling corn. It seems that between Shenzhen and Beijing at that time, such an underground channel for resource transmission has already been formed ~ www.wuxiamtl.com~ a steady stream of national quotas and public interests Trafficked to the South in various forms, they drifted away from the margins of the law and contributed to the wealth of certain individuals and companies.

Qiu Baohua’s import and export company plays the role of terminal money laundering in this game. He transferred foreign exchange indicators from Beijing to connect Hong Kong and domestic companies that purchase and ship goods, and “cleanse” the exchange rate difference through the import and sales of goods. Circulation price difference.

　　 After hearing Qiu Baohua’s explanation, Fan Wuyi immediately checked the relevant laws and regulations. He was surprised to find that the current state laws on money laundering are basically blank!

What is surprising is that although this currency exchange game is very active, the national law has always turned a blind eye to it, without the necessary definition and regulation, and even the nature of the behavior is ambiguous, leaving a great deal of mediation and ambiguity. space.

According to the law at that time, there was almost no clear explanation in terms of what is meant by "foreign exchange evasion". The foreign exchange business like Qiu Baohua participated in actually has formal procedures, ranging from bank remittances to import approvals, even for special economic investigations. Group, there is no basis to determine whether this behavior is illegal.

　　 "Oh, my goodness! I knew there was such a good thing, what kind of pigs would I raise! I flipped through my hands and it was a few million dollars in money, and it was reasonable and legal!" Fan Wuyi slapped his forehead and groaned.

　　 No wonder that thirty years later, people often mentioned the original sin of domestic capital, and should they be held accountable for their original sin? It turns out that in Shenzhen at that time, or elsewhere, many people were engaged in similar activities, quietly gathering their original accumulation, regardless of whether it was white or gray.

　　 "This is a loophole in the law! Should I do it or not?" Fan Wuyin felt hard to choose.